<p>2024 年，科技板块涨幅达 28.2%，推动软件股成为最佳投资选择之一。在 2024 年上半年，主要以科技和软件股为主的 <strong>纳斯达克综合指数</strong> 上涨了 18.6%。</p>
<p>未来十年，全球软件市场预计将持续增长。2024 年软件收入预计将达到 7041 亿美元。帮助组织管理运营和流程的企业软件正在引领潮流，占据了总价值 2952 亿美元。</p>
<p>预计到 2029 年，市场规模将增至 8989 亿美元，复合年增长率为 5%。美国贡献了大部分价值，约为 3634 亿美元。</p>
<p>积极的立法变革加速了云迁移和软件行业扩张，从而支持软件股价值的增长。</p>
<p>拜登总统的倡议呼吁进行重大基础设施和技术支出。软件和科技公司依赖宽带发展，而美国就业计划主要针对这一目标。</p>
<p>如果特朗普在 11 月 5 日获胜，他的政府将优先考虑美国软件霸权和创新。特朗普将支持放松监管，软件公司可能会受益于更加友好的商业环境和较少的监管费用。</p>
<p>技术、数字解决方案的需求以及向云计算的转变意味着现在是时候关注三家具有两位数增长机会的 “强烈买入” 软件股了。</p>
<h2>万事达卡（MA）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>来源：David Cardinez / Shutterstock.com</p>
<p><strong>万事达卡</strong>（纽约证券交易所：<strong>MA</strong>）是当前气候下最佳的软件股之一，因为它在削减 2024 年预测后从三月的高点回落，尽管最新的财报超过了分析师的预期。</p>
<p>尽管如此，由于万事达卡的市场地位和扩张，摩根大通分析师黄天信主张购买。黄天信认为，万事达卡的定价策略和比 <strong>维萨</strong>（纽约证券交易所：<strong>V</strong>）表现更好将有助于其克服短期问题。分析师一致认为，MA 股票预计将上涨 19%。</p>
<p>这种增长的很大一部分要归功于万事达卡的持续创新。例如，它最近在 Cyber Secure 中增加了基于人工智能的预测，以识别和防止欺诈。这一发明通过更快速、更准确地应对新风险来保护客户和数字支付生态系统。</p>
<p>万事达卡还在其系统中增加了创新的人工智能技术，以帮助更轻松地发现信用卡欺诈。这项新技术使被盗刷的卡数量翻了一番。</p>
<p>此外，万事达卡推出了 Start Path 区块链和数字资产计划，以帮助企业利用区块链解决现实挑战。</p>
<p>最后，万事达卡创建了 Multi-Token 网络，用于安全、可扩展、可编程的数字资产和支付，利用区块链项目来增强其投资组合。代币化的银行账户允许在该网络中进行房地产和碳信用交易。</p>
<h2>微软（MSFT）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>来源：VDB Photos / Shutterstock.com</p>
<p>投资者关注 <strong>微软</strong>（纳斯达克证券交易所：<strong>MSFT</strong>）的 Azure 云计算部门和重大的人工智能技术投资，因为它即将披露最新的业绩。在经济不确定时期，投资者想知道 Azure 的扩张是否会使这些支出值得。本季度，分析师预计每股收益为 2.90 美元。</p>
<p>截至 2024 年 3 月 31 日季度，微软的每股收益为 2.94 美元，高于分析师的 2.81 美元的预期。销售额达到 618.6 亿美元，超过了 608.6 亿美元的预期。收入较去年同期增长了 17%，而微软 Azure 的销售额飙升了 31%。微软 Azure 仅次于 <strong>亚马逊</strong>（纳斯达克证券交易所：<strong>AMZN</strong>）的亚马逊网络服务部门。然而，这种差距正在迅速缩小。</p>
<p>此外，微软斥资 687 亿美元收购了暴雪娱乐公司，这一举措开始见效，因为游戏收入在 2024 财年第三季度增长了 51%，主要是由于合并。</p>
<p>微软正在大力投资人工智能和云计算。因此，由于其努力和与 <strong>OpenAI</strong> 的紧密联系，分析师预计 MSFT 将增长 20%。</p>
<h2>英特信（INTU）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>来源：T. Schneider / Shutterstock.com</p>
<p>在 2024 财年第三季度，<strong>英特信</strong>（纳斯达克证券交易所：<strong>INTU</strong>）超过了销售和每股收益的预期。在这一强劲表现之后，公司提高了财年预期。英特信预计销售额将增长 13%，在 161.64 亿美元至 162 亿美元之间。</p>
<p>进一步增强其吸引力，英特信多次改进了其 QuickBooks Online 系统，增加了旨在提高库存控制和后勤工作效率的工具，以供使用该产品的公司使用。</p>
<p>此外，英特信还专注于移动驱动的分析，并从 <strong>Zendrive</strong> 购买了技术。英特信计划通过这一收购提高其人工智能能力，特别是在消费者安全和金融服务等领域。</p>
<p>AI 领域的领军人物 Forrest Norrod 现在也是英特信董事会的一员。这一任命补充了公司改进人工智能能力的重点。</p>
<p>分析师给予英特信 “强烈买入” 的一致评级，平均 12 个月价格目标为 726.16 美元，显示出相对于当前价格 633.57 美元的 14% 的上涨。对于一家拥有 10 年盈利记录的公司来说，这个表现不错。</p>
<p><em>在发布日期，Faizan Farooque 在本文提及的证券中没有（直接或间接）持有任何头寸。本文中表达的观点属于作者个人，遵守 InvestorPlace.com 的发布准则。</em></p>
<p><em>在发布日期，负责编辑在本文提及的证券中没有（直接或间接）持有任何头寸。</em></p>
<p>Faizan Farooque 是 InvestorPlace.com 和许多其他金融网站的撰稿作者。Faizan 在分析股市方面拥有多年经验，并曾是标普全球市场情报的数据记者。他的热情是帮助普通投资者就其投资组合做出更明智的决策。</p>
<p>科技</p>
<p>成长股</p>

财捷

<p>2024 年上半年，软件股票表现出色，技术行业涨幅达 28.2%。预计全球软件市场将继续增长，预计 2024 年收入将达到 7041 亿美元。企业软件领先发展，价值 2952 亿美元。此外，积极的立法变革，如拜登总统的基础设施和技术倡议，预计将支持软件股票的增长。具有两位数增长机会的三家软件股票是万事达卡、微软和 Intuit</p>

<p>Software stocks are some of the best investment options available for 2024 after a 28.2% gain in the technology sector drove them to excellent returns in the first half of the year. In the first half of 2024 the <strong>Nasdaq Composite Index</strong>, which is mostly weighted with technology and software stocks, rose by 18.6%.</p>
<div class="lb-trans"><p>2024 年，科技板块涨幅达 28.2%，推动软件股成为最佳投资选择之一。在 2024 年上半年，主要以科技和软件股为主的 <strong>纳斯达克综合指数</strong> 上涨了 18.6%。</p>
</div><p>Over the next decade, the worldwide software market is expected to rise constantly. Software revenues in 2024 should hit $704.1 billion. Enterprise software that helps organizations manage their operations and processes is leading the way making up $295.2 billion of that overall value.</p>
<div class="lb-trans"><p>未来十年，全球软件市场预计将持续增长。2024 年软件收入预计将达到 7041 亿美元。帮助组织管理运营和流程的企业软件正在引领潮流，占据了总价值 2952 亿美元。</p>
</div><p>The market is estimated to increase to $898.9 billion by 2029, representing a 5% compound annual growth rate (CAGR). The U.S. is responsible for a large portion of that value, at around $363.4 billion.</p>
<div class="lb-trans"><p>预计到 2029 年，市场规模将增至 8989 亿美元，复合年增长率为 5%。美国贡献了大部分价值，约为 3634 亿美元。</p>
</div><p>Positive legislative changes have accelerated cloud migration and software sector expansion, therefore supporting the increase in value for software stocks as well.</p>
<div class="lb-trans"><p>积极的立法变革加速了云迁移和软件行业扩张，从而支持软件股价值的增长。</p>
</div><p>President Biden’s initiatives call for major infrastructure and technology expenditures. Software and technology companies depend on broadband development, which the American Jobs Plan largely targets.</p>
<div class="lb-trans"><p>拜登总统的倡议呼吁进行重大基础设施和技术支出。软件和科技公司依赖宽带发展，而美国就业计划主要针对这一目标。</p>
</div><p>Should Trump win on Nov. 5, his government will prioritize U.S. software supremacy and innovation. Trump will support deregulation, and software companies would likely benefit from a more business-friendly environment and fewer regulatory expenses.</p>
<div class="lb-trans"><p>如果特朗普在 11 月 5 日获胜，他的政府将优先考虑美国软件霸权和创新。特朗普将支持放松监管，软件公司可能会受益于更加友好的商业环境和较少的监管费用。</p>
</div><p>Technology, demand for digital solutions and the shift to cloud computing mean it’s the right time to look at three “strong buy” software stocks with double-digit growth opportunity.</p>
<div class="lb-trans"><p>技术、数字解决方案的需求以及向云计算的转变意味着现在是时候关注三家具有两位数增长机会的 “强烈买入” 软件股了。</p>
</div><h2>Mastercard (MA)</h2>
<div class="lb-trans"><h2>万事达卡（MA）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: David Cardinez / Shutterstock.com</p>
