)
Overview
<ul>
<li>U.S.-based bank’s Q4 adjusted EPS beat analyst expectations</li>
<li>Net interest margin expanded to 3.71%, driven by deposit cost control</li>
<li>Company completed CrossFirst merger, boosting noninterest income</li>
</ul>
Outlook
<ul>
<li>Company well positioned for 2026 with strong capital and liquidity</li>
<li>Company continues strategic reduction of high-cost, non-relationship deposits</li>
<li>Company expects seasonal inflows of public funds in Q2 and Q3 2026</li>
</ul>
Result Drivers
<ul>
<li>DEPOSIT COST CONTROL - Net interest margin expanded to 3.71%, driven by effective deposit cost control</li>
<li>WEALTH MANAGEMENT INCOME - Record quarter for wealth management fee income due to strong investment performance and positive net flows</li>
<li>DEPOSIT STRATEGY - Strategic reduction of high-cost, non-relationship deposits led to a decrease in total deposits</li>
</ul>
Key Details
Metric Beat/Mis Actual Consensu
s s
Estimate
Q4 Beat $0.68 $0.62 (6
Adjusted Analysts
<h3>EPS )</h3>
<h3>Q4 EPS $0.63</h3>
Q4 Beat $65.20 $55.18
Adjusted mln mln (4
Net Analysts
Income )
Q4 Net $60.75
Income mln
Analyst Coverage
<ul>
<li>The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 4 “strong buy” or “buy”, 3 “hold” and no “sell” or “strong sell”</li>
<li>The average consensus recommendation for the banks peer group is “buy”</li>
<li>Wall Street’s median 12-month price target for First Busey Corp is $26.00, about 5.2% above its January 26 closing price of $24.72</li>
<li>The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago</li>
</ul>
Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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First Busey beats Q4 adjusted EPS expectations