NB Bancorp

Q2 FY2026 EarningsFY26 Q2 results comfortably beat consensus across all key profitability metrics: revenue of $74.7M was 2.71% above expectations, while diluted EPS of $0.53 exceeded the $0.475 mean estimate. Net Interest Margin (NIM) expanded to 4.00%, well above the 3.965% implied gross margin consensus, driven by disciplined loan growth (up 3.4% QoQ) and stabilizing deposit costs. Asset quality improved significantly, with NPLs decreasing by 39.3% QoQ and net charge-offs normalizing to 0.07%, reinforcing the successful integration of the BankProv acquisition.