Tompkins Finc

Q2 FY2026 EarningsQ2 FY26 results significantly exceeded consensus across all profitability metrics, driven by a robust net interest margin (NIM) of 3.58% and continued loan growth. Diluted EPS reached $2.04, beating the $1.82 mean estimate by 12.09%, while revenue of $87.1M slightly outperformed the $86.9M expectation (+0.21%). Management reported a seasonal inflow of municipal deposits, and while the banking segment saw a 52.0% YoY net income surge, the wealth management segment faced slight headwinds from rising technology and intercompany costs.