<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/rbc.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/rbc.jpg"/></p>
<p>加拿大皇家银行（TSX: RY）股价连续两个月上涨，目前处于历史最高点（ATH）。</p>
<p>今年涨幅超过 20%，表现优于 TSX 综合指数以及其他加拿大银行，如蒙特利尔银行（BMO）、加拿大多伦多银行（TD）、新斯科舍银行和加拿大帝国商业银行。</p>
<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-vs-1024x568.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-vs-1024x568.png"/></p>
<p><em>加拿大皇家银行 vs 蒙特利尔银行 vs 新斯科舍银行 vs 多伦多银行 vs 加拿大帝国商业银行</em></p>
<h2>为什么加拿大皇家银行击败其他加拿大银行</h2>
<p>加拿大皇家银行是加拿大最大的公司，市值超过 1640 亿美元。其次是多伦多道明银行、Shopify 和 Enbridge。</p>
<p>多年来，该公司已在 29 个国家积累了超过 1700 万客户。它也是全球第九大银行（按资产计）以及美国第一大加拿大投资银行。</p>
<p>加拿大皇家银行通过多元化市场实现了这一增长。其大部分收入来自个人和商业银行业务，其次是财富管理、资本市场和保险业务。</p>
<p>这种多元化模式让这些业务相互支持。例如，由于利率较高，公司的个人和商业银行业务表现良好，抵消了投资银行业务的疲软。</p>
<p>最近的年度业绩显示，加拿大皇家银行的业务正在增长。其收入从一年前的 480 亿美元增至 560 亿美元以上。其中，个人和商业银行业务收入超过 80 亿美元，而财富管理、保险和资本市场分别为 24 亿美元、8.03 亿美元和 41 亿美元。</p>
<h2>加拿大皇家银行盈利领先</h2>
<p>加拿大皇家银行股价的下一个重要催化剂将是其季度业绩，将于周三公布。</p>
<p>其最近的业绩报告显示，净收入增长了 7%，达到 40 亿美元，而净资产收益率（RoE）下降了 40 个基点，至 14.5%。这些结果包括公司今年早些时候收购的汇丰加拿大。</p>
<p>加拿大皇家银行的所有业务在其第二季度财政表现良好。个人和商业银行业务收入增长了 7%，达到 20 亿美元，而财富管理业务增长了 7%，达到 7.69 亿美元。保险和资本市场业务分别增长了 4% 和 31%。</p>
<p>分析师认为，加拿大皇家银行在第三季度财政表现良好。然而，由于蒙特利尔银行和新斯科舍银行的一些业绩疲软，银行业存在一些担忧。</p>
<p>蒙特利尔银行表示，其利润在一些关键领域下降，而信贷损失准备金增加，表明加拿大经济表现不佳。其净收入降至 47.9 亿美元，而信贷损失准备金增至 9.06 亿美元。</p>
<p>另一方面，新斯科舍银行的净收入为 19.2 亿美元，较去年的 21.9 亿美元大幅下降。其摊薄每股收益降至 1.40 美元，而信贷损失准备金增至 10.52 亿美元。其净收入降至 19.2 亿美元。</p>
<p>新斯科舍银行和蒙特利尔银行的股价在周二出现分歧。新斯科舍银行上涨近 2%，而蒙特利尔银行下跌超过 6%。</p>
<p>平均收入预估为加拿大皇家银行的收入为 142.4 亿美元，而第四季度的前瞻指引将为 143.7 亿美元。全年，其收入预计将达到 560 亿美元。</p>
<h2>加拿大皇家银行股价分析</h2>
<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-Stock-Price.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-Stock-Price.png"/></p>
<p>日线图显示，加拿大皇家银行股价在过去几个月呈强劲的多头趋势。这一反弹发生在股价在 2023 年跌至 104 美元后。</p>
<p>在过去几个月中，股价形成了一个上升通道，并且接近其上侧。股价也保持在 50 天和 100 天指数移动平均线之上。</p>
<p>尽管股价大涨，相对强弱指数（RSI）显示股价尚未进入超买水平。因此，有可能会继续上涨，多头将目标定在下一个关键阻力点 160 美元。然而，另一种情况是股价回落并重新测试通道的下侧。</p>
<ul>
<li><em>本报告中所有货币单位均为加拿大元。</em></li>
</ul>
<p>文章来源：Invezz</p>

加拿大皇家银行

<p>加拿大皇家银行（RBC）股票目前处于历史最高点（ATH），今年已上涨超过 20%，表现优于其他主要加拿大银行。该公司多元化的收入模式支持个人银行业务、商业银行业务、财富管理、资本市场和保险业务的增长。尽管对银行业的担忧存在，但预计即将公布的季度业绩将继续保持积极表现。分析师预计下个季度的营收约为 32.4 亿加元，公司股票仍保持看涨趋势，尚未出现超买情况</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/rbc.jpg" alt="" original-src="https://invezz.com/wp-content/uploads/2024/08/rbc.jpg"/></p>
<p>The Royal Bank of Canada (TSX: RY) stock price has risen for two consecutive months and is sitting at its all-time high (ATH).</p>
<div class="lb-trans"><p>加拿大皇家银行（TSX: RY）股价连续两个月上涨，目前处于历史最高点（ATH）。</p>
</div><p>It has risen by over 20% this year, outperforming the TSX Composite Index and other Canadian banks like Bank of Montreal (BMO), TD Bank, Bank of Nova Scotia, and Canadian Imperial Bank of Commerce.</p>
<div class="lb-trans"><p>今年涨幅超过 20%，表现优于 TSX 综合指数以及其他加拿大银行，如蒙特利尔银行（BMO）、加拿大多伦多银行（TD）、新斯科舍银行和加拿大帝国商业银行。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-vs-1024x568.png" alt="" original-src="https://invezz.com/wp-content/uploads/2024/08/RBC-vs-1024x568.png"/></p>
<p><em>RBC vs BMO vs Scotiabank vs TD Bank vs CIBC</em></p>
<div class="lb-trans"><p><em>加拿大皇家银行 vs 蒙特利尔银行 vs 新斯科舍银行 vs 多伦多银行 vs 加拿大帝国商业银行</em></p>
</div><h2>Why RBC beats other Canadian banks</h2>
<div class="lb-trans"><h2>为什么加拿大皇家银行击败其他加拿大银行</h2>
</div><p>Royal Bank of Canada is the biggest Canadian company with a market cap of over $164 billion. It is followed by Toronto Dominion Bank, Shopify, and Enbridge.</p>
<div class="lb-trans"><p>加拿大皇家银行是加拿大最大的公司，市值超过 1640 亿美元。其次是多伦多道明银行、Shopify 和 Enbridge。</p>
</div><p>Over the years, the company has accumulated over 17 million customers from 29 countries. It is also the 9th biggest bank globally by assets and the number 1 Canadian investment bank in the United States.</p>
<div class="lb-trans"><p>多年来，该公司已在 29 个国家积累了超过 1700 万客户。它也是全球第九大银行（按资产计）以及美国第一大加拿大投资银行。</p>
</div><p>RBC has achieved this growth by using a diversifed market. Most of its revenue comes from personal and commercial banking followed by wealth management, capital markets, and insurance.</p>
<div class="lb-trans"><p>加拿大皇家银行通过多元化市场实现了这一增长。其大部分收入来自个人和商业银行业务，其次是财富管理、资本市场和保险业务。</p>
</div><p>This diversified model lets these businesses support each other. For example, the company’s P&amp;CB business has done well because of higher interest rates, offsetting the softness in the investment banking business.</p>
<div class="lb-trans"><p>这种多元化模式让这些业务相互支持。例如，由于利率较高，公司的个人和商业银行业务表现良好，抵消了投资银行业务的疲软。</p>
</div><p>The most recent annual results showed that RBC’s business was growing. Its revenue jumped to over $56 billion, up from $48 billion a year earlier. In this, P&amp;CB revenue was over $8 billion while wealth management, insurance, and capital markets made $2.4 billion, $803 million, and $4.1 billion, respectively.</p>
<div class="lb-trans"><p>最近的年度业绩显示，加拿大皇家银行的业务正在增长。其收入从一年前的 480 亿美元增至 560 亿美元以上。其中，个人和商业银行业务收入超过 80 亿美元，而财富管理、保险和资本市场分别为 24 亿美元、8.03 亿美元和 41 亿美元。</p>
</div><h2>RBC earnings ahead</h2>
<div class="lb-trans"><h2>加拿大皇家银行盈利领先</h2>
</div><p>The next important catalyst for the RBC stock price will be its quarterly results, which will come out on Wednesday.</p>
<div class="lb-trans"><p>加拿大皇家银行股价的下一个重要催化剂将是其季度业绩，将于周三公布。</p>
</div><p>Its most recent results, published in May, showed that its net income rose by 7% to $4 billion while its Return on Equity (RoE) eased by 40bps to 14.5%. These results included its acquisition of HSBC Canada, which the company bought earlier this year.</p>
<div class="lb-trans"><p>其最近的业绩报告显示，净收入增长了 7%，达到 40 亿美元，而净资产收益率（RoE）下降了 40 个基点，至 14.5%。这些结果包括公司今年早些时候收购的汇丰加拿大。</p>
</div><p>All of RBC’s businesses did well in its fiscal second quarter. P&amp;CB income rose by 7% to $2 billion while its wealth management rose by 7% to $769 million. Insurance and capital markets business rose by 4% and 31%.</p>
<div class="lb-trans"><p>加拿大皇家银行的所有业务在其第二季度财政表现良好。个人和商业银行业务收入增长了 7%，达到 20 亿美元，而财富管理业务增长了 7%，达到 7.69 亿美元。保险和资本市场业务分别增长了 4% 和 31%。</p>
</div><p>Analysts believe that RBC’s business did well in the fiscal third quarter. However, there are concerns about the banking sector after some weak results by Bank of Montreal and Scotiabank.</p>
<div class="lb-trans"><p>分析师认为，加拿大皇家银行在第三季度财政表现良好。然而，由于蒙特利尔银行和新斯科舍银行的一些业绩疲软，银行业存在一些担忧。</p>
</div><p>BMO said that its profits dropped in some key sectors while provisions for credit losses rose, signaling that the Canadian economy was not doing well. Its net income dropped to $4.79 billion while provisions for credit losses rose to $906 million.</p>
<div class="lb-trans"><p>蒙特利尔银行表示，其利润在一些关键领域下降，而信贷损失准备金增加，表明加拿大经济表现不佳。其净收入降至 47.9 亿美元，而信贷损失准备金增至 9.06 亿美元。</p>
</div><p>Scotiabank, on the other hand, made $1.92 billion in net income, a sharp decline from the $2.19 billion it made last year. Its diluted EPS dropped to $1.40 while provisions for credit losses rose to over $1.052 billion. Its net income fell to $1.92 billion.</p>
<div class="lb-trans"><p>另一方面，新斯科舍银行的净收入为 19.2 亿美元，较去年的 21.9 亿美元大幅下降。其摊薄每股收益降至 1.40 美元，而信贷损失准备金增至 10.52 亿美元。其净收入降至 19.2 亿美元。</p>
</div><p>Scotiabank and BMO’s stocks diverged on Tuesday. Bank of Nova Scotia rose by almost 2% while BMO fell by over 6%.</p>
<div class="lb-trans"><p>新斯科舍银行和蒙特利尔银行的股价在周二出现分歧。新斯科舍银行上涨近 2%，而蒙特利尔银行下跌超过 6%。</p>
</div><p>The average revenue estimate is that RBC’s revenue came in at $14.24 billion while its forward guidance for the fourth quarter will be $14.37 billion. For the year, its revenue is expected to come in at $56 billion.</p>
<div class="lb-trans"><p>平均收入预估为加拿大皇家银行的收入为 142.4 亿美元，而第四季度的前瞻指引将为 143.7 亿美元。全年，其收入预计将达到 560 亿美元。</p>
</div><h2>RBC stock price analysis</h2>
<div class="lb-trans"><h2>加拿大皇家银行股价分析</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2024/08/RBC-Stock-Price.png" alt="" original-src="https://invezz.com/wp-content/uploads/2024/08/RBC-Stock-Price.png"/></p>
<p>The daily chart shows that the RBC share price has been in a strong bullish trend in the past few months. This rebound happened after the stock fell to $104 in 2023.</p>
<div class="lb-trans"><p>日线图显示，加拿大皇家银行股价在过去几个月呈强劲的多头趋势。这一反弹发生在股价在 2023 年跌至 104 美元后。</p>
</div><p>In the past few months, the stock has formed an ascending channel and is hovering near its upper side. The stock has also remained above the 50-day and 100-day Exponential Moving Averages (EMA).</p>
<div class="lb-trans"><p>在过去几个月中，股价形成了一个上升通道，并且接近其上侧。股价也保持在 50 天和 100 天指数移动平均线之上。</p>
</div><p>Despite the surge, the Relative Strength Index (RSI) shows that the stock is not yet in an overbought level. Therefore, there is a likelihood that it will continue rising as bulls target the next key resistance point at $160. However, the alternative scenario is where the stock retreats and retests the lower side of the channel.</p>
<ul>
<li><em>All currencies in this report are in Canadian dollars.</em></li>
</ul>
<div class="lb-trans"><p>尽管股价大涨，相对强弱指数（RSI）显示股价尚未进入超买水平。因此，有可能会继续上涨，多头将目标定在下一个关键阻力点 160 美元。然而，另一种情况是股价回落并重新测试通道的下侧。</p>
<ul>
<li><em>本报告中所有货币单位均为加拿大元。</em></li>
</ul>
</div><p>The post Royal Bank of Canada (RBC) stock sits at ATH ahead of earnings: is it a buy? appeared first on Invezz</p>
<div class="lb-trans"><p>文章来源：Invezz</p>
</div>

加拿大皇家银行（RBC）股票在财报发布前达到历史新高：现在是买入的好时机吗？