<div id="readability-page-1"><p>If you have a brokerage account with Charles Schwab and are looking for a rewards-earning credit card that could help you maximize your investments, you may want to look into the Schwab Investor Card from American Express.</p> <p>This card offers 1.5% cash back on purchases deposited directly into your linked Schwab account. And there’s no annual fee.</p> <h2>Schwab Investor Card from American Express Benefits</h2> <figure><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2383009861-huge-licensed-scaled.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1500" height="1000" original-src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2383009861-huge-licensed-scaled.jpg"/><figcaption>The Schwab Investor Card from American Express offers rewards you can invest.</figcaption></figure> <p>When you open a Schwab Investor Card, you get a 0% introductory APR for the first six months. Moreover, you’d get a $200 Card Statement Credit after spending $1,000 in purchases within the first three months of membership.</p> <p>As a card member, you’d also get assistance with booking dinner and event reservations.</p> <h2>Schwab Investor Card fees</h2> <figure><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2150295365-huge-licensed-scaled.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1500" height="843" original-src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2150295365-huge-licensed-scaled.jpg"/><figcaption>The Schwab Investor Card offers an introductory 0% APR.</figcaption></figure> <p>For the first six months, the Schwab Investor Card from American Express offers 0% APR. Afterward, the APR may vary between 19.24% to 22.24%, based on your creditworthiness and other factors at the time of account opening. The APR would also vary with the market based on the Prime Rate.</p> <h2>The Verdict: Is the Schwab Investor Card from American Express worth it?</h2> <figure><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2217236257-huge-licensed-scaled.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1500" height="1000" original-src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/shutterstock-2217236257-huge-licensed-scaled.jpg"/><figcaption>The Schwab Investor Card can help existing clients boost their portfolios.</figcaption></figure> <p>If you already have an investing account with Charles Schwab and you’re satisfied with your service, then the Schwab Investor Card from American Express may be worth your while.</p> <p>It offers 1.5% cash-back automatically deposited into your Schwab account. So you can earn more money to invest as you use it to make every-day purchases or big-ticket items.</p> <p>But keep in mind these rewards can only be deposited into one eligible Schwab account. This includes a taxable Schwab brokerage account, a Schwab individual retirement account (IRA), a Schwab Roth IRA or a Schwab One account. Schwab 529 plans,  a Schwab HSA and other account types aren’t eligible to receive these rewards.</p> <p>Similar options from providers like Fidelity Investments offer a wider variety of account options for which you can deposit your reward bonuses into.</p> <p>And while a 1.5% cash-back offer is fair, you can find higher rates from other providers like Wells Fargo if you’re just looking for a credit card with a generous rewards program. You can always deposit cash back from these credit cards into your Schwab account if you please.</p> <p>In addition, the Schwab Investor Card from American Express is typically secured by people with good-to-excellent credit. That’s generally a score of 670+.</p> <h2>How to apply for the Schwab Investor Card</h2> <p>If you want to apply for the Schwab Investor Card, log into your Schwab account and visit the Schwab Cards from American Express page. Then, Click on “Apply now.”</p> <p><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/Schwab-CC.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1325" height="536" original-src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/04/Schwab-CC.png"/></p> <p>From there, the process would be similar to applying to any credit card. You’d need to provide personal, employment and financial information. The creditor would also gather your credit report in what’s known as a “hard pull.” As with all lenders and creditors, this would affect your credit score.</p> <p>If you’re curious about any other part of the Charles Schwab, check out this page: a regularly updated list of all our Charles Schwab, news coverage, and lists of benefits.</p> <div> <h2><strong>Take This Retirement Quiz To Get Matched With An Advisor Now (Sponsored)</strong></h2> <p>Are you ready for retirement? Planning for retirement can be overwhelming, that’s why it could be a good idea to speak to a fiduciary financial advisor about your goals today.</p> <p>Start by taking this retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.</p> <p>Click here now to get started.</p>  </div> <p>The post Schwab Credit Card Review: Is It Worth It? appeared first on 24/7 Wall St..</p></div>

美国运通

<p>美国运通的施瓦布投资者信用卡提供 1.5% 的现金返还，直接存入您关联的施瓦布账户。该卡没有年费，在头三个月内消费达到$1,000 后可获得$200 的信用卡对账单抵扣。该卡推荐给现有客户，希望增加投资组合的客户。然而，其他提供商可能提供更高的现金返还率</p>

施瓦布信用卡评价：是否值得？