<div class="lb-trans"><p>来源：David Cardinez / Shutterstock.com</p>
</div><p><strong>Mastercard</strong>(NYSE: <strong>MA</strong>) is one of the best software stocks to buy in the current climate given its retreat from March highs after cutting its forecast for 2024, despite its latest earnings report besting analyst estimates.</p>
<div class="lb-trans"><p><strong>万事达卡</strong>（纽约证券交易所：<strong>MA</strong>）是当前气候下最佳的软件股之一，因为它在削减 2024 年预测后从三月的高点回落，尽管最新的财报超过了分析师的预期。</p>
</div><p>Nevertheless, due to Mastercard’s market position and expansion, J.P. Morgan analyst Tien Tsin Huang advocates buying. Huang thinks Mastercard’s pricing approach and better performance than <strong>Visa</strong>(NYSE:<strong>V</strong>) will help it overcome short-term issues. Analyst consensus echoes much the same sentiment, with MA shares projected to have a 19% upside.</p>
<div class="lb-trans"><p>尽管如此，由于万事达卡的市场地位和扩张，摩根大通分析师黄天信主张购买。黄天信认为，万事达卡的定价策略和比 <strong>维萨</strong>（纽约证券交易所：<strong>V</strong>）表现更好将有助于其克服短期问题。分析师一致认为，MA 股票预计将上涨 19%。</p>
</div><p>Much of the upside is thanks to constant innovation from Mastercard. For instance, it recently added artificial intelligence-based prediction to Cyber Secure to identify and prevent fraud. This invention protects customers and the digital payment ecosystem by responding faster and more accurately to new risks.</p>
<div class="lb-trans"><p>这种增长的很大一部分要归功于万事达卡的持续创新。例如，它最近在 Cyber Secure 中增加了基于人工智能的预测，以识别和防止欺诈。这一发明通过更快速、更准确地应对新风险来保护客户和数字支付生态系统。</p>
</div><p>Mastercard has also added creative artificial intelligence (AI) technology to its systems to help them find card scams more easily. This new technology doubles the number of cards that are found to have been hacked.</p>
<div class="lb-trans"><p>万事达卡还在其系统中增加了创新的人工智能技术，以帮助更轻松地发现信用卡欺诈。这项新技术使被盗刷的卡数量翻了一番。</p>
</div><p>Additionally, Mastercard developed the Start Path Blockchain and Digital Assets initiative to assist businesses in addressing real-world challenges using blockchain.</p>
<div class="lb-trans"><p>此外，万事达卡推出了 Start Path 区块链和数字资产计划，以帮助企业利用区块链解决现实挑战。</p>
</div><p>Finally, Mastercard created the Multi-Token Network for safe, extensible, programable digital assets and payments, leveraging blockchain projects to enhance its portfolio. Tokenized bank accounts allow real estate and carbon credit transactions in this network.</p>
<div class="lb-trans"><p>最后，万事达卡创建了 Multi-Token 网络，用于安全、可扩展、可编程的数字资产和支付，利用区块链项目来增强其投资组合。代币化的银行账户允许在该网络中进行房地产和碳信用交易。</p>
</div><h2>Microsoft (MSFT)</h2>
<div class="lb-trans"><h2>微软（MSFT）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: VDB Photos / Shutterstock.com</p>
<div class="lb-trans"><p>来源：VDB Photos / Shutterstock.com</p>
