Q2 FY2026 EarningsQ2 FY26 results beat consensus on both top and bottom lines: revenue $15.85B vs. $15.77B expected, and diluted GAAP EPS $4.73 vs. $3.96 expected. Growth was primarily driven by the full integration of Discover Financial, with Credit Card net interest income rising 27% YoY. Net interest margin improved to 8.01% (+39bps YoY), while credit quality remained resilient with a net charge-off rate of 3.23%. Capital returns were aggressive, with $2.7B in stock repurchases during the quarter.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Capital One Financial(COF) the Revenue is 15.85 B (+26.88%), Beat estimate;the EBIT is 6.807 B (+23.74%), Miss estimate;the EPS is 4.73 (+155.1%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
15.85B26.88%
15.77B26.22%
+0.08B0.66%
EBITMiss expectations
6.81B23.74%
7.19B30.65%
-0.38B6.91%
EPSExceed expectations
4.73155.13%
3.9574146.12%
+0.77269.01%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf