First Internet

Q2 FY2026 EarningsQ2 FY2026 results significantly beat consensus expectations, with diluted EPS of $0.27 compared to the $0.14 mean estimate. Total revenue reached $41.1M, exceeding the $35.3M forecast, driven by 56% YoY growth in noninterest income and a Net Interest Margin (NIM) expansion to 2.39%. Management provided robust FY2026 guidance, with EPS of $2.35-$2.45 and an exit NIM target of 2.75%-2.80% by Q4, both suggesting substantial upside to previous market projections.