</div><p>Investors are focused on <strong>Microsoft’s</strong>(NASDAQ: <strong>MSFT</strong>) Azure cloud computing division and significant AI technology investments as it gets set to disclose its newest results. In a period of economic uncertainty, investors want to know whether Azure’s expansion will make these expenditures worthwhile. This quarter, analysts projected $2.90 earnings per share (EPS).</p>
<div class="lb-trans"><p>投资者关注 <strong>微软</strong>（纳斯达克证券交易所：<strong>MSFT</strong>）的 Azure 云计算部门和重大的人工智能技术投资，因为它即将披露最新的业绩。在经济不确定时期，投资者想知道 Azure 的扩张是否会使这些支出值得。本季度，分析师预计每股收益为 2.90 美元。</p>
</div><p>For the March 31, 2024 quarter, Microsoft’s EPS of $2.94 was above analysts’ estimates of $2.81. Above a projection of $60.86 billion, sales came in at $61.86 billion. Revenue increased 17% from the year before, while sales of Microsoft Azure soared by 31%. Microsoft Azure is second only to <strong>Amazon’s</strong>(NASDAQ:<strong>AMZN</strong>) Amazon Web Services branch. However, this disparity is quickly narrowing.</p>
<div class="lb-trans"><p>截至 2024 年 3 月 31 日季度，微软的每股收益为 2.94 美元，高于分析师的 2.81 美元的预期。销售额达到 618.6 亿美元，超过了 608.6 亿美元的预期。收入较去年同期增长了 17%，而微软 Azure 的销售额飙升了 31%。微软 Azure 仅次于 <strong>亚马逊</strong>（纳斯达克证券交易所：<strong>AMZN</strong>）的亚马逊网络服务部门。然而，这种差距正在迅速缩小。</p>
</div><p>Additionally, Microsoft’s $68.7 billion acquisition of Activision Blizzard is starting to pay off as gaming income jumped 51% in the third quarter of fiscal year 2024, mostly due to the merger.</p>
<div class="lb-trans"><p>此外，微软斥资 687 亿美元收购了暴雪娱乐公司，这一举措开始见效，因为游戏收入在 2024 财年第三季度增长了 51%，主要是由于合并。</p>
</div><p>Microsoft is significantly investing in AI and cloud computing. Hence, MSFT is up 13% this year. Plus, given its efforts and close ties with <strong>OpenAI</strong>, analysts project a 20% increase.</p>
<div class="lb-trans"><p>微软正在大力投资人工智能和云计算。因此，由于其努力和与 <strong>OpenAI</strong> 的紧密联系，分析师预计 MSFT 将增长 20%。</p>
</div><h2>Intuit (INTU)</h2>
<div class="lb-trans"><h2>英特信（INTU）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: T. Schneider / Shutterstock.com</p>
<div class="lb-trans"><p>来源：T. Schneider / Shutterstock.com</p>
</div><p>In the third quarter of fiscal year 2024, <strong>Intuit</strong>(NASDAQ: <strong>INTU</strong>) surpassed sales and EPS projections. After this strong outcome, the corporation upped its fiscal year estimate. Sales are expected to rise 13% to between $16.164 billion and $16.2 billion, according to Intuit. An earnings beat for the fourth quarter in a row and an upped forecast mean INTU is worth considering among software stocks.</p>
<div class="lb-trans"><p>在 2024 财年第三季度，<strong>英特信</strong>（纳斯达克证券交易所：<strong>INTU</strong>）超过了销售和每股收益的预期。在这一强劲表现之后，公司提高了财年预期。英特信预计销售额将增长 13%，在 161.64 亿美元至 162 亿美元之间。</p>
