<p>7 月 26 日（路透社）- 英国 Metro 银行（MTRO.L）周五表示，将其优质住宅抵押贷款组合以高达 24 亿英镑（31 亿美元）的现金价格出售给 NatWest 集团（NWG.L）。</p>
<p>根据其声明，预计此次出售将使 Metro 的风险加权资产减少约 8.24 亿英镑，从而使这家英国银行的普通股一级资本（CET1）比率提高约五个基点。</p>
<p>Metro 银行成立旨在挑战全球金融危机后英国大银行的主导地位，但去年达成了 9.25 亿英镑的救助协议，并自那时起实施了成本削减措施以修复其资产负债表。</p>
<p>该银行表示，抵押贷款组合的出售符合其 “重新调整资产负债表并提高资本风险调整回报” 的战略。</p>
<p>然而，Metro 银行表示，抵押贷款账本是在利率较低时产生的，完成出售后将实现 1.05 亿英镑的亏损。（1 英镑=1.29 美元）</p>

MTRO

米塔金融

<p>Metro Bank 已将其优质住宅抵押贷款组合以 31 亿美元的现金价格出售给 NatWest 集团。预计此次出售将减少 Metro 的风险加权资产，并改善其普通股一级资本比率。Metro Bank 成立的初衷是挑战大银行，已实施成本削减措施以改善其资产负债表。然而，该银行将在交易完成时实现 1.05 亿英镑的亏损</p>

<p>July 26 (Reuters) - Britain’s Metro Bank (MTRO.L) is selling its portfolio of prime residential mortgages to NatWest Group (NWG.L) for up to 2.4 billion pounds ($3.1 billion) in cash, it said on Friday.</p>
<div class="lb-trans"><p>7 月 26 日（路透社）- 英国 Metro 银行（MTRO.L）周五表示，将其优质住宅抵押贷款组合以高达 24 亿英镑（31 亿美元）的现金价格出售给 NatWest 集团（NWG.L）。</p>
</div><p>The sale is expected to reduce Metro’s risk-weighted assets by approximately 824 million pounds, leading to an improvement in the British lender’s Common Equity Tier 1 (CET1) ratio of about five basis points, its statement said.</p>
<div class="lb-trans"><p>根据其声明，预计此次出售将使 Metro 的风险加权资产减少约 8.24 亿英镑，从而使这家英国银行的普通股一级资本（CET1）比率提高约五个基点。</p>
</div><p>Metro Bank launched to challenge the dominance of the Britain’s big banks in the wake of the global financial crisis, but struck a 925 million pound rescue deal last year and has since implemented cost cuts to heal its balance sheet.</p>
<div class="lb-trans"><p>Metro 银行成立旨在挑战全球金融危机后英国大银行的主导地位，但去年达成了 9.25 亿英镑的救助协议，并自那时起实施了成本削减措施以修复其资产负债表。</p>
</div><p>The bank said the sale of the mortgage portfolio was in line with its strategy to “reposition its balance sheet and enhance risk-adjusted returns on capital”.</p>
<div class="lb-trans"><p>该银行表示，抵押贷款组合的出售符合其 “重新调整资产负债表并提高资本风险调整回报” 的战略。</p>
</div><p>However, Metro Bank said the mortgage book had been originated when interest rates were lower and it would realise a 105 million pound loss on completion of the sale. ($1 = 0.7775 pounds)</p>
<div class="lb-trans"><p>然而，Metro 银行表示，抵押贷款账本是在利率较低时产生的，完成出售后将实现 1.05 亿英镑的亏损。（1 英镑=1.29 美元）</p>
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Metro Bank 将其住宅抵押贷款组合以 30 亿美元出售给 NatWest