Q2 FY2026 EarningsQ2 FY26 results beat consensus on both top and bottom lines: diluted EPS was $0.54 vs. $0.52 expected, and total revenue reached $887M vs. $880M expected. Net interest margin (NIM) was 3.49%, exactly in-line with the consensus of 3.49%. The beat was primarily driven by a lower-than-expected effective tax rate (19.5% vs. 22.3%) and reduced provision for credit losses ($15M vs. $30M YoY), reflecting improved asset quality as nonperforming loans (NPLs) declined $73M from year-end 2025.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: First Horizon(FHN) the Revenue is 890 M (+6.84%), Beat estimate;the EBIT is 364 M (+7.69%), Miss estimate;the EPS is 0.54 (+20%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.89B6.84%
0.88B5.59%
+0.01B1.25%
EBITMiss expectations
0.36B7.69%
0.37B10.33%
-0.01B2.64%
EPSExceed expectations
0.5420.00%
0.520215.60%
+0.01984.40%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf