Q2 FY2026 EarningsQ2 FY2026 results missed consensus on the bottom line despite a significant revenue beat. Revenue reached $140.9M, far exceeding the $93.4M expected, driven by robust loan growth and higher overnight deposit yields. However, GAAP EPS of $1.54 missed the $2.26 mean estimate due to a spike in provision for credit losses ($13.3M) related to non-core C&I loans and a $1.8M one-time legal accrual. Net interest margin improved to 4.08% as short-term rates declined.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Metropolitan Bank(MCB) the Revenue is 93.01 M (+21.95%), Miss estimate;the EBIT is 41.21 M (+24.27%), Miss estimate;the EPS is 1.54 (-12.5%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.09B21.95%
0.09B22.45%
-0.00B0.50%
EBITMiss expectations
0.04B24.27%
0.05B39.62%
-0.01B15.35%
EPSMiss expectations
1.5412.50%
2.258728.34%
-0.718740.84%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf