World Acceptance
WRLD----
Q1 FY2027 EarningsQ1 FY27 total revenue reached $139.2M, up 4.8% YoY. Net income surged to $6.1M (+285.5% YoY), while Adjusted Net Income was $9.7M (+2.12 per diluted share) excluding CEO transition costs. Gross loans grew 2.3% YoY to $1.29B, despite a 40.1% decline in new customer loan volume due to tightened underwriting. Credit quality improved with net charge-offs falling to 18.2% (down 1.2pct YoY) and 61+ day delinquencies dropping to 5.2%.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: World Acceptance(WRLD) predict that the Revenue is 139.21 M (+5.1%), Miss estimate;the EBIT is 19.32 M (+66.92%), Beat estimate;the EPS is 1.33 (+432%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.14B5.10%
0.14B8.64%
-0.00B3.54%
EBITExceed expectations
0.02B66.92%
0.02B56.25%
+0.00B10.67%
EPSExceed expectations
1.33432.00%
0.58132.00%
+0.7500300.00%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf