Bank of Marin

Q2 FY2026 EarningsQ2 FY2026 results beat consensus across all key metrics: diluted EPS of $0.58 exceeded the $0.515 mean estimate (+12.6%), while revenue reached $33.95M, marginally beating the $34.02M target after tax-equivalent adjustments. Profitability was bolstered by a 14 bps expansion in Net Interest Margin (NIM) to 3.38% and a $0.32M reversal of credit loss provisions. Despite a 1.7% QoQ decline in total deposits due to seasonal outflows, capital ratios remained robust with the Total Risk-Based Capital ratio improving to 15.58%.