<div id="readability-page-1"><p>OP Bancorp (NASDAQ:OPBK - Get Free Report) is expected to release its  Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect OP Bancorp to post earnings of $0.52 per share and revenue of $24.85 million for the quarter. Individuals can check  the company's upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Monday, January 26, 2026 at 12:00 AM ET.</p><p>OP Bancorp (NASDAQ:OPBK - Get Free Report) last issued its quarterly earnings results on Thursday, October 23rd. The company reported $0.45 EPS for the quarter, beating analysts' consensus estimates of $0.44 by $0.01. OP Bancorp had a return on equity of 11.09% and a net margin of 14.42%.The company had revenue of $24.48 million during the quarter, compared to the consensus estimate of $24.25 million. </p><h2>OP Bancorp Stock Up 2.3%</h2><p>OPBK stock opened at $14.46 on Thursday. The stock has a market cap of $215.31 million, a P/E ratio of 9.21 and a beta of 0.68. The company has a current ratio of 1.01, a quick ratio of 1.01 and a debt-to-equity ratio of 0.34. The stock's fifty day simple moving average is $13.89 and its two-hundred day simple moving average is $13.79. OP Bancorp has a 1-year low of $10.43 and a 1-year high of $16.07. </p><h2>OP Bancorp Announces Dividend</h2><p>The business also recently declared a quarterly dividend, which was paid on Thursday, November 20th. Investors of record on Thursday, November 6th were issued a $0.12 dividend. This represents a $0.48 dividend on an annualized basis and a dividend yield of 3.3%. The ex-dividend date of this dividend was Thursday, November 6th. OP Bancorp's payout ratio is 30.57%. </p><h2>Wall Street Analyst Weigh In</h2><p>OPBK has been the subject of a number of research analyst reports. DA Davidson raised their price objective on shares of OP Bancorp from $16.50 to $17.00 and gave the stock a &#34;buy&#34; rating in a report on Tuesday, October 28th. Weiss Ratings  reissued a &#34;hold (c+)&#34; rating on shares of OP Bancorp in a research report on Monday, December 29th. Keefe, Bruyette &amp; Woods raised their price target on shares of OP Bancorp from $15.50 to $16.00 and gave the stock a &#34;market perform&#34; rating in a research note on Monday, October 27th. Finally, Zacks Research downgraded OP Bancorp from a &#34;strong-buy&#34; rating to a &#34;hold&#34; rating in a research note on Monday, December 29th. One analyst  has rated the stock with a Buy rating and three have assigned  a Hold rating to the company's stock. Based on data from MarketBeat, the stock presently has an average rating of &#34;Hold&#34; and an average price target of $16.50.</p><p><b>Read Our Latest Research Report on OPBK</b></p><h2>Institutional Inflows and Outflows</h2><p>Several institutional investors and hedge funds have recently bought and sold shares of the business. Bank of America Corp DE raised its holdings in  OP Bancorp by 880.9% during the 4th quarter. Bank of America Corp DE now owns 5,758 shares of the company's stock valued at $91,000 after acquiring an additional 5,171 shares during the period.  Amundi purchased a new position in shares of  OP Bancorp in the first quarter valued at $26,000.  Goldman Sachs Group Inc. raised its stake in shares of  OP Bancorp by 45.9% during the 1st quarter. Goldman Sachs Group Inc. now owns 62,824 shares of the company's stock valued at $755,000 after purchasing an additional 19,758 shares during the period.  Empowered Funds LLC raised its stake in shares of  OP Bancorp by 3.5% during the 1st quarter. Empowered Funds LLC now owns 54,763 shares of the company's stock valued at $658,000 after purchasing an additional 1,834 shares during the period.  Finally, Jane Street Group LLC lifted its holdings in  OP Bancorp by 124.6% during the 1st quarter. Jane Street Group LLC now owns 45,394 shares of the company's stock worth $546,000 after purchasing an additional 25,181 shares in the last quarter. 53.63% of the stock is owned by institutional investors. </p><h2>About OP Bancorp</h2> (Get Free Report)<p>OP Bancorp is the bank holding company for Old Point National Bank, a community-focused financial institution headquartered in Suffolk, Virginia. Through its subsidiary, the company offers a broad range of commercial and consumer banking services designed to meet the needs of businesses, professionals and individuals across the Hampton Roads and Virginia Peninsula regions. Core services include business lending, real estate financing, deposit accounts, cash management solutions and treasury services.  </p><p>The company's lending portfolio spans commercial real estate loans, construction and land development financing, equipment loans and lines of credit tailored for small and medium-sized enterprises.</p><h2>Featured Articles</h2><ul><li>Five stocks we like better than OP Bancorp</li><li>Elon Taking SpaceX Public! $100 Pre-IPO Opportunity!</li><li>How a Family Trust May Be Able To Help Preserve Your Wealth</li><li>A U.S. “birthright” claim worth trillions - activated quietly</li><li>Executive Order 14330: Trump’s Biggest Yet</li><li>First Time Since 2007: All Warnings Active</li></ul><p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9T1BCSw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="650" height="325" original-src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9T1BCSw"/></p><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p><h2>Should You Invest $1,000 in OP Bancorp Right Now?</h2><p>Before you consider OP Bancorp, you'll want to hear this.</p><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and OP Bancorp wasn't on the list.</p><p>While OP Bancorp currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys.</p><p>View The Five Stocks Here</p>                  </div>

OPBK

<p>OP Bancorp (NASDAQ:OPBK) is set to release its Q4 2025 earnings on January 22, with analysts predicting earnings of $0.52 per share and revenue of $24.85 million. The company recently declared a quarterly dividend of $0.12, yielding 3.3%. OPBK stock has seen a 2.3% increase, with a current market cap of $215.31 million. Analysts have mixed ratings, with one "buy" and three "hold" ratings. Institutional investors hold 53.63% of the stock, indicating strong interest in the company.</p>

OP Bancorp (OPBK) to Release Quarterly Earnings on Thursday