<p>也许你一直在让额外的现金积累在一个在线储蓄账户中，该账户提供了不错的利率。或者你把年终奖金存起来，打算在市场回调时购买一些股票。<strong>标准普尔 500 指数</strong> 已经连续两年上涨超过 20%，因此在这些高位入场的想法可能让人感到紧张。</p>
<p>但随着这些储蓄账户的利率开始下降，可能是时候采取行动了。你希望对这笔钱采取积极的态度。如果你年轻，或者还有其他更保守的投资渠道，你是可以承担的。</p>
<h2>Palantir 的伟大飞跃</h2>
<p>快速增长的人工智能（AI）行业是你认为这笔钱应该去的地方。这是有道理的，因为它可能仍处于初期阶段，并且具有巨大的潜力来改变公司运营的方式。像许多人一样，你可能认为 <strong>英伟达</strong>（Nvidia）（NVDA -1.25%）和 <strong>Palantir Technologies</strong>（PLTR 4.24%）都有更多的潜力，即使这两只股票已经大幅上涨。</p>
<p>在过去一两年中，英伟达占据了大部分头条新闻，但投资者可能会惊讶地发现，Palantir 的股票回报率远远超过了英伟达。Palantir 通过提供 AI 软件平台，帮助管理和保护用户和机器辅助分析的数据，快速增长。它的应用从军事扩展到商业客户。Palantir 的股票在过去三年中上涨了超过 750%。</p>
<p>当然，英伟达的股票在此期间也提供了 425% 的市场超额回报，这得益于其 AI 硬件和软件产品。但 Palantir 目前是热门股票，这三年的大部分回报都是在过去 12 个月内实现的。</p>
<p>这是因为该公司在销售快速增长的同时，许多重点放在提高美国政府机构、执法机构、金融机构和商业企业的效率和解决问题上。所有这些都是 Palantir 的客户基础的一部分。</p>
<h2>两家公司都在快速增长</h2>
<p>Palantir 和英伟达都是高增长的科技股。然而，质疑 Palantir 的增长是否足以证明其近期股票上涨是合理的。2024 年销售同比增长 29%。</p>
<p>而且增长率也在加快。管理层预测 2025 年的收入将比去年增长 31%。这也是盈利增长，2024 年全年运营利润率为 39%。</p>
<p>但英伟达的增长速度仍然更快。这对于一家规模更大的公司来说是令人印象深刻的。英伟达的市值接近 3.2 万亿美元，而 Palantir 为 2500 亿美元。英伟达计划在 2 月 26 日公布其财政第四季度的财报。不过，根据管理层的指引，截止到 2025 年 1 月底的财政年度收入预计将同比增长约 110%。</p>
<h2>股票价值反映 Palantir 的增长</h2>
<p>也许更重要的是，英伟达在过去六个月中显示出连续季度的收入增长率在高十几的水平。Palantir 最近一个季度的环比销售增长加速至 14%。</p>
<p>它可能会继续加速，但根据一些指标，Palantir 的估值远远超过了英伟达。Palantir 的前瞻市盈率（P/E）和市销率（P/S）分别为 200 和 67。而英伟达的对应值仅约为 30 和 16。</p>
<h2>英伟达的选择性</h2>
<p>英伟达的销售预计将继续增长，得益于其专注于 AI 的芯片。该公司还创建了一个相关软件生态系统，使其 AI 解决方案保持高需求。但即使其增长率放缓超过市场观察者的预期，这只股票仍然比 Palantir 更具价值。</p>
<p>而且虽然英伟达的数据中心部门是其销售增长的重点，但服务器和计算能力并不是其技术将被使用的唯一地方。如果自动驾驶汽车和机器人变得更加主流，英伟达将受益。尽管这些领域的销售与数据中心相比微不足道，但这可能是英伟达下一个增长催化剂。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDU1NDYvbnZpZGlhLWF1dG8tYW5kLXJvYm90aWNzLXF1YXJ0ZXJseS1yZXZlbnVlLnBuZyZ3PTcwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDU1NDYvbnZpZGlhLWF1dG8tYW5kLXJvYm90aWNzLXF1YXJ0ZXJseS1yZXZlbnVlLnBuZyZ3PTcwMA"/></p>
<p>数据来源：英伟达。图表由作者提供。</p>
<p>Palantir 作为一项业务和股票投资都具有巨大的潜力。对于那些能够承受风险和压力的投资者，可能希望分阶段投资于这家 AI 软件公司。</p>
<p>但英伟达仍然具有更大的增长潜力。它的估值也远低于 Palantir。这应该会在短期和中期内带来更好的回报。因此，现在购买英伟达是更好的选择。</p>

英伟达

PLTR

<p>这篇文章将英伟达和 Palantir Technologies 作为人工智能领域的潜在投资进行了比较。Palantir 的股票在三年内增长了超过 750%，超过了英伟达的 425%。虽然 Palantir 的销售额同比增长了 29%，但英伟达在同一时期预计将增长 110%。尽管 Palantir 增长迅速，但其高估值比率（市盈率为 200）与英伟达（市盈率为 30）形成对比，这表明英伟达可能提供更好的价值和增长潜力。总体而言，英伟达被推荐为现在更值得购买的人工智能股票</p>

<p>Maybe you've been letting extra cash accumulate in an online savings account that's paid a decent interest rate. Or you stashed an end-of-year bonus to buy some stock when the market pulls back. The <strong>S&amp;P 500</strong> surged higher by more than 20% for two consecutive years now, so the thought of getting in at these lofty levels might be nerve-wracking.</p>
<div class="lb-trans"><p>也许你一直在让额外的现金积累在一个在线储蓄账户中，该账户提供了不错的利率。或者你把年终奖金存起来，打算在市场回调时购买一些股票。<strong>标准普尔 500 指数</strong> 已经连续两年上涨超过 20%，因此在这些高位入场的想法可能让人感到紧张。</p>
</div><p>But with rates in those savings accounts starting to drop, it may be time to pull the trigger. And you want to be aggressive with this money. You can afford to if you're young, or even just have other buckets with more conservative investments.</p>
<div class="lb-trans"><p>但随着这些储蓄账户的利率开始下降，可能是时候采取行动了。你希望对这笔钱采取积极的态度。如果你年轻，或者还有其他更保守的投资渠道，你是可以承担的。</p>
</div><h2>Palantir's surge of greatness</h2>
<div class="lb-trans"><h2>Palantir 的伟大飞跃</h2>
</div><p>The fast-growing artificial intelligence (AI) sector is where you think this money should go. That makes sense, as it may still be in its infancy stage and has massive potential to transform how companies do business. Like many others, you might think both <strong>Nvidia</strong>(NVDA -1.25%) and <strong>Palantir Technologies</strong>(PLTR 4.24%) have plenty more potential, even after both stocks rocketed higher.</p>
<div class="lb-trans"><p>快速增长的人工智能（AI）行业是你认为这笔钱应该去的地方。这是有道理的，因为它可能仍处于初期阶段，并且具有巨大的潜力来改变公司运营的方式。像许多人一样，你可能认为 <strong>英伟达</strong>（Nvidia）（NVDA -1.25%）和 <strong>Palantir Technologies</strong>（PLTR 4.24%）都有更多的潜力，即使这两只股票已经大幅上涨。</p>
</div><p>Nvidia captured most of the headlines in the last year or two, but it might surprise investors to find out that Palantir stock outpaced Nvidia's returns by a wide margin. Palantir grew quickly by offering AI software platforms that help manage and secure data for user- and machine-assisted analysis. Its applications expanded from the military to include commercial customers as well. Palantir stock rocketed more than 750% in the last three years.</p>
<div class="lb-trans"><p>在过去一两年中，英伟达占据了大部分头条新闻，但投资者可能会惊讶地发现，Palantir 的股票回报率远远超过了英伟达。Palantir 通过提供 AI 软件平台，帮助管理和保护用户和机器辅助分析的数据，快速增长。它的应用从军事扩展到商业客户。Palantir 的股票在过去三年中上涨了超过 750%。</p>
</div><p>Of course, Nvidia stock also provided a market-thrashing return of 425% in that time thanks to its AI hardware and software offerings. But Palantir is currently the hot stock, with much of that three-year return coming in just the last 12 months.</p>
<div class="lb-trans"><p>当然，英伟达的股票在此期间也提供了 425% 的市场超额回报，这得益于其 AI 硬件和软件产品。但 Palantir 目前是热门股票，这三年的大部分回报都是在过去 12 个月内实现的。</p>
</div><p>That's because the company is quickly growing sales at a time when much focus is on improving efficiencies and problem-solving in U.S. government agencies, law enforcement agencies, financial institutions, and commercial enterprises. All of these are part of Palantir's customer base.</p>
<div class="lb-trans"><p>这是因为该公司在销售快速增长的同时，许多重点放在提高美国政府机构、执法机构、金融机构和商业企业的效率和解决问题上。所有这些都是 Palantir 的客户基础的一部分。</p>
</div><h2>Both companies are growing fast</h2>
<div class="lb-trans"><h2>两家公司都在快速增长</h2>
</div><p>Palantir and Nvidia are high-growth tech stocks. Yet it's fair to question whether Palantir is growing fast enough to justify its recent stock surge. Sales increased 29% year over year in 2024.</p>
<div class="lb-trans"><p>Palantir 和英伟达都是高增长的科技股。然而，质疑 Palantir 的增长是否足以证明其近期股票上涨是合理的。2024 年销售同比增长 29%。</p>
</div><p>And the rate of growth is increasing, too. Management predicts 2025 revenue will grow 31% versus last year. It's profitable growth as well, with an operating profit margin of 39% for full-year 2024.</p>
<div class="lb-trans"><p>而且增长率也在加快。管理层预测 2025 年的收入将比去年增长 31%。这也是盈利增长，2024 年全年运营利润率为 39%。</p>
</div><p>But Nvidia is still growing even faster. That's impressive for what is a much larger company. Nvidia's market cap of almost $3.2 trillion compares to $250 billion for Palantir. Nvidia is scheduled to report its fiscal fourth-quarter earnings on Feb. 26. Using management's guidance, though, revenue for the fiscal year ending in late January 2025 will show growth of about 110% year over year.</p>
<div class="lb-trans"><p>但英伟达的增长速度仍然更快。这对于一家规模更大的公司来说是令人印象深刻的。英伟达的市值接近 3.2 万亿美元，而 Palantir 为 2500 亿美元。英伟达计划在 2 月 26 日公布其财政第四季度的财报。不过，根据管理层的指引，截止到 2025 年 1 月底的财政年度收入预计将同比增长约 110%。</p>
</div><h2>Stock value reflects Palantir's growth</h2>
<div class="lb-trans"><h2>股票价值反映 Palantir 的增长</h2>
</div><p>Maybe more importantly, Nvidia shows sequential quarter-over-quarter revenue growth in the high teens over the last six months. Palantir's quarter-over-quarter sales growth accelerated to 14% in its most recent quarter.</p>
<div class="lb-trans"><p>也许更重要的是，英伟达在过去六个月中显示出连续季度的收入增长率在高十几的水平。Palantir 最近一个季度的环比销售增长加速至 14%。</p>
</div><p>It might continue to accelerate, but by some metrics, Palantir's valuation dwarfs that of Nvidia. Palantir's forward price-to-earnings (P/E) and price-to-sales (P/S) ratios are a mind-boggling 200 and 67, respectively. Compare that to just about 30 and 16, respectively, for Nvidia.</p>
<div class="lb-trans"><p>它可能会继续加速，但根据一些指标，Palantir 的估值远远超过了英伟达。Palantir 的前瞻市盈率（P/E）和市销率（P/S）分别为 200 和 67。而英伟达的对应值仅约为 30 和 16。</p>
</div><h2>Nvidia's optionality</h2>
<div class="lb-trans"><h2>英伟达的选择性</h2>
</div><p>Nvidia's sales are predicted to continue to grow thanks to its AI-focused chips. The company also created an ecosystem of related software that keeps its AI solutions in high demand. But even if its growth rate slows more than market watchers anticipate, the stock is still a better value than Palantir.</p>
<div class="lb-trans"><p>英伟达的销售预计将继续增长，得益于其专注于 AI 的芯片。该公司还创建了一个相关软件生态系统，使其 AI 解决方案保持高需求。但即使其增长率放缓超过市场观察者的预期，这只股票仍然比 Palantir 更具价值。</p>
</div><p>And while Nvidia's data center segment is the focus of its growing sales, servers and compute power aren't the only places where its technology will be used. Nvidia will benefit if self-driving vehicles and robotics become more mainstream. While sales in those areas pale in comparison to data centers, it could be the next growth catalyst for Nvidia.</p>
<div class="lb-trans"><p>而且虽然英伟达的数据中心部门是其销售增长的重点，但服务器和计算能力并不是其技术将被使用的唯一地方。如果自动驾驶汽车和机器人变得更加主流，英伟达将受益。尽管这些领域的销售与数据中心相比微不足道，但这可能是英伟达下一个增长催化剂。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MDU1NDYvbnZpZGlhLWF1dG8tYW5kLXJvYm90aWNzLXF1YXJ0ZXJseS1yZXZlbnVlLnBuZyZ3PTcwMA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F805546%2Fnvidia-auto-and-robotics-quarterly-revenue.png&amp;op=resize&amp;w=700"/></p>
<p>Data source: Nvidia. Chart by author.</p>
<div class="lb-trans"><p>数据来源：英伟达。图表由作者提供。</p>
</div><p>Palantir has great potential as a business and also as a stock investment. And investors with a tolerance for risk and stress may want to invest in the AI software company in stages.</p>
<div class="lb-trans"><p>Palantir 作为一项业务和股票投资都具有巨大的潜力。对于那些能够承受风险和压力的投资者，可能希望分阶段投资于这家 AI 软件公司。</p>
</div><p>But Nvidia also still has much more potential for growth. It's also trading at a much lower valuation than Palantir. That should lead to better returns in the near- and mid-term. That makes it the better AI stock to buy now.</p>
<div class="lb-trans"><p>但英伟达仍然具有更大的增长潜力。它的估值也远低于 Palantir。这应该会在短期和中期内带来更好的回报。因此，现在购买英伟达是更好的选择。</p>
</div>

Better Artificial Intelligence (AI) Stock: Nvidia vs. Palantir Technologies

- Palantir 和 Nvidia 是快速增长的科技股，Palantir 股票在过去三年上涨超过 750%。  
- Palantir 2024 年销售同比增长 29%，预计 2025 年将增长 31%。  
- Nvidia 的市值为 3.2 万亿美元，预计 2025 财年收入将同比增长约 110%。  

更好的人工智能（AI）股票：英伟达 vs. Palantir Technologies