Q2 FY2026 EarningsFY26 Q2 beat consensus across key metrics: revenue $163.51M vs. $90.00M expected (+81.68%), and diluted EPS $1.45 vs. $1.36 expected. Growth was primarily driven by a 32% YoY increase in Fintech loans and a 22.5% YoY surge in gross dollar volume on cards, despite a 59bps compression in net interest margin. Normalized net income of $60.66M exceeded the $57.37M mean estimate, supported by a 14.7% YoY increase in Fintech fees.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Bancorp Wilmington(TBBK) the Revenue is 90.47 M (-7.21%), Beat estimate;the EBIT is 107.03 M (-13.69%), Beat estimate;the EPS is 1.45 (+14.17%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.09B7.21%
0.09B7.69%
+0.00B0.48%
EBITExceed expectations
0.11B13.69%
0.09B25.53%
+0.01B11.84%
EPSExceed expectations
1.4514.17%
1.36337.35%
+0.08676.82%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf