SmartFinancial
SMBK----
Q2 FY2026 EarningsQ2 2026 net income reached $16.3M, up 39.4% YoY and 19.3% QoQ. Net interest margin expanded to 3.52%, supported by a 6.07% loan yield. Annualized loan growth was 15% ($165M), driving total assets above $6.0B. Diluted EPS hit $0.96, while tangible book value per share increased 13% annualized QoQ to $28.22. Asset quality remained strong with nonperforming assets at 0.23% of total assets.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: SmartFinancial(SMBK) predict that the Revenue is 56.29 M (+13.52%), Beat estimate;the EBIT is 21.94 M (+31.57%), Beat estimate;the EPS is 0.96 (+39.13%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.06B13.52%
0.06B12.41%
+0.00B1.11%
EBITExceed expectations
0.02B31.57%
0.02B29.95%
+0.00B1.62%
EPSExceed expectations
0.9639.13%
0.901730.68%
+0.05838.45%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf