Dave Ramsey Says Listening To Bad News About The Economy And Stock Market Would Cost You 67% Of Gains In Just 3 Years. 'That's Not On The News'

Personal finance expert Dave Ramsey says fear-based headlines have been distracting Americans from some serious investment growth and might be doing your wallet a disservice. Ramsey Breaks Down the Numbers “The stock market was up, the S&P in 2023, 26%. The stock market was up in 2024, 25%,” he said on a recent episode of “The Ramsey Show.” “The stock market was up in 2025, 16%. That’s a total of 67% in three years.” “That’s not on the news,” he said and added that if you had $100,000 in a growth stock mutual fund in your 401(k) and didn't add a dime, that investment would now be worth around $170,000. Don't Miss: Fast Company Calls It a ‘Groundbreaking Step for the Creator Economy' — Investors Can Still Get In at $0.85/Share Sam Altman Says AI Will Transform the Economy — This Platform Lets Investors Back Private Tech Early Ramsey added that kind of growth also scales dramatically with larger investments. “If you got a million dollars in there during this time, it’s looking nice. That means you made $700,000 in three years on your million," he said. "If you got 10 million, you just made $7 million on your 10 million in three years.” “You’re not going to hear this on the news,” Ramsey said. “The only thing you hear is when the whole world’s coming to an end.” Many investors likely missed out on significant gains because they were focused on news about government shutdowns, tariffs, and artificial intelligence bubbles, according to Ramsey. Trending: Americans With a Financial Plan Can 4X Their Wealth — Get Your Personalized Plan from a CFP Pro Ignore The Hype, Stick To The Plan His tried-and-true approach is steady investing, no matter what's happening in the headlines. “I’m just the tortoise. I just keep investing every week, every day, every month,” he said. He also pointed out that even a poorly performing mutual fund returning half the S&P 500’s gains over the past year would still beat the best high-yield savings accounts. “Smoke on that for a second,” he quipped. The key takeaway? Don't let the news scare you out of long-term financial growth. “This is why you start investing, you keep investing, and you don't stop investing,” Ramsey said. “And if you need to turn off the news, it's not a bad idea.” See Also: An EA Co-Founder Shapes This VC Backed Marketplace—Now You Can Invest in Gaming's Next Big Platform Before the Raise Ends 1/19 Want Help Building A Smarter Strategy? For those looking to create a tailored plan and stay focused on long-term goals, Domain Money offers CFP professional-led financial planning for professionals earning $100,000 or more per year. Unlike traditional advisors, Domain charges flat, predictable fees with no commissions or assets under management. Clients work one-on-one with a certified financial planner who reviews their entire financial life, including investments, taxes, insurance, real estate, and more, and builds a detailed plan that actually fits their goals. Book a free strategy session with Domain Money today to get expert advice on how to invest smarter and avoid falling victim to short-term panic. Read Next: Wall Street's $12B Real Estate Manager Is Opening Its Doors to Individual Investors — Without the Crowdfunding Middlemen Image: Shutterstock