Q2 FY2026 EarningsFY26 Q2 results significantly beat consensus, with Diluted EPS of $1.39 vs. $1.17 expected and revenue of $190.3M vs. $182.6M expected. Net interest margin expanded to 5.45% (up 14bps YoY), driven by robust 3.7% commercial loan growth and effective deposit cost management. Asset quality improved markedly as non-performing loans fell 48.2% following strategic asset sales, positioning the company for continued capital returns via its expanded $200M buyback program.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: OFG Bancorp(OFG) the Revenue is 190 M (+4.19%), Beat estimate;the EBIT is 87.5 M (-0.07%), Beat estimate;the EPS is 1.39 (+20.87%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.19B4.19%
0.18B0.16%
+0.01B4.03%
EBITExceed expectations
0.09B0.07%
0.09B1.78%
+0.00B1.71%
EPSExceed expectations
1.3920.87%
1.1661.39%
+0.224019.48%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf