<p>在过去的几十年里，股市的年均回报率接近 10%。这相当不错！(当然，在较短的时间段内，年均回报率可能会高得多——或低得多。) 对于大多数投资者来说，将大部分甚至全部资金投入一个或多个简单、低费用的指数基金，例如跟踪 <strong>标准普尔 500 指数</strong> 的基金，是明智之举。</p>
<p>甚至沃伦·巴菲特也推荐大多数人投资指数基金，而指数基金可能是你致富所需的一切。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDAyNDQvZ2V0dHktY291cGxlLXNtaWxpbmctYXQtcGhvbmUtaGFwcHktc3VjY2Vzcy5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDAyNDQvZ2V0dHktY291cGxlLXNtaWxpbmctYXQtcGhvbmUtaGFwcHktc3VjY2Vzcy5qcGcmdz03MDA"/></p>
<p>图片来源：Getty Images。</p>
<p>但是，如果你想追求更高的回报呢？如果你愿意学习投资并掌握研究公司的技能呢？如果你想选择一些个别的成长股进行投资呢？那么，这里有一些投资组合候选股供你考虑。</p>
<h2>1. 英伟达</h2>
<p>任何一份有前景的成长股名单几乎都显得不完整，如果没有 <strong>英伟达</strong>(NVDA -2.55%)，因为它的表现非常出色。就在我写这段话时，它在过去一年中价值翻了三倍，过去十年的年均增长率达 75%。这种快速的增长速度不太可能持续，因为公司将变得更加庞大，但未来仍然有很多增长潜力，令人惊讶的是，该股票的估值仍然相对合理——最近的前瞻市盈率 (P/E) 为 34，低于五年平均的 41。</p>
<p>英伟达是半导体领域的主导者。它曾主要以游戏芯片制造商而闻名，但现在也相当专注于数据中心，这些数据中心需要越来越多的芯片来支持人工智能 (AI) 技术的蓬勃发展。</p>
<h2>2. PayPal</h2>
<p><strong>PayPal</strong>(PYPL 0.13%) 是另一个值得考虑的成长股。它的估值也很吸引人，前瞻市盈率为 18，低于五年平均的 21。你可能对这家金融科技公司的 PayPal 服务非常熟悉，它促进了数字金融交易。不过，PayPal 的业务远不止于此：它还拥有 Venmo、Braintree、Paidy、Hyperwallet 和 Zettle 等多个业务。</p>
<p>它最近拥有 4.26 亿个活跃的客户和商户账户，以及 250 亿笔年度交易。在第三季度，收入同比增长 6%，支付交易量增长 9%。PayPal 的增长最近有所放缓，尤其是在获取新客户方面。它推出了一些新功能，如 FastLane 和 Cash Pass 奖励计划，并扩展了 “先买后付” 功能。</p>
<p>未来的出色表现并不保证，但这是完全可能的，公司旨在提升其增长和利润率，并提高其预期。深入了解 PayPal，看看你的想法。你可能想现在就买入，部分买入，或者只是将该公司加入你的观察名单。</p>
<h2>3. Shopify</h2>
<p><strong>Shopify</strong>(SHOP -2.60%) 以在幕后工作而闻名，提供一个平台，帮助人们 “通过简化创业、运营和发展业务的过程来实现独立”——特别是电子商务业务。它的增长也相当稳健，今年迄今为止上涨近 50%，过去五年的年均增长率超过 25%。</p>
<p>Shopify 的第三季度表现令人印象深刻，首席财务官 Jeff Hoffmeister 指出：“Shopify 在本季度实现了 26% 的收入增长和 19% 的自由现金流利润率，标志着我们连续第六个季度的收入增长超过 25%，不包括物流。” 该公司最近与 PayPal 等一些战略合作伙伴达成了合作。</p>
<p>该股票的价格也很有吸引力，最近的前瞻市盈率为 56，远低于五年平均的 142。(如此高的平均值表明，该股票在多个年份中被高估。)</p>
<h2>4. <strong>先锋信息技术 ETF</strong></h2>
<p>最后，这里有一个不完全是普通股票的选择——它是一个交易所交易基金 (ETF)——一种像股票一样交易的基金。因此，你可以从任何一家优秀的经纪公司购买它的股份。<strong>先锋信息技术 ETF</strong>(VGT -0.75%) 是一个强大的 ETF，让你轻松接触到 300 多只股票，每只股票在某种程度上都是高科技的。它的主要持股包括几只 “七大奇迹” 股票，如 <strong>微软</strong>、<strong>苹果</strong> 和英伟达。</p>
<p>如果你还没有被吸引，考虑一下它的表现。在过去五年中，它的年均增长率为 23.5%。在过去十年和十五年中，其年均增长率分别为 21% 和 19%。截至目前，它的年初至今增长接近 33%。该 ETF 并不总是会有如此惊人的回报。当市场回调时，正如它时不时会发生的那样，该 ETF 也会受到影响。但如果你对科技行业的长期潜力持乐观态度，可以考虑将一些这只高表现 ETF 的股份加入你的长期投资组合。</p>
<p>另外，请记住，如果你不习惯自己挑选股票，并且担心先锋 ETF 可能过于波动，你也可以通过简单的标准普尔 500 指数基金获得良好的收益。</p>

SHOP

英伟达

<p>本文强调了四只值得考虑的长期投资成长股：1）英伟达，以其在半导体行业的强劲表现和增长潜力而闻名；2）PayPal，一家具有稳健估值和扩展服务的金融科技公司；3）Shopify，支持电子商务业务并显示出令人印象深刻的收入增长；4）先锋信息技术 ETF，提供对多样化科技股票的投资机会，且历史回报强劲。每个选项为寻求超越传统指数基金的投资者提供了独特的机会</p>

<p>Over many decades, the stock market has averaged annual returns of close to 10%. That's pretty good! (Of course, over shorter periods, it can average much more -- or less.) It makes good sense for most investors to park much, if not most, of their moola in one or more simple, low-fee index funds, such as one that tracks the <strong>S&amp;P 500</strong>.</p>
<div class="lb-trans"><p>在过去的几十年里，股市的年均回报率接近 10%。这相当不错！(当然，在较短的时间段内，年均回报率可能会高得多——或低得多。) 对于大多数投资者来说，将大部分甚至全部资金投入一个或多个简单、低费用的指数基金，例如跟踪 <strong>标准普尔 500 指数</strong> 的基金，是明智之举。</p>
</div><p>Even Warren Buffett has recommended index funds for most people, and index funds can be all you need to get rich.</p>
<div class="lb-trans"><p>甚至沃伦·巴菲特也推荐大多数人投资指数基金，而指数基金可能是你致富所需的一切。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDAyNDQvZ2V0dHktY291cGxlLXNtaWxpbmctYXQtcGhvbmUtaGFwcHktc3VjY2Vzcy5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F800244%2Fgetty-couple-smiling-at-phone-happy-success.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><p>But what if you want to aim for higher returns? What if you're willing to read up on investing and become skilled at studying companies? What if you'd like to choose some individual growth stocks in which to invest? Well, then, here are some portfolio candidates to consider.</p>
<div class="lb-trans"><p>但是，如果你想追求更高的回报呢？如果你愿意学习投资并掌握研究公司的技能呢？如果你想选择一些个别的成长股进行投资呢？那么，这里有一些投资组合候选股供你考虑。</p>
</div><h2>1. Nvidia</h2>
<div class="lb-trans"><h2>1. 英伟达</h2>
</div><p>Any list of promising growth stocks almost seems incomplete without <strong>Nvidia</strong>(NVDA -2.55%), because it's been a phenomenal performer. As I type this, it has tripled in value over the past year, and has averaged annual gains of 75% over the past decade. This torrid pace of growth isn't likely to continue as the company gets even more huge, but there's still plenty of growth potential ahead, and, surprisingly, the stock is arguably still reasonably valued -- with a recent forward-looking price-to-earnings (P/E) ratio of 34, below the five-year average of 41.</p>
<div class="lb-trans"><p>任何一份有前景的成长股名单几乎都显得不完整，如果没有 <strong>英伟达</strong>(NVDA -2.55%)，因为它的表现非常出色。就在我写这段话时，它在过去一年中价值翻了三倍，过去十年的年均增长率达 75%。这种快速的增长速度不太可能持续，因为公司将变得更加庞大，但未来仍然有很多增长潜力，令人惊讶的是，该股票的估值仍然相对合理——最近的前瞻市盈率 (P/E) 为 34，低于五年平均的 41。</p>
</div><p>Nvidia is a dominant player in the semiconductor arena. It used to be known as primarily a gaming chip maker, but it's now also quite focused on data centers, which need more and more chips to support the boom in artificial intelligence (AI) technology.</p>
<div class="lb-trans"><p>英伟达是半导体领域的主导者。它曾主要以游戏芯片制造商而闻名，但现在也相当专注于数据中心，这些数据中心需要越来越多的芯片来支持人工智能 (AI) 技术的蓬勃发展。</p>
</div><h2>2. PayPal</h2>
<div class="lb-trans"><h2>2. PayPal</h2>
</div><p><strong>PayPal</strong>(PYPL 0.13%) is another growth stock to consider. It, too, is sporting an appealing valuation, with its forward P/E of 18 below the five-year average of 21. You're probably very familiar with the fintech company's PayPal service, which facilitates digital financial transactions. There's more to PayPal, though: It's also home to businesses such as Venmo, Braintree, Paidy, Hyperwallet, and Zettle, among others.</p>
<div class="lb-trans"><p><strong>PayPal</strong>(PYPL 0.13%) 是另一个值得考虑的成长股。它的估值也很吸引人，前瞻市盈率为 18，低于五年平均的 21。你可能对这家金融科技公司的 PayPal 服务非常熟悉，它促进了数字金融交易。不过，PayPal 的业务远不止于此：它还拥有 Venmo、Braintree、Paidy、Hyperwallet 和 Zettle 等多个业务。</p>
</div><p>It recently boasted 426 million active customer and merchant accounts and 25 billion annual transactions. In its third quarter, revenue grew 6% year over year, with payment volume up 9%. PayPal's growth has slowed lately, especially in terms of gaining new customers. It's been rolling out new features, such as its FastLane and Cash Pass rewards program, and expanding its buy now, pay later feature.</p>
<div class="lb-trans"><p>它最近拥有 4.26 亿个活跃的客户和商户账户，以及 250 亿笔年度交易。在第三季度，收入同比增长 6%，支付交易量增长 9%。PayPal 的增长最近有所放缓，尤其是在获取新客户方面。它推出了一些新功能，如 FastLane 和 Cash Pass 奖励计划，并扩展了 “先买后付” 功能。</p>
</div><p>A terrific performance going forward isn't guaranteed, but it's certainly possible, with the company aiming to boost its growth and profit margins and upping its projections. Dig into PayPal to see what you think. You might want to buy now, buy a partial position now, or just add the company to your watch list.</p>
<div class="lb-trans"><p>未来的出色表现并不保证，但这是完全可能的，公司旨在提升其增长和利润率，并提高其预期。深入了解 PayPal，看看你的想法。你可能想现在就买入，部分买入，或者只是将该公司加入你的观察名单。</p>
</div><h2>3. Shopify</h2>
<div class="lb-trans"><h2>3. Shopify</h2>
</div><p><strong>Shopify</strong>(SHOP -2.60%) is known for working behind the scenes, offering a platform that helps people &#34;achieve independence by making it easier to start, run, and grow a business&#34; -- specifically, an e-commerce business. It's been posting solid gains, too, up close to 50% so far this year and averaging annual gains of more than 25% over the past five years.</p>
<div class="lb-trans"><p><strong>Shopify</strong>(SHOP -2.60%) 以在幕后工作而闻名，提供一个平台，帮助人们 “通过简化创业、运营和发展业务的过程来实现独立”——特别是电子商务业务。它的增长也相当稳健，今年迄今为止上涨近 50%，过去五年的年均增长率超过 25%。</p>
</div><p>Shopify's third quarter was impressive, with CFO Jeff Hoffmeister noting that &#34;Shopify achieved 26% revenue growth and 19% free cash flow margin this quarter, marking our sixth consecutive quarter of greater than 25% revenue growth excluding logistics.&#34; The company has been inking some strategic partnerships -- even with PayPal -- lately.</p>
<div class="lb-trans"><p>Shopify 的第三季度表现令人印象深刻，首席财务官 Jeff Hoffmeister 指出：“Shopify 在本季度实现了 26% 的收入增长和 19% 的自由现金流利润率，标志着我们连续第六个季度的收入增长超过 25%，不包括物流。” 该公司最近与 PayPal 等一些战略合作伙伴达成了合作。</p>
</div><p>The shares are priced appealingly, too, with a recent forward P/E of 56 well below the five-year average of 142. (Such a high average suggests that the stock has been richly valued over multiple years.)</p>
<div class="lb-trans"><p>该股票的价格也很有吸引力，最近的前瞻市盈率为 56，远低于五年平均的 142。(如此高的平均值表明，该股票在多个年份中被高估。)</p>
</div><h2>4. <strong>Vanguard Information Technology ETF</strong></h2>
<div class="lb-trans"><h2>4. <strong>先锋信息技术 ETF</strong></h2>
</div><p>Lastly, here's a pick that's not exactly a common stock -- it's an exchange-traded fund (ETF) -- a fund that trades like a stock. So you can buy shares of it from any good brokerage. The <strong>Vanguard Information Technology ETF</strong>(VGT -0.75%) is a powerful ETF that gives you easy access to more than 300 stocks, each of which is in some way high-tech. Its top holdings include several of the &#34;Magnificent Seven&#34; stocks, such as <strong>Microsoft</strong>, <strong>Apple</strong>, and Nvidia.</p>
<div class="lb-trans"><p>最后，这里有一个不完全是普通股票的选择——它是一个交易所交易基金 (ETF)——一种像股票一样交易的基金。因此，你可以从任何一家优秀的经纪公司购买它的股份。<strong>先锋信息技术 ETF</strong>(VGT -0.75%) 是一个强大的 ETF，让你轻松接触到 300 多只股票，每只股票在某种程度上都是高科技的。它的主要持股包括几只 “七大奇迹” 股票，如 <strong>微软</strong>、<strong>苹果</strong> 和英伟达。</p>
</div><p>If you're not yet intrigued, consider its performance. Over the past five years, it has averaged annual gains of 23.5%. Over the past decade and past 15 years, its average annual gains have been 21% and 19%, respectively. It's up close to 33% year to date, as of this writing. The ETF will not always have such amazing returns. When the market pulls back, as it always does now and then, the ETF will take a hit. But if you're bullish on the technology sector's long-term potential, consider adding some shares of this high-performance ETF to your long-term portfolio.</p>
<div class="lb-trans"><p>如果你还没有被吸引，考虑一下它的表现。在过去五年中，它的年均增长率为 23.5%。在过去十年和十五年中，其年均增长率分别为 21% 和 19%。截至目前，它的年初至今增长接近 33%。该 ETF 并不总是会有如此惊人的回报。当市场回调时，正如它时不时会发生的那样，该 ETF 也会受到影响。但如果你对科技行业的长期潜力持乐观态度，可以考虑将一些这只高表现 ETF 的股份加入你的长期投资组合。</p>
</div><p>Remember, too, that if you're not comfortable picking stocks on your own and you fear the Vanguard ETF might be too volatile, you can do well with a simple S&amp;P 500 index fund, too.</p>
<div class="lb-trans"><p>另外，请记住，如果你不习惯自己挑选股票，并且担心先锋 ETF 可能过于波动，你也可以通过简单的标准普尔 500 指数基金获得良好的收益。</p>
</div>

4 Brilliant Growth Stocks to Buy Now and Hold for the Long Term -- Including Nvidia

- 股票市场年均回报接近 10%，建议投资者选择低费用指数基金。  
- Nvidia、PayPal 和 Shopify 是值得关注的成长股，分别在各自领域表现出色。  
- Vanguard 信息技术 ETF 提供高科技股票的多样化投资，过去五年年均回报达 23.5%。

4 只值得现在购买并长期持有的优秀成长股——包括 NVIDIA