Q2 FY2026 EarningsQ2 FY26 GAAP Net Income was $4.12M, significantly beating the $2.10M consensus, while Diluted EPS of $0.09 doubled the $0.0465 mean estimate despite a one-time $5.6M DTA write-down. Total revenue reached $84.99M, slightly above the $84.67M consensus, driven by a 9bps QoQ expansion in NIM to 3.19% and strong solar servicing fees. While efficiency remains a challenge due to IPO-related costs, loan growth of 4.8% QoQ and robust digital deposit momentum reinforce a positive fundamental outlook.