ACI Worldwide Warns Payments Industry Faces Major Disruption by 2026

Reuters
2025.12.11 12:01
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ACI Worldwide warns that the payments industry faces major disruptions by 2026, driven by AI, new regulations, and demand for instant payments. Only 36% of executives have a modernization roadmap. Mergers and acquisitions will increase, with top performers sustaining technology investments. The "Rule of 40" will lead to consolidation among underperformers. New payment rails expand financial inclusion in developing markets. ACI urges modernization and innovation to stay competitive.