<p>汇丰控股有限公司和渣打银行，以及新加坡的银行，在贷款增长放缓的背景下将公布业绩。</p>
<p>根据摩根大通的说法，香港银行的净利差可能在第二季度继续受到 Hibor 利率下降的压力，这可能会影响汇丰银行和渣打银行。</p>
<p>据悉，汇丰银行新任首席执行官将面临增加收入的挑战，因利率下降，预计将加大成本控制力度。渣打银行预计将在 2024 年实现净利息收入指引的高端，得益于支持性的利率环境。两家银行预计将宣布新的股票回购计划。</p>
<p>新加坡的大华银行和大华银行有望在下半年看到整体贷款增长，尽管业务需求疲弱可能会拖累几个月。新加坡的中央银行保持其紧缩的货币政策设置不变，即使强劲的本币抑制了价格压力。</p>
<p>值得关注的亮点：</p>
<p>周六：印度工商银行（ICICIBC IN）应该会公布自 2020 财年以来最慢的季度利润增长，因为存款成本上升挤压了利润率。截至 3 月底，它是私营部门银行中信贷存款比率最低的之一，为 82%。野村表示，这使得它成为少数几家可以舒适地将贷款扩大超过行业平均水平 16% 的银行之一。</p>
<p>周二：渣打银行（STAN LN）预计将宣布另外 10 亿美元的股票回购计划，根据杰富瑞和摩根大通的分析师。据估计，净利差可能与上一季度持平，净利息收入可能增长 28%。</p>
<p>周三：汇丰银行（HSBA LN）的净利差可能受到香港存款竞争的减弱和相对稳定的 Hibor 利率的支撑，重点将放在新任首席执行官下于 2024 年底可能带来的潜在收入增长。</p>
<p>周四：大华银行（UOB SP）第二季度的净收入可能受到新加坡房地产降温措施和利差压力的影响。</p>
<p>周五：华侨银行（OCBC SP）的收入增长可能受到贷款增长低迷的影响，而财富业务带来的强劲费用收入提振了业绩。</p>

渣打银行

汇丰

汇丰控股

<p>汇丰银行、渣打银行和新加坡银行正面临贷款增长放缓，影响其净利差。汇丰银行即将上任的首席执行官需要找到增加收入的途径，以因应利率下降的环境。渣打银行预计将在 2024 年实现净利息收入指引，两家银行都有望宣布股票回购计划。新加坡银行可能会在下半年看到贷款活动增加。印度工业信贷投资银行预计由于存款成本上升，其利润增长放缓。渣打银行可能会宣布 100 亿美元的股票回购计划。汇丰银行的利润差得到了存款竞争的缓解支持。大华银行的净收入可能受到房地产调控措施的压力。华侨银行的收入增长受到贷款增长乏力的制约</p>

<p>HSBC Holdings Plc and Standard Chartered Plc, along with Singapore lenders, will report earnings against a backdrop of slow loan growth.</p>
<div class="lb-trans"><p>汇丰控股有限公司和渣打银行，以及新加坡的银行，在贷款增长放缓的背景下将公布业绩。</p>
</div><p>Net interest margins for Hong Kong banks probably remained under pressure from falling Hibor rates in the second quarter, which could impact HSBC and Standard Chartered, according to Morgan Stanley.</p>
<div class="lb-trans"><p>根据摩根大通的说法，香港银行的净利差可能在第二季度继续受到 Hibor 利率下降的压力，这可能会影响汇丰银行和渣打银行。</p>
</div><p>HSBC’s incoming Chief Executive Officer will face the challenge of increasing revenue as rates fall and is expected to step up cost efforts, said. Standard Chartered is set to meet the higher end of the net interest income guidance in 2024, thanks to a supportive rate environment, BI . Both banks are expected to announce fresh buybacks.</p>
<div class="lb-trans"><p>据悉，汇丰银行新任首席执行官将面临增加收入的挑战，因利率下降，预计将加大成本控制力度。渣打银行预计将在 2024 年实现净利息收入指引的高端，得益于支持性的利率环境。两家银行预计将宣布新的股票回购计划。</p>
</div><p>Singapore banks Oversea-Chinese Banking Corp. and United Overseas Bank Ltd. might see overall lending pick up in the second half, although weak business demand could drag on for a few more months, BI . Singapore’s central bank its tight monetary policy settings unchanged even as a resilient local currency tempers price pressures.</p>
<div class="lb-trans"><p>新加坡的大华银行和大华银行有望在下半年看到整体贷款增长，尽管业务需求疲弱可能会拖累几个月。新加坡的中央银行保持其紧缩的货币政策设置不变，即使强劲的本币抑制了价格压力。</p>
</div><p>Highlights to look out for:</p>
<div class="lb-trans"><p>值得关注的亮点：</p>
</div><p>Saturday: ICICI Bank (ICICIBC IN) should post its slowest quarterly profit growth since fiscal 2020 as a higher cost of deposits crimps margins. It has one of the lowest credit-deposit ratios among private sector lenders — 82% as of the end of March. This leaves it among the few banks that can comfortably expand loans by more than the industry average of 16%, Nomura said.</p>
<div class="lb-trans"><p>周六：印度工商银行（ICICIBC IN）应该会公布自 2020 财年以来最慢的季度利润增长，因为存款成本上升挤压了利润率。截至 3 月底，它是私营部门银行中信贷存款比率最低的之一，为 82%。野村表示，这使得它成为少数几家可以舒适地将贷款扩大超过行业平均水平 16% 的银行之一。</p>
</div><p>Tuesday: Standard Chartered (STAN LN) is expected to announce another $1 billion share buyback, according to analysts at Jefferies and Morgan Stanley. Margins were probably steady versus a quarter earlier, and net interest income may have jumped 28%, estimates show.</p>
<div class="lb-trans"><p>周二：渣打银行（STAN LN）预计将宣布另外 10 亿美元的股票回购计划，根据杰富瑞和摩根大通的分析师。据估计，净利差可能与上一季度持平，净利息收入可能增长 28%。</p>
</div><p>Wednesday: HSBC’s (HSBA LN) margins were likely supported by easing deposit competition in Hong Kong and relatively stable Hibor rates, BI . The focus will be on potential revenue-boosting that may come in late 2024 under the new CEO.</p>
<div class="lb-trans"><p>周三：汇丰银行（HSBA LN）的净利差可能受到香港存款竞争的减弱和相对稳定的 Hibor 利率的支撑，重点将放在新任首席执行官下于 2024 年底可能带来的潜在收入增长。</p>
</div><p>Thursday: UOB’s (UOB SP) second-quarter net income was likely pressured by amid Singapore’s property cooling measures and margin pressure, BI .</p>
<div class="lb-trans"><p>周四：大华银行（UOB SP）第二季度的净收入可能受到新加坡房地产降温措施和利差压力的影响。</p>
</div><p>Friday: OCBC’s (OCBC SP) revenue growth may have been held back as loan growth remained low, while strong fee income, led by the wealth business, provided a boost, said.</p>
<div class="lb-trans"><p>周五：华侨银行（OCBC SP）的收入增长可能受到贷款增长低迷的影响，而财富业务带来的强劲费用收入提振了业绩。</p>
</div>

汇丰控股有限公司、渣打银行和新加坡的银行因贷款增长乏力而受阻