Q2 FY2026 EarningsFY26 Q2 results significantly beat consensus with revenue of $1.22B vs. $1.12B expected (+8.72%) and Diluted EPS of $0.12 vs. $0.11 expected (+11.00%). Growth was primarily driven by the Lending segment, where net interest income surged 54% YoY due to balance sheet expansion, and the Financial Services segment, which saw a 29% YoY revenue increase. Net interest margin expanded to 5.98%, outperforming the 5.86% consensus by 12 bps.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: SoFi Tech(SOFI) the Revenue is 1.206 B (+40.47%), Beat estimate;the EBIT is 191.18 M (+52.32%), Beat estimate;the EPS is 0.12 (+50%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
1.21B40.47%
1.13B31.18%
+0.08B9.29%
EBITExceed expectations
0.19B52.32%
0.18B46.39%
+0.01B5.93%
EPSExceed expectations
0.1250.00%
0.108335.33%
+0.011714.67%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf