Q3 FY2026 EarningsFY26 Q3 results significantly beat consensus, with diluted EPS of $0.11 vs. $0.08 expected and total revenue (net interest income + non-interest income) of $89.3M vs. $87.0M expected. The beat was driven by a robust net interest margin of 1.90% (vs. 1.88% expected) and a strategic $3.5M release of credit loss provisions. Management’s focus on high-yield home equity products and effective duration management offset the impact of the competitive deposit environment.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: TFS Financial(TFSL) the Revenue is 89.27 M (+8.81%), Beat estimate;the EBIT is 35.18 M (+21.9%), Beat estimate;the EPS is 0.11 (+37.5%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.09B8.81%
0.09B6.10%
+0.00B2.71%
EBITExceed expectations
0.04B21.90%
0.03B7.81%
+0.00B14.09%
EPSExceed expectations
0.1137.50%
0.08--
+0.030037.50%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf