Horizon Bancorp
HBNC20.4500.63% ( -0.130 )
Q2 FY2026 EarningsQ2 FY2026 results showed a revenue beat but a bottom-line miss compared to consensus. Revenue of $75.5M exceeded the $76.6M expected (when adjusting for FTE interest income of $64.6M and non-interest income of $12.0M). However, Diluted EPS of $0.49 missed the $0.50 consensus due to a $3.1M pre-tax legal charge ($0.05 per share impact). Net Interest Margin (FTE) was a significant highlight at 4.37%, beating the 4.31% consensus, driven by disciplined loan pricing and organic commercial loan growth (+7.4% annualized).
Financial report interval: 2026.03.30 - 2026.06.30
Preview: Horizon Bancorp(HBNC) predict that the Revenue is 76.59 M (+8.99%), Beat estimate;the EBIT is 32.75 M (+21.93%), Miss estimate;the EPS is 0.49 (+4.26%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.08B8.99%
0.08B8.94%
+0.00B0.05%
EBITMiss expectations
0.03B21.93%
0.03B29.17%
-0.00B7.24%
EPSMiss expectations
0.494.26%
0.56.38%
-0.01002.12%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf