<div id="readability-page-1">We recently compiled a list of the 10 Best Bank Dividend Stocks To Buy Right Now. In this article, we are going to take a look at where American Express Company (NYSE:AXP) stands against the other bank dividend stocks.The year 2024 was significant for major US banks. A recent Financial Times report highlighted that the country’s seven largest banks accounted for 56% of the industry’s profits in the first nine months of the year, up from 48% in the same period of 2023. The banking sector has also strengthened its capital position. In November, the Federal Reserve Board reported that 99% of US banks maintained capital levels above regulatory requirements. In addition, the Federal Deposit Insurance Corporation (FDIC) observed a 3.5% rise in equity capital during the third quarter of 2024, reinforcing the sector’s improving capitalization.Bank stocks surged after President-elect Donald Trump’s victory in the 2024 presidential election. The rally was swift and broad-based, driven by market expectations of a more lenient regulatory environment starting in 2025, particularly regarding mergers and acquisitions. In November, the median total return for the 211 banks analyzed by S&amp;P Global Market Intelligence reached 13.4%, significantly outperforming the broader market’s 5.9% return.Also read: 14 Best Large Cap Dividend Growth Stocks To Buy NowAnother factor influencing the bank’s performance was the Federal Reserve’s release of parameters for its annual industry stress test, which outlined milder hypothetical economic shocks compared to previous years. Although the test remains challenging—projecting US unemployment rising to 10% and home prices dropping by 33%—the 2025 scenario includes smaller increases in joblessness and less severe declines in stock and real estate values than in recent years. Barclays analyst Jason Goldberg highlighted these adjustments in a report titled “2025 Stress Test: Scenarios Easier than Past Two Years.” Bank of America analyst Ebrahim Poonawala noted that with the latest version of the test being less stringent and more predictable, banks may not need to maintain as large of a capital buffer later this year. Here are some other comments from the analyst:<blockquote> “The 2025 stress test scenario, broadly better vs last year, increases our confidence that banks should begin to see the relief on regulatory capital requirements, given our expectations for a shift to a balanced, transparent, and more predictable regulatory regime.” </blockquote>In December, Moody’s upgraded its industry outlook from negative to stable for the first time since 2023, pointing to interest rate cuts and monetary policy adjustments by G-20 nations. The Federal Reserve implemented three rate cuts last year, bringing its target interest rate down to a range of 4.25% to 4.5%. Wall Street remains optimistic about the sector, with Barclays analyst Jason Goldberg predicting that major bank stocks will continue to rise, driven by expectations of a pro-growth, deregulation-focused agenda under the new administration. However, he acknowledged that corporate borrowing has remained subdued as businesses evaluate the post-election environment.Investor interest in bank stocks is growing, largely due to their attractive dividend payouts. A report from Janus Henderson revealed that banks were responsible for one-fifth of all dividends distributed in the third quarter, reflecting a 6.6% increase on an underlying basis—outpacing the average across all sectors. Given their significant market presence, banks contributed the most to dividend growth in Q3, slightly surpassing the media sector. The latter saw a substantial 166% surge in payouts, driven by the resumption of dividend payments from major tech companies. The report further highlighted that bank stocks paid $38.2 billion in dividends during the third quarter of 2024. Given this, we will take a look at some of the best dividend stocks from the banking sector.Our MethodologyFor this list, we picked the top 10 bank dividend stocks based on their popularity among elite hedge funds in the third quarter of 2024. We gauged hedge fund sentiment for these stocks using Insider Monkey’s database of 900 hedge funds, as of Q3 2023.Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 275% since May 2014, beating its benchmark by 150 percentage points. (see more details here).<div id="attachment_1196007"><img src="https://imageproxy.pbkrs.com/https://imonkey-blog.imgix.net/blog/wp-content/uploads/2023/09/20092743/AXP-insidermonkey-1695216461424.jpg/query-YXV0bz1mb3J0bWF0JmV4cGlyZXM9MTc3MTAyNzIwMCZmaXQ9Y2xpcCZoZWlnaHQ9MjY5JndpZHRoPTQ4MA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="830" height="465" original-src="https://imageproxy.pbkrs.com/https://imonkey-blog.imgix.net/blog/wp-content/uploads/2023/09/20092743/AXP-insidermonkey-1695216461424.jpg/query-YXV0bz1mb3J0bWF0JmV4cGlyZXM9MTc3MTAyNzIwMCZmaXQ9Y2xpcCZoZWlnaHQ9MjY5JndpZHRoPTQ4MA"/>A close-up view of a payment terminal, capturing the sophistication of a payment network.</div><h3>American Express Company (NYSE:AXP)</h3>Number of Hedge Fund Holders: 62American Express Company (NYSE:AXP) is an American bank holding and financial services company that mainly specializes in payment cards. The stock is grabbing investors’ attention, delivering a nearly 46% return in the past 12 months. In October 2024, the company purchased UBS’s 50% share in Swisscard, gaining full ownership of the credit card provider. This move helped American Express solidify its presence in the Swiss market and incorporate Credit Suisse customers into its existing credit card services. The company’s strong competitive advantages have created a robust model for inflation protection, which has become increasingly apparent as the company continues to expand.In the fourth quarter of 2024, American Express Company (NYSE:AXP) reported revenues exceeding $17 billion, reflecting a 9% year-over-year increase. Its net income for the quarter surpassed $2.1 billion, representing a 12% growth compared to the previous year. American Express achieved record-breaking figures in annual Card Member spending, net card fee revenues, and new card acquisitions, adding 13 million new cards throughout the year. The company also expanded its global reach, adding millions of new merchant locations. By the end of the year, growth gained momentum, with billings rising 8% in the fourth quarter, driven by increased consumer and commercial spending during the holiday season.American Express Company (NYSE:AXP) is a solid dividend payer, having raised its payouts six times in the past three years. Moreover, in the past five years, the company has raised its dividends at an annual average rate of over 11%. Currently, it pays a quarterly dividend of $0.82 per share for a dividend yield of 0.91%, as of February 13.Overall AXP ranks 7th on our list of the best bank dividend stocks to buy. While we acknowledge the potential for AXP as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than AXP but that trades at less than 5 times its earnings, check out our report about the .Disclosure: None. This article is originally published at Insider Monkey.Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal! The whispers are turning into roars. Artificial intelligence isn’t science fiction anymore. It’s the revolution reshaping every industry on the planet. From driverless cars to medical breakthroughs, AI is on the cusp of a global explosion, and savvy investors stand to reap the rewards. Here’s why this is the prime moment to jump on the AI bandwagon: Exponential Growth on the Horizon: Forget linear growth – AI is poised for a hockey stick trajectory. Imagine every sector, from healthcare to finance, infused with superhuman intelligence. We’re talking disease prediction, hyper-personalized marketing, and automated logistics that streamline everything. This isn’t a maybe – it’s an inevitability. Early investors will be the ones positioned to ride the wave of this technological tsunami. Ground Floor Opportunity: Remember the early days of the internet? Those who saw the potential of tech giants back then are sitting pretty today. AI is at a similar inflection point. We’re not talking about established players – we’re talking about nimble startups with groundbreaking ideas and the potential to become the next Google or Amazon. This is your chance to get in before the rockets take off! Disruption is the New Name of the Game: Let’s face it, complacency breeds stagnation. AI is the ultimate disruptor, and it’s shaking the foundations of traditional industries. The companies that embrace AI will thrive, while the dinosaurs clinging to outdated methods will be left in the dust. As an investor, you want to be on the side of the winners, and AI is the winning ticket. The Talent Pool is Overflowing: The world’s brightest minds are flocking to AI. From computer scientists to mathematicians, the next generation of innovators is pouring its energy into this field. This influx of talent guarantees a constant stream of groundbreaking ideas and rapid advancements. By investing in AI, you’re essentially backing the future. The future is powered by artificial intelligence, and the time to invest is NOW. Don’t be a spectator in this technological revolution. Dive into the AI gold rush and watch your portfolio soar alongside the brightest minds of our generation. This isn’t just about making money – it’s about being part of the future. So, buckle up and get ready for the ride of your investment life! Act Now and Unlock a Potential 10,000% Return: This AI Stock is a Diamond in the Rough (But Our Help is Key!) 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美国运通

美国运通公司（AXP）在 2024 年强劲的银行业表现中被突出为顶级银行分红股票。主要美国银行报告了利润的显著增长，99% 的银行资本维持在监管要求之上。美联储的压力测试情景不再那么严格，增强了市场对银行资本状况的信心。AXP 在过去一年吸引了投资者的关注，回报率达到 46%，并最近收购了瑞士信贷在 Swisscard 的股份。银行业的分红支付也大幅增加，对整体市场分红贡献显著

美国运通公司（AXP）是目前最值得购买的银行股息股票吗？