<p>作者：Nupur Anand</p>
<p>纽约（路透社）- 美国银行的零售消费者投资在今年已超过 5000 亿美元的资产，该公司希望在五年内突破 1 万亿美元。</p>
<p>“如果你看看我们的业绩，我们每五年翻一番，所以我希望我们能再次做到这一点，并在五年内实现这个目标，” 美国银行首席优先银行业务官 Aron Levine 对路透社表示。</p>
<p>这家美国第二大贷款机构于 2010 年推出了其消费者投资业务。它允许所谓的中产阶级客户选择自己的投资，同时提供在线工具和来自财务顾问的面对面指导。</p>
<p>虽然大多数消费者在科技股和股票上投资颇多，但也有一些人使用共同基金和交易所交易基金来多样化他们的投资组合。</p>
<p>Levine 重申了其他美国银行高管最近的评论，他们对消费者的财务健康和消费支出表示乐观。</p>
<p>“消费者储蓄有所下降，但仍高于疫情前的水平，而债务已趋于稳定，” 他说。“就业率一直很强劲，假期期间消费支出持续。”</p>
<p>该贷款机构计划在 2026 年底之前在美国开设 165 家分行，这也预计将推动投资资产的增长。</p>
<p>近 33% 的美国银行消费者投资账户由 Z 世代和千禧一代客户持有，他们在投资方面变得更加活跃，其次是婴儿潮一代和 X 世代。</p>
<p>（纽约报道：Nupur Anand；编辑：Lananh Nguyen 和 Chizu Nomiyama）</p>

美国银行

<p>美国银行（Bank of America，简称 BofA）报告称，其零售消费者投资在今年已超过 5000 亿美元，目标是在五年内达到 1 万亿美元。BofA 的优先银行业务总裁阿伦·莱文（Aron Levine）指出，公司在每五年内投资翻倍的历史。消费者投资业务于 2010 年推出，允许客户通过在线工具和顾问支持管理他们的投资。BofA 计划到 2026 年开设 165 家分行，近 33% 的投资账户由 Z 世代和千禧一代持有</p>

<p>By Nupur Anand</p>
<div class="lb-trans"><p>作者：Nupur Anand</p>
</div><p>NEW YORK (Reuters) - Investments from Bank of America's retail consumers have swelled to more than $500 billion in assets this year, and the company aspires to cross $1 trillion in five years.</p>
<div class="lb-trans"><p>纽约（路透社）- 美国银行的零售消费者投资在今年已超过 5000 亿美元的资产，该公司希望在五年内突破 1 万亿美元。</p>
</div><p>&#34;If you look at our results, we have doubled every five years, so I'd like to think that we could do that again and achieve this within a five-year time period,&#34; Aron Levine, BofA's president of preferred banking, told Reuters.</p>
<div class="lb-trans"><p>“如果你看看我们的业绩，我们每五年翻一番，所以我希望我们能再次做到这一点，并在五年内实现这个目标，” 美国银行首席优先银行业务官 Aron Levine 对路透社表示。</p>
</div><p>The second largest U.S. lender launched its consumer investment business in 2010. It allows so-called mass affluent clients to choose their own investments while offering online tools and in-person guidance from financial advisors.</p>
<div class="lb-trans"><p>这家美国第二大贷款机构于 2010 年推出了其消费者投资业务。它允许所谓的中产阶级客户选择自己的投资，同时提供在线工具和来自财务顾问的面对面指导。</p>
</div><p>While most consumers invest heavily in technology stocks and equities, others are also using mutual funds and exchange-traded funds to diversify their portfolios.</p>
<div class="lb-trans"><p>虽然大多数消费者在科技股和股票上投资颇多，但也有一些人使用共同基金和交易所交易基金来多样化他们的投资组合。</p>
</div><p>Levine echoed recent comments from other U.S. bank executives who expressed optimism about consumers' financial health and spending.</p>
<div class="lb-trans"><p>Levine 重申了其他美国银行高管最近的评论，他们对消费者的财务健康和消费支出表示乐观。</p>
</div><p>&#34;Consumer savings have come down, but are still trending above the pre-pandemic levels, while debt has stabilized,&#34; he said. &#34;Employment rates have been strong and there has been continued spending through the holidays.&#34;</p>
<div class="lb-trans"><p>“消费者储蓄有所下降，但仍高于疫情前的水平，而债务已趋于稳定，” 他说。“就业率一直很强劲，假期期间消费支出持续。”</p>
</div><p>The lender plans to open 165 U.S. branches by the end of 2026, which is also expected to boost investment assets.</p>
<div class="lb-trans"><p>该贷款机构计划在 2026 年底之前在美国开设 165 家分行，这也预计将推动投资资产的增长。</p>
</div><p>Nearly 33% of BofA's consumer investment accounts are held by Gen Z and millennial clients, who have become more active in investing, followed by boomers and Gen X.</p>
<div class="lb-trans"><p>近 33% 的美国银行消费者投资账户由 Z 世代和千禧一代客户持有，他们在投资方面变得更加活跃，其次是婴儿潮一代和 X 世代。</p>
</div><p>(Reporting by Nupur Anand in New York; editing by Lananh Nguyen and Chizu Nomiyama)</p>
<div class="lb-trans"><p>（纽约报道：Nupur Anand；编辑：Lananh Nguyen 和 Chizu Nomiyama）</p>
</div>

BofA consumer investments surpass $500 billion as it eyes $1 trillion Investments from Bank of America's retail consumers have swelled to more than $500 billion in assets this year, and the company aspires to cross $1 trillion in five years.  "If you look at our results, we have doubled every five years, so I'd like to think that we could do that again and achieve this within a five-year time period," Aron Levine, BofA's president of preferred banking, told Reuters.  The second largest U.S. lender launched its consumer investment business in 2010.

- 美国银行的零售消费者投资资产已超过 5000 亿美元，目标在五年内突破 1 万亿美元。  
- 该行于 2010 年启动消费投资业务，允许客户自主选择投资。  
- 预计到 2026 年底将新增 165 家美国分行，进一步推动投资资产增长。

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美国银行的消费者投资超过 5000 亿美元，目标是 1 万亿美元 今年，美国银行零售消费者的投资资产已增至超过 5000 亿美元，公司希望在五年内突破 1 万亿美元。 “如果你看看我们的业绩，我们每五年翻一番，所以我希望我们能再次做到这一点，并在五年内实现这一目标，” 美国银行优先银行业务总裁 Aron Levine 告诉路透社。 这家美国第二大贷款机构于 2010 年启动了其消费者投资业务