<p>美国银行（BAC）定于 10 月 15 日发布 2024 年第三季度财报。华尔街分析师预计，第三季度 BAC 的营收和盈利均将出现下滑，表明 BAC 短期表现可能疲弱。他们预计公司每股盈利为 0.76 美元，同比下降 18%。此外，根据 TipRanks 的数据，预计营收将从去年同期下降 44%，至 252.5 亿美元。</p>
<p>值得注意的是，自 7 月以来，沃伦·巴菲特的伯克希尔·哈撒韦（<strong>BRK.A</strong>）（<strong>BRK.B</strong>）一直在减持美国银行（BAC）的股份，从这些交易中赚取了近 100 亿美元。分析师对原因看法不一：一些人认为巴菲特对 BAC 失去了信心，而另一些人认为他预期市场将出现下行。还有一些人认为，他只是在从股票大幅上涨中获利。</p>
<p>考虑到这一点，值得关注的是美国银行在即将发布的第三季度财报中的表现。投资者将密切关注情况，以评估伯克希尔的抛售是否表明存在更深层次的担忧，或者仅仅是为了获利。</p>
<h2><strong>第三季度前需要考虑的因素</strong></h2>
<p>根据 TipRanks 的 Bulls Say，Bears Say 工具显示，看涨的分析师强调了 BAC 的几个积极因素。最近的 8% 股息增长表明对公司财务健康的强烈信心。分析师还指出，BAC 作为国家银行领域的领导者，拥有 25 年的历史，处于扩大市场份额的有利位置。</p>
<p>然而，挑战依然存在。看跌者对于因信用卡和商业房地产的拨备增加而导致的信用风险增加表示担忧，这给银行带来了阻力。此外，包括消费者存款在内的存款正在下降，进一步影响了财务表现。此外，尽管贷款增长适度，但由于存款成本上升，净利息收入（NII）已经下降。</p>
<p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/bac.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/bac.jpg"/></p>
<h2><strong>期权交易者预期大幅波动</strong></h2>
<p>使用 TipRanks 的期权工具，我们可以看到在美国银行发布财报后，期权交易者对股票的预期。预期的盈利波动是通过计算在财报公布后到期的最接近的期权的平值跨式期权来确定的。如果这听起来很复杂，不用担心，期权工具会为您完成这一切。</p>
<p>事实上，目前显示期权交易者预期股价将出现 5.05% 的波动。</p>
<p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture.jpg"/></p>
<h2><strong>BAC 股票的目标价格是多少？</strong></h2>
<p>转向华尔街，根据过去三个月内分配的 13 个买入和 6 个持有，BAC 获得了中等买入的一致评级。以 45.89 美元计算，平均美国银行目标价格暗示着 14.81% 的上涨潜力。该公司的股价今年迄今已上涨约 21%。</p>
<p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture-3-1.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture-3-1.jpg"/></p>
<p><strong>查看更多 BAC 分析师评级</strong></p>
<p>披露</p>

美国银行

<p>美国银行（BAC）预计将在 2024 年第三季度报告收益下降 18%，预计每股收益为 0.76 美元，营收下降 44% 至 182.5 亿美元。分析师对沃伦·巴菲特减持 BAC 股份持有不同看法，推测他对该银行未来的信心。尽管最近股息增长了 8%，并且获得了 “中性买入” 一致评级，但对信用风险和存款下降的担忧仍然存在。期权交易员预测在财报公布后股价将有 5.05% 的波动，价格目标表明有 14.81% 的上涨潜力</p>

<p>Bank of America (BAC) is set to release its third quarter 2024 financials on October 15. Wall Street analysts anticipate a decline in both revenue and earnings for Q3, indicating potential weakness in BAC’s near-term performance. They expect the company to report earnings of $0.76 per share, representing an 18% decrease year-over-year. Additionally, revenues are expected to fall by 44% from the year-ago quarter to $25.25 billion, according to data from TipRanks.</p>
<div class="lb-trans"><p>美国银行（BAC）定于 10 月 15 日发布 2024 年第三季度财报。华尔街分析师预计，第三季度 BAC 的营收和盈利均将出现下滑，表明 BAC 短期表现可能疲弱。他们预计公司每股盈利为 0.76 美元，同比下降 18%。此外，根据 TipRanks 的数据，预计营收将从去年同期下降 44%，至 252.5 亿美元。</p>
</div><p>It’s worth noting that since July, Warren Buffett’s Berkshire Hathaway ( <strong>BRK.A</strong>) ( <strong>BRK.B</strong>) has been decreasing its stake in Bank of America (BAC), earning nearly $10 billion from the sales. Analysts are divided on the reasoning: some believe Buffett has lost faith in BAC, while others think he anticipates a market downturn. Some suggest he’s merely taking profits from a significant gain in the stock.</p>
<div class="lb-trans"><p>值得注意的是，自 7 月以来，沃伦·巴菲特的伯克希尔·哈撒韦（<strong>BRK.A</strong>）（<strong>BRK.B</strong>）一直在减持美国银行（BAC）的股份，从这些交易中赚取了近 100 亿美元。分析师对原因看法不一：一些人认为巴菲特对 BAC 失去了信心，而另一些人认为他预期市场将出现下行。还有一些人认为，他只是在从股票大幅上涨中获利。</p>
</div><p>With this in mind, it will be intriguing to see how Bank of America performs in its upcoming Q3 earnings report. Investors will closely monitor the situation to assess whether Berkshire’s selloff indicates deeper concerns or is simply a strategy for profit-taking.</p>
<div class="lb-trans"><p>考虑到这一点，值得关注的是美国银行在即将发布的第三季度财报中的表现。投资者将密切关注情况，以评估伯克希尔的抛售是否表明存在更深层次的担忧，或者仅仅是为了获利。</p>
</div><h2><strong>Factors to Consider Ahead of Q3</strong></h2>
<div class="lb-trans"><h2><strong>第三季度前需要考虑的因素</strong></h2>
</div><p>According to TipRanks’ Bulls Say, Bears Say tool shown below, bullish analysts highlight several positive factors for BAC. The recent 8% dividend increase signals strong confidence in the company’s financial health. Analysts also note that BAC is well-positioned to expand its market share, benefiting from its 25-year history as a leader in national banking.</p>
<div class="lb-trans"><p>根据 TipRanks 的 Bulls Say，Bears Say 工具显示，看涨的分析师强调了 BAC 的几个积极因素。最近的 8% 股息增长表明对公司财务健康的强烈信心。分析师还指出，BAC 作为国家银行领域的领导者，拥有 25 年的历史，处于扩大市场份额的有利位置。</p>
</div><p>However, challenges remain. Bears raise concerns about increased credit risk from higher provisioning for credit cards and commercial real estate, which are creating headwinds for the bank. Additionally, deposits, including consumer deposits, are declining, further impacting financial performance. Furthermore, Net Interest Income (NII) has fallen due to rising deposit costs, despite modest loan growth.</p>
<div class="lb-trans"><p>然而，挑战依然存在。看跌者对于因信用卡和商业房地产的拨备增加而导致的信用风险增加表示担忧，这给银行带来了阻力。此外，包括消费者存款在内的存款正在下降，进一步影响了财务表现。此外，尽管贷款增长适度，但由于存款成本上升，净利息收入（NII）已经下降。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/bac.jpg" alt="" original-src="https://blog.tipranks.com/wp-content/uploads/2024/10/bac.jpg"/></p>
<h2><strong>Options Traders Anticipate a Large Move</strong></h2>
<div class="lb-trans"><h2><strong>期权交易者预期大幅波动</strong></h2>
</div><p>Using TipRanks’ Options tool, we can see what options traders are expecting from the stock immediately after its earnings report. The expected earnings move is determined by calculating the at-the-money straddle of the options closest to expiration after the earnings announcement. If this sounds complicated, don’t worry, the Options tool does this for you.</p>
<div class="lb-trans"><p>使用 TipRanks 的期权工具，我们可以看到在美国银行发布财报后，期权交易者对股票的预期。预期的盈利波动是通过计算在财报公布后到期的最接近的期权的平值跨式期权来确定的。如果这听起来很复杂，不用担心，期权工具会为您完成这一切。</p>
</div><p>Indeed, it currently says that options traders are expecting a 5.05% move in either direction.</p>
<div class="lb-trans"><p>事实上，目前显示期权交易者预期股价将出现 5.05% 的波动。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture.jpg" alt="" original-src="https://blog.tipranks.com/wp-content/uploads/2024/10/Capture.jpg"/></p>
<h2><strong>What Is the Price Target for BAC Stock?</strong></h2>
<div class="lb-trans"><h2><strong>BAC 股票的目标价格是多少？</strong></h2>
</div><p>Turning to Wall Street, BAC has a Moderate Buy consensus rating based on 13 Buys and six Holds assigned in the last three months. At $45.89, the average Bank of America price target implies 14.81% upside potential. Shares of the company have gained about 21% year-to-date.</p>
<div class="lb-trans"><p>转向华尔街，根据过去三个月内分配的 13 个买入和 6 个持有，BAC 获得了中等买入的一致评级。以 45.89 美元计算，平均美国银行目标价格暗示着 14.81% 的上涨潜力。该公司的股价今年迄今已上涨约 21%。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://blog.tipranks.com/wp-content/uploads/2024/10/Capture-3-1.jpg" alt="" original-src="https://blog.tipranks.com/wp-content/uploads/2024/10/Capture-3-1.jpg"/></p>
<p><strong>See more BAC analyst ratings</strong></p>
<div class="lb-trans"><p><strong>查看更多 BAC 分析师评级</strong></p>
</div><p>Disclosure</p>
<div class="lb-trans"><p>披露</p>
</div>

Bank of America (BAC) Q3 Pre-Earnings: Analysts Anticipate 18% Earnings Decline

- 美国银行 (BAC) 将于 10 月 15 日发布 2024 年第三季度财报。  
- 分析师预计 BAC 收入和盈利将下降，预计每股收益为 $0.76，年降 18%。  
- 投资者关注伯克希尔减持 BAC 的原因，可能影响市场信心。  

美国银行（BAC）第三季度财报前瞻：分析师预计盈利将下降 18%