Tompkins Finc

Q2 FY2026 EarningsQ2 2026 diluted EPS reached $2.04, up 36.0% YoY and 12.1% QoQ, marking the third consecutive quarter of record earnings. Net interest income grew 23.0% YoY to $74.0M, driven by a 50bps expansion in NIM to 3.58%. Total loans increased 6.9% YoY to $6.6B, while the cost of funds improved 16bps YoY to 1.68%. Management approved a 13% YoY dividend increase following strong capital growth, with Tier 1 capital rising to 10.69%.