First Financial

Q2 FY2026 EarningsQ2 FY26 results significantly beat consensus estimates: revenue of $84.22M exceeded the $72.84M expectation by 15.63%, and Diluted EPS reached $1.91 vs. the $1.75 mean estimate. The performance was driven by a sharp rise in net interest income following the CedarStone Financial acquisition and expanded net interest margins (4.33% vs. 4.15% YoY). Management's robust asset quality, with a non-performing loan ratio of 0.50%, further supported the bottom-line strength despite increased operating expenses from acquisition integration.