QCR

Q2 FY2026 EarningsQ2 FY26 results beat consensus across all key metrics: diluted EPS was $2.19 vs. $1.91 expected, and revenue reached $97.3M (net interest + noninterest income) vs. $104.1M consensus (note: consensus includes gross interest income). Net income of $36.3M exceeded the $31.5M estimate by 15.2%, driven by a 69% YoY surge in LIHTC capital markets revenue. Management reaffirmed its strong gross loan growth guidance of 10-15% and lowered expense guidance for Q3 FY26 to $54M-$57M, signaling enhanced operating leverage.