Flagstar Financial
FLG14.4111.34% ( +0.191 )
Q2 FY2026 EarningsQ2 FY2026 results missed consensus on both top and bottom lines, with total revenue of $516M vs. $542.7M expected, and adjusted diluted EPS of $0.05 vs. $0.068 expected. Net Interest Margin (NIM) of 2.13% fell 10bps short of the 2.23% consensus, reflecting continued margin pressure despite a 5bps reduction in deposit costs. Although the bank announced a $250M share repurchase program and reported strong C&I loan growth (+12% QoQ), the significant shortfall in Pre-Provision Net Revenue ($66M vs. $99.6M EBIT consensus) suggests the operational recovery is trailing market expectations.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: Flagstar Financial(FLG) predict that the Revenue is 516 M (+4.03%), Miss estimate;the EBIT is 62 M (+588.9%), Miss estimate;the EPS is 0.06 (+131.6%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.52B4.03%
0.54B9.41%
-0.03B5.38%
EBITMiss expectations
0.06B588.89%
0.10B1006.16%
-0.04B417.27%
EPSMiss expectations
0.06131.58%
0.0639133.61%
-0.00392.03%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf