Seacoast Banking of Florida

Q2 FY2026 EarningsQ2 FY2026 net income reached $59.5M, up 87% QoQ and 39% YoY. The bank achieved 16% annualized organic loan growth with total assets reaching $21.4B. Net interest margin stabilized at 3.83%, while the core NIM (excluding accretion) expanded 8bps QoQ to 3.65%. The efficiency ratio improved to 58.52% as revenue growth outpaced expenses.