<p>7 月 16 日（路透社）- 保险公司 Progressive Corp (PGR.N) 周二公布，第二季度利润增长超过四倍，受到个人汽车保险政策需求强劲推动，导致盘前交易中股价上涨 3.5%。</p>
<p>工资上涨和强劲劳动力市场鼓励客户恢复在汽车保险上的支出，这是 Progressive 的核心业务之一。</p>
<p>该公司还受益于个人汽车保险保费大幅上涨。</p>
<p>总部位于俄亥俄州梅菲尔德村的 Progressive 为个人和商用汽车、卡车、摩托车、船只、休闲车辆和住宅提供保险。</p>
<p>该公司拥有 2150 万份个人汽车保险单，同比增长 10%。该季度的财产保险单也增长了 12%。</p>
<p>净保费收入增长 22%，达 179 亿美元。</p>
<p>Progressive 的综合比率为 91.9%，而去年同期为 100.4%。比率低于 100% 意味着保险公司收取的保费超过了赔付的金额。</p>
<p>该保险公司的净收入从去年同期的 3.454 亿美元（每股 0.57 美元）增至 14.6 亿美元（每股 2.48 美元）。</p>
<p>Progressive 今年迄今股价上涨 36.3%，而同期标普 500 指数（.SPX）上涨 18%。</p>

美国前进保险

<p>美国前进保险公司报告称，由于个人汽车保险政策需求强劲，其第二季度利润增长超过四倍。该公司的净保费收入增长了 22%，达到 179 亿美元，综合赔付比率改善至 91.9%。美国前进保险的股价今年已上涨了 36.3%</p>

<p>July 16 (Reuters) - Insurer Progressive Corp (PGR.N) posted a more than fourfold jump in its second-quarter profit on Tuesday, driven by strong demand for its personal auto insurance policies, sending its shares up 3.5% in premarket trading.</p>
<div class="lb-trans"><p>7 月 16 日（路透社）- 保险公司 Progressive Corp (PGR.N) 周二公布，第二季度利润增长超过四倍，受到个人汽车保险政策需求强劲推动，导致盘前交易中股价上涨 3.5%。</p>
</div><p>Rising wages and a strong labor market encouraged customers to revive their spending on auto insurance, one of Progressive’s core businesses.</p>
<div class="lb-trans"><p>工资上涨和强劲劳动力市场鼓励客户恢复在汽车保险上的支出，这是 Progressive 的核心业务之一。</p>
</div><p>The company has also benefited from large pricing increases in personal auto insurance premiums.</p>
<div class="lb-trans"><p>该公司还受益于个人汽车保险保费大幅上涨。</p>
</div><p>Mayfield Village, Ohio-based Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles and homes.</p>
<div class="lb-trans"><p>总部位于俄亥俄州梅菲尔德村的 Progressive 为个人和商用汽车、卡车、摩托车、船只、休闲车辆和住宅提供保险。</p>
</div><p>The company had 21.5 million personal auto insurance policies in force, up 10% over the year earlier. Property business policies were also up 12% in the quarter.</p>
<div class="lb-trans"><p>该公司拥有 2150 万份个人汽车保险单，同比增长 10%。该季度的财产保险单也增长了 12%。</p>
</div><p>Net premium written jumped 22% to $17.90 billion.</p>
<div class="lb-trans"><p>净保费收入增长 22%，达 179 亿美元。</p>
</div><p>Progressive’s combined ratio was 91.9%, compared with 100.4% a year earlier. A ratio below 100% means the insurer earned more in premiums than it paid out in claims.</p>
<div class="lb-trans"><p>Progressive 的综合比率为 91.9%，而去年同期为 100.4%。比率低于 100% 意味着保险公司收取的保费超过了赔付的金额。</p>
</div><p>Net income of the insurer rose to $1.46 billion, or $2.48 per share, in the quarter, from $345.4 million, or $0.57 per share, a year earlier.</p>
<div class="lb-trans"><p>该保险公司的净收入从去年同期的 3.454 亿美元（每股 0.57 美元）增至 14.6 亿美元（每股 2.48 美元）。</p>
</div><p>Progressive’s shares have gained 36.3% so far this year, compared with an 18% gain in the S&amp;P 500 (.SPX) index during the period.</p>
<div class="lb-trans"><p>Progressive 今年迄今股价上涨 36.3%，而同期标普 500 指数（.SPX）上涨 18%。</p>
</div>

由于汽车保险政策需求强劲，美国前进保险的季度利润大幅增长