Third Coast Bancshares

Q2 FY2026 EarningsFY26 Q2 significantly beat consensus across all major metrics: total revenue of $68.0M beat the $62.8M expectation by 8.35%, and diluted GAAP EPS of $1.08 exceeded the $0.815 consensus by 32.52%. The performance was driven by the successful integration of the Keystone Bancshares acquisition and a $3.46M one-time gain from the sale of TCCC factoring assets. Net Interest Margin (NIM) of 3.83% also came in above the 3.76% consensus, reflecting resilient asset yields despite the higher interest rate environment.