On May 22, the 10th World Drone Conference was held in Shenzhen, and the &#34;2nd Drone System Risk and Insurance Forum&#34; was successfully held concurrently. At the conference, Ping An Property &amp; Casualty Insurance and China Re Property &amp; Casualty Insurance jointly launched the industry's first insurance product based on user behavior pricing—&#34;Smart Flight Insurance.&#34;
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&#34;Smart Flight Insurance&#34; relies on advanced big data and Internet of Things technology, deeply integrating users' past flight behavior data and flight plans. By constructing a precise dynamic pricing system, the product can flexibly adjust premiums based on the actual risk conditions of flight activities, achieving accurate matching of risk and price. This effectively addresses the pain points of traditional insurance pricing models, which are relatively rough and difficult to accurately adapt to the diverse risk scenarios of the low-altitude economy, breaking the inherent limitations of static rates. Through this mechanism, not only does it make insurance services fairer and more reasonable, but it also effectively guides industry participants to actively enhance safety awareness, reduce overall risk levels, and promote the transformation of industry risk management models from &#34;post-event compensation&#34; to &#34;pre-event guidance,&#34; providing solid insurance support for the healthy and orderly development of the low-altitude economy.
This product is not only a vivid practice of insurance technology empowering new productive forces but also marks a new stage of refined and intelligent risk governance systems for the low-altitude economy, laying a key foundation for building a &#34;insurable, controllable, and sustainable&#34; low-altitude industrial ecosystem, with strong industry demonstration significance.
Long Quan, member of the Party Committee of Ping An Group, Secretary of the Party Committee, Chairman, and CEO of Ping An Property &amp; Casualty Insurance, pointed out that Ping An Property &amp; Casualty Insurance is actively engaged in building the low-altitude economy insurance ecosystem, continuously deepening the assessment of emerging risks, promoting the research and development of intelligent risk control models and industry standards, launching &#34;Smart Flight Insurance&#34; and re-energizing the low-altitude insurance system, and promoting the sharing of research results through the release of white papers, committed to creating a safer, more efficient, and sustainable low-altitude economic environment.
At the conference, China Re Property &amp; Casualty Insurance and Ping An Property &amp; Casualty Insurance officially signed the cooperation agreement for the &#34;Re·Energize&#34; low-altitude insurance platform. The &#34;Re·Energize&#34; platform is the first low-altitude economy industrial insurance platform in China, which fully leverages the risk protection role of insurance and reinsurance to jointly construct a cooperation mechanism of &#34;Insurance + Technology + Service + Ecosystem,&#34; capable of providing high-efficiency underwriting service processes and intelligent risk management approaches for the low-altitude economy industrial insurance, characterized by online, standardized, digital, and intelligent features, creating a future blueprint for insurance services in the high-quality development of the low-altitude economy.
The &#34;Re·Energize&#34; platform mainly includes two core functions: &#34;Lift&#34; and &#34;Engine.&#34; Through the &#34;Lift&#34; production function, leveraging the &#34;Speed&#34; series modules, it provides quick insights into low-altitude economy industrial insurance industry information, rapid knowledge of technology and industry dynamics, and quick inquiries for business risk assessments, supporting the high-efficiency operation of low-altitude industrial insurance business processes with the online and digital &#34;China Re Standard.&#34; At the same time, through the &#34;Engine&#34; management function, based on the &#34;Intelligence&#34; series modules, the &#34;Re·Energize&#34; platform provides AI &#34;Smart Answers&#34; for the low-altitude economy, &#34;Smart Evaluations&#34; for business quality, and &#34;Smart Control&#34; for business portfolio management, promoting the high-quality development of low-altitude economy industrial insurance in an intelligent manner
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Wang Zhongyao, Secretary of the Party Committee and General Manager of China Re Property &amp; Casualty Insurance, stated that reinsurance, as the &#34;insurance of insurance,&#34; serves as a &#34;safety base&#34; for risk diversification and a &#34;stabilizer&#34; for industrial innovation. Over the past year, in response to new demands in the low-altitude industry, China Re Property &amp; Casualty Insurance has independently developed several new products such as &#34;Low-altitude Operation Liability Insurance,&#34; the first exclusive pricing model for low-altitude insurance, the &#34;China Re Solution&#34; for low-altitude industry insurance, and the first low-altitude economic industry insurance platform. The company has also deeply participated in the formulation of low-altitude insurance policies, demonstration clauses, and statistical systems. In the future, China Re Property &amp; Casualty Insurance will continue to adhere to its political and people-oriented nature, drive precise protection with data, empower risk reduction with technology, and build a solid risk barrier for the high-quality development of the low-altitude economy

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China Re Property & Casualty Insurance and Ping An Property & Casualty Insurance jointly launched the industry's first insurance product based on user behavior pricing, "Smart Flight Insurance." Utilizing big data and Internet of Things technology, it flexibly adjusts premiums to adapt to flight risks, promoting the construction of a low-altitude economy insurance ecosystem. This product marks a new intelligent phase in the governance of low-altitude economic risks, enhancing industry safety awareness and transforming risk management

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China Re Property & Casualty Insurance and Ping An Property & Casualty Insurance jointly released the industry's first insurance product priced based on user behavior