Yuanta Financial Holding （2884） held a corporate briefing on the 24th, announcing that its self-estimated net income for 2025 will be NT$ 91.77 billion, with after-tax net profit growing by 31.2% to NT$ 34.29 billion, achieving a strong performance and setting a new record. The earnings per share (EPS) is NT$ 2.12, return on equity (ROE) is 13.04%, and return on assets (ROA) is 0.80%. All subsidiaries performed well, with Yuanta Bank's after-tax net profit at NT$ 32.74 billion, growing by 33.3%, Yuanta Securities' net profit at NT$ 2.61 billion, growing by 19.9%, Yuanta Venture's net profit at NT$ 120 million, and Yuanta Investment Trust's net profit at NT$ 190 million, with both banking and securities profits setting historical records.

In January 2026, Yuanta Financial Holding's after-tax profit reached NT$ 4.02 billion, the highest for the same period in history, an increase of 32.9% compared to the same period last year, with an EPS of NT$ 0.25. The main subsidiary, Yuanta Bank, reported an after-tax profit of NT$ 3.4 billion in January, an increase of 10.7% compared to the same period last year; Yuanta Securities at NT$ 460 million; Yuanta Venture at NT$ 330 million; and Yuanta Investment Trust at NT$ 30 million.

Yuanta Financial Holding's total net fee income for the year was NT$ 31.56 billion, a year-on-year increase of 12.1%. Yuanta Bank successfully managed high-end clientele, with wealth management net fee income of NT$ 15.44 billion, a year-on-year increase of 14.3%, both setting historical records. The bank's insurance fee income grew by 23.2%, achieving double-digit growth for five consecutive years. Credit card net fee income was NT$ 8.48 billion, growing by 8.5%, with transaction amounts reaching NT$ 665.9 billion, both setting new highs. Yuanta Bank, Securities, and Investment Trust are leading the establishment of the Asian Asset Management Center in the Kaohsiung area, offering 20 products and services comparable to international financial centers like Hong Kong and Singapore. Currently, three exclusive private equity funds have been introduced, along with diverse service models such as designated purchase transactions and financial asset financing. In 2026, the private market product line and family office business will be expanded, linking private banking platforms in Taiwan, Hong Kong, and Singapore to provide one-stop cross-border financial services.

Yuanta Bank's deposits and loans grew steadily, with net interest income increasing by 21.2% compared to last year, thanks to effective cost management and optimized loan interest rate structures. The total deposit growth was second in the industry, while foreign currency deposits ranked first; total loans grew by 12.9%, benefiting from strong domestic export momentum and comprehensive overseas platform layouts, with corporate and personal loans growing by 18.1% and 7.6%, respectively, and small and medium-sized enterprise loans growing by 11.8%. In terms of asset quality, the non-performing loan (NPL) ratio was 0.15%, with a loan loss coverage ratio of 826%, maintaining excellent risk control.

In terms of overseas expansion, Yuanta Bank's overseas branches and subsidiaries saw a profit growth of 9.5% for the year, with overseas profits accounting for 26.4% of the bank's overall profits, leveraging comprehensive domestic and international layouts and resource integration advantages to boost cross-border business growth. By the end of 2025, Yuanta Bank will have 35 locations in 11 countries and regions overseas, and in 2026, it will continue to strengthen overseas operations and deepen cross-border integration, with new business locations planned in Osaka, Japan; Mumbai, India; and Toronto, Canada, linking Yuanta Bank's international financial landscape Provide customers with convenient international financial services.

E.SUN Commercial Bank was approved in August 2024 as the first financial innovation bank to operate the "Lightweight Financial Supervision Sandbox" with the "Proxy Income Financial Assessment Model," allowing customers without fixed salary proof to apply for credit. It was officially approved to commence operations by the end of 2025, and in the first quarter of this year, it will expand its applicable customer base, promoting inclusive financial development through scientific risk control and intelligent decision-making. In addition, E.SUN Commercial Bank also took the lead in the industry by completing the backup of deposits, customer data, and branch core systems to public cloud overseas in January, enhancing operational resilience and customer rights protection.

E.SUN Financial Holding continues to expand its financial territory. After acquiring the equity of Prudential Financial Investment in July 2025 and renaming it E.SUN Investment Trust, it quickly leveraged integration synergies, with investment trust profits growing over 20% year-on-year, setting a recent record. In terms of life insurance, the extraordinary general meeting of E.SUN Financial Holding on January 23, 2026, passed the merger with Shin Kong Life Insurance with over 85% of attending shareholders' support. Once approved by regulatory authorities, E.SUN Financial Holding's asset scale will leap from NT$4.5 trillion to NT$6.1 trillion, ranking among the top five listed financial holding companies in Taiwan, completing the profit engines of "banking, insurance, and securities." In the future, Shin Kong Life will be renamed "E.SUN Life," representing E.SUN Financial Holding's brand commitment, and will create long-term value for customers and shareholders through integrated marketing, talent exchange, and information connectivity among subsidiaries.

In 2025, E.SUN Financial Holding achieved remarkable results in important domestic and international award evaluations, winning a total of 184 awards throughout the year, including 75 international honors and 109 domestic awards. The categories covered sustainable development, business performance, AI and digital innovation, customer experience, and talent cultivation, setting the best record since the establishment of the financial holding company and fully demonstrating its solid influence in leading domestic and international markets. E.SUN Financial Holding has been rated AAA by MSCI's "Morgan Stanley ESG Leaders Index" for four consecutive years and received the highest level "Yuxi Award" from the internationally renowned financial media "The Asset" for the "Corporate Sustainability Leader Award," being the only financial institution in Asia to receive this honor. In 2025, E.SUN Financial Holding participated in the United Nations Climate Summit (COP) for four consecutive years and was invited to serve as the Asia Chair of the Nature Investment Coalition (NIC), showcasing the regional influence and responsibility of the Asian financial industry. E.SUN Commercial Bank has been named "Best Bank in Taiwan" by Forbes for five consecutive years and won the "Best Digital Bank of the Year" award from Retail Banker International, the "Best Customer Experience Award in Taiwan" from Euromoney, and the "Asia-Pacific Intelligent Banking Leader" from IDC in 2025, continuing to lead the development of the financial industry and steadily moving towards becoming a benchmark in Asia