Q2 FY2026 EarningsQ2 FY2026 beat consensus across all headline metrics: revenue $55.95M vs. $55.74M expected, and diluted GAAP EPS $0.96 vs. $0.90 expected. Net interest margin expanded to 3.52% (FTE), exceeding the 3.49% mean estimate. Total assets surpassed the $6 billion milestone, driven by robust annualized loan growth of 15% and core deposit growth of 6% QoQ, signaling strong execution in high-growth Southeastern markets.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: SmartFinancial(SMBK) the Revenue is 56.29 M (+13.52%), Beat estimate;the EBIT is 21.94 M (+31.57%), Beat estimate;the EPS is 0.96 (+39.13%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.06B13.52%
0.06B12.41%
+0.00B1.11%
EBITExceed expectations
0.02B31.57%
0.02B29.95%
+0.00B1.62%
EPSExceed expectations
0.9639.13%
0.901730.68%
+0.05838.45%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf