<p>周三股市表现强劲，<strong>标准普尔 500 指数</strong>(^GSPC 1.92%) 在东部时间下午 3:30 上涨约 2%。然而，金融板块表现尤为突出，<strong>美国运通</strong>(AXP 4.12%) 一度上涨了 5%。</p>
<p>这一走势主要有两个原因：银行盈利和通胀数据。那么，我们逐一来看。</p>
<h2>银行盈利表现强劲</h2>
<p>首先，几家大型银行以良好的业绩拉开了财报季的序幕。<strong>富国银行</strong>(WFC 6.88%)、<strong>高盛</strong>(GS 5.87%)、<strong>花旗集团</strong>(C 7.05%) 和 <strong>摩根大通</strong>(JPM 2.25%) 均报告了超出预期的第四季度业绩。有些甚至以乐观的前景给市场带来了惊喜。例如，富国银行表示预计到 2025 年净利息收入将会上升。</p>
<h2>通胀数据令人愉快的惊喜</h2>
<p>其次，整个市场上涨的原因是通胀，或者更具体地说，是通胀增速低于许多人的预期。</p>
<p>周二，最新的生产者物价指数 (PPI) 数据显著低于预期，随后在周三发布的核心消费者物价指数 (CPI) 读数确认了 12 月份的通胀低于预期。</p>
<p>温和的通胀增加了美联储在 2025 年继续降息的可能性。由于近年来利率上升，银行的利息利润受到压力，进一步降息可能成为银行利润增长的催化剂。这意味着金融板块是投资者需要关注的领域。</p>

美国运通

<p>美国运通的股价在强劲的股市中上涨了 5%，标准普尔 500 指数上涨了 2%。这一上涨归因于主要机构如富国银行和高盛的强劲银行业绩，二者均报告了超出预期的结果。此外，低于预期的通胀数据，包括有利的生产者物价指数和消费者物价指数，暗示美联储可能会降息，从而增强了投资者对金融行业的信心</p>

<p>The stock market was having a strong day on Wednesday, with the <strong>S&amp;P 500</strong>(^GSPC 1.92%) up by about 2% at 3:30 p.m. ET. However, the financial sector was one of the better performers, and <strong>American Express</strong>(AXP 4.12%) was up by as much as 5%.</p>
<div class="lb-trans"><p>周三股市表现强劲，<strong>标准普尔 500 指数</strong>(^GSPC 1.92%) 在东部时间下午 3:30 上涨约 2%。然而，金融板块表现尤为突出，<strong>美国运通</strong>(AXP 4.12%) 一度上涨了 5%。</p>
</div><p>There are two main reasons for this move: bank earnings and inflation data. So, let's take these one at a time.</p>
<div class="lb-trans"><p>这一走势主要有两个原因：银行盈利和通胀数据。那么，我们逐一来看。</p>
</div><h2>Bank earnings have been strong</h2>
<div class="lb-trans"><h2>银行盈利表现强劲</h2>
</div><p>First, several big banks kicked off earnings season on a high note. <strong>Wells Fargo</strong>(WFC 6.88%), <strong>Goldman Sachs</strong>(GS 5.87%), <strong>Citigroup</strong>(C 7.05%), and <strong>JPMorgan Chase</strong>(JPM 2.25%) all reported better-than-expected results for the fourth quarter. Some even surprised the market with an optimistic outlook. For example, Wells Fargo said that it expects net interest income to rise in 2025.</p>
<div class="lb-trans"><p>首先，几家大型银行以良好的业绩拉开了财报季的序幕。<strong>富国银行</strong>(WFC 6.88%)、<strong>高盛</strong>(GS 5.87%)、<strong>花旗集团</strong>(C 7.05%) 和 <strong>摩根大通</strong>(JPM 2.25%) 均报告了超出预期的第四季度业绩。有些甚至以乐观的前景给市场带来了惊喜。例如，富国银行表示预计到 2025 年净利息收入将会上升。</p>
</div><h2>Inflation data is a pleasant surprise</h2>
<div class="lb-trans"><h2>通胀数据令人愉快的惊喜</h2>
</div><p>Second, the reason the entire market is rallying higher is inflation, or more specifically, slower inflation than many had expected.</p>
<div class="lb-trans"><p>其次，整个市场上涨的原因是通胀，或者更具体地说，是通胀增速低于许多人的预期。</p>
</div><p>On Tuesday, the latest Producer Price Index (PPI) data came in significantly lower than expected, followed by a core Consumer Price Index (CPI) reading on Wednesday that confirmed that inflation was lighter than expected in December.</p>
<div class="lb-trans"><p>周二，最新的生产者物价指数 (PPI) 数据显著低于预期，随后在周三发布的核心消费者物价指数 (CPI) 读数确认了 12 月份的通胀低于预期。</p>
</div><p>Tame inflation increases the likelihood that the Federal Reserve will continue to cut interest rates in 2025. With banks' interest margins under pressure in recent years due to rising rates, further rate cuts could be a catalyst for higher bank profits. This means the financial sector is one for investors to watch.</p>
<div class="lb-trans"><p>温和的通胀增加了美联储在 2025 年继续降息的可能性。由于近年来利率上升，银行的利息利润受到压力，进一步降息可能成为银行利润增长的催化剂。这意味着金融板块是投资者需要关注的领域。</p>
</div>

American Express Is Spiking Higher -- Here's Why

- 股市在周三表现强劲，标准普尔 500 指数上涨约 2%。  
- 银行业绩强劲，主要银行如富国银行和高盛均超预期。  
- 通胀数据低于预期，可能促使美联储继续降息，利好金融板块。  

美国运通股价飙升的原因