</div><p>Further boosting its appeal, Intuit has enhanced its QuickBooks Online system multiple times, adding tools meant to increase inventory control and back-office work efficiency for companies that use the product.</p>
<div class="lb-trans"><p>进一步增强其吸引力，英特信多次改进了其 QuickBooks Online 系统，增加了旨在提高库存控制和后勤工作效率的工具，以供使用该产品的公司使用。</p>
</div><p>Plus, Intuit is also focusing on mobile-driving analytics and has bought technologies from <strong>Zendrive</strong>. Intuit plans for this purchase to improve its AI capacity, especially in sectors such as consumer safety and financial services.</p>
<div class="lb-trans"><p>此外，英特信还专注于移动驱动的分析，并从 <strong>Zendrive</strong> 购买了技术。英特信计划通过这一收购提高其人工智能能力，特别是在消费者安全和金融服务等领域。</p>
</div><p>Forrest Norrod, a leader in the AI space, is also now a part of Intuit’s board. This appointment complements the company’s focus on improving its AI capacity.</p>
<div class="lb-trans"><p>AI 领域的领军人物 Forrest Norrod 现在也是英特信董事会的一员。这一任命补充了公司改进人工智能能力的重点。</p>
</div><p>Analysts have given Intuit a consensus rating of “strong buy,” with an average 12-month price target of $726.16, indicating a 14% upside from the current price of $633.57. Not bad for a company with a 10-year profitability record.</p>
<div class="lb-trans"><p>分析师给予英特信 “强烈买入” 的一致评级，平均 12 个月价格目标为 726.16 美元，显示出相对于当前价格 633.57 美元的 14% 的上涨。对于一家拥有 10 年盈利记录的公司来说，这个表现不错。</p>
</div><p><em>On the date of publication, Faizan Farooque did not have (either directly or indirectly) any positions in the securities mentioned in this article. The opinions expressed in this article are those of the writer, subject to the InvestorPlace.com</em> <em>Publishing Guidelines</em> <em>.</em></p>
<div class="lb-trans"><p><em>在发布日期，Faizan Farooque 在本文提及的证券中没有（直接或间接）持有任何头寸。本文中表达的观点属于作者个人，遵守 InvestorPlace.com 的发布准则。</em></p>
</div><p><em>On the date of publication, the responsible editor did not hold (either directly or indirectly) any positions in the securities mentioned in this article.</em></p>
<div class="lb-trans"><p><em>在发布日期，负责编辑在本文提及的证券中没有（直接或间接）持有任何头寸。</em></p>
</div><p>Faizan Farooque is a contributing author for InvestorPlace.com and numerous other financial sites. Faizan has several years of experience in analyzing the stock market and was a former data journalist at S&amp;P Global Market Intelligence. His passion is to help the average investor make more informed decisions regarding their portfolio.</p>
<div class="lb-trans"><p>Faizan Farooque 是 InvestorPlace.com 和许多其他金融网站的撰稿作者。Faizan 在分析股市方面拥有多年经验，并曾是标普全球市场情报的数据记者。他的热情是帮助普通投资者就其投资组合做出更明智的决策。</p>
</div><p>Technology</p>
<div class="lb-trans"><p>科技</p>
</div><p>Growth Stocks</p>
<div class="lb-trans"><p>成长股</p>
</div>

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