Franklin Financial Services 10-K: $114.4M Interest Income, EPS $4.74
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Franklin Financial Services reported strong 2025 results with net income of $21.2 million and diluted EPS of $4.74, driven by $114.4 million in interest income. Key highlights include a 21.1% increase in net interest income to $69.6 million, and a 40.2% rise in noninterest income to $19.2 million. The company also saw growth in assets under management to $1.421 billion. Operating costs increased due to higher staffing and compliance expenses, while credit loss allowances were adjusted for commercial real estate exposure.
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