<p>不可否认的是：<strong>亚马逊</strong>（AMZN -0.72%）自 1997 年首次公开募股以来，已经成为现代市场上最具回报的股票之一，涨幅超过 270,000%。</p>
<p>它仍然表现强劲，不仅利用了不断增长的电子商务市场的主导地位，还在蓬勃发展的云计算行业中占据领先地位。预计今年和明年的收入都将增长约 10%，而盈利预计将更快改善。</p>
<p>然而，正如资深投资者所证实的，任何事物都不会永恒。昨日的宠儿可能会变成明日的失望，往往是由于多年来不受限制的增长所带来的庞大规模所拖累。在亚马逊的案例中，这似乎确实是一个可能性。</p>
<p>为此，寻找所谓 “下一个大事件” 的投资者可能想考虑进入另外两只不可阻挡的成长股，而不是亚马逊。</p>
<p>以下是对每只股票的更详细分析。</p>
<h2>1. 优步科技</h2>
<p>任何关注 <strong>优步科技</strong>（UBER 1.75%）的人都知道，这家打车巨头的第四季度业绩令人失望。尽管收入超出预期，但运营收入却未能达到预期。</p>
<p>当前季度的指导意见也不尽如人意，此时投资者对机器人出租车可能对其业务产生的影响越来越担忧。总的来说，优步的股票在 2 月初发布这些数据后大幅下跌。</p>
<p>但有一个原因使得股价迅速反弹，重新回到报告前的高点。这家公司正参与一个远比单一季度更大的运动。</p>
<p>简而言之，汽车拥有权（甚至获得驾驶执照）正在失宠。尽管生活在优步业务范围内的大量人群仍然希望拥有自己的车辆并需要驾驶执照，但这两个数字正在缩小——并且可能会继续下降。</p>
<p>汽车共享公司 Zipcar 表示，目前生活在美国的约三分之一的汽车拥有成年人可能在 2030 年前不再拥有汽车。主要是因为成本和不便。现在，支付打车费用往往更便宜、更方便。</p>
<p>而且，联邦公路管理局报告称，现在美国不到 40% 的青少年拥有驾驶执照，而 30 年前这一比例为三分之二。原因也是一样：现在外包出行更便宜、更方便。</p>
<p>随着这一人群的年龄增长并拥有自己的孩子，他们可能会传承并鼓励无车生活的持续增长以及对打车服务的持续需求。</p>
<p>这正是 Straits Research 在其行业展望中所暗示的。它预测打车市场将在 2032 年前以超过 11% 的年化速度增长。分析师预计优步科技的销售增长至少在 2027 年前将超过这一数字，突显其在全球打车业务中占据的美国市场的主导地位。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA"/></p>
<p>数据来源：StockAnalysis.com。图表由作者提供。</p>
<p>但机器人出租车的崛起呢？这确实是一个值得关注的事情。</p>
<p>然而，自动驾驶技术仍处于起步阶段。可能需要数年时间才能对优步的业务构成威胁，而这还假设公司本身不会接受这一理念——而它似乎正在这样做。就在本周，它宣布在德克萨斯州奥斯汀地区叫车时，可能会提供使用 <strong>Alphabet</strong> 的 Waymo 自动驾驶技术的车辆。</p>
<p>如果自动驾驶是未来，优步科技似乎正在为此做好准备。</p>
<h2>2. SoFi 科技</h2>
<p>另一只可以替代亚马逊的不可阻挡的股票是另一家面向消费者的公司，其技术使生活更轻松。这就是 <strong>SoFi 科技</strong>（SOFI 1.12%）。它是一家在线银行，尽管这个描述并不能完全体现其价值；大多数主要银行现在都提供至少某种程度的在线服务。</p>
<p>SoFi 的不同之处在于，它从一开始就建立为一家纯在线银行，但仍然提供您期望从传统实体银行获得的所有服务，包括支票账户、投资服务、贷款、保险和信用卡。</p>
<p>对于一家几个世纪以来一直以面对面方式运营的企业来说，这似乎是一个巨大的飞跃。然而，这并不像您想象的那么大。</p>
<p>美国银行家协会去年进行的一项调查显示，55% 的全国银行客户将移动应用程序视为处理银行业务的首选选项。其次是在线界面（使用传统计算机的网络浏览器），22% 的受访者表示这是他们的首选。相比之下，面对面访问和电话仅分别被 8% 和 4% 的受访者所偏好。</p>
<p>SoFi 科技正在人们越来越多地前往的地方开展业务。它的客户人数增长也证明了这一点。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA"/></p>
<p>数据来源：SoFi 科技 2024 年第四季度财报电话会议材料。</p>
<p>如果调查受访者的年龄分布可以作为任何指示，行业几乎肯定会继续朝这个方向发展。数字原生的 Z 世代和千禧一代比平均水平更有可能使用移动银行应用，其中 64% 和 68%（分别）的人将其视为银行的首选。</p>
<p>与汽车拥有权和驾驶执照一样，这些人群不仅可能将这些新的银行规范传递给年轻一代，还可能加速从实体银行向数字银行的转变。</p>
<p>然而，这里看涨论点的关键在于 SoFi 科技与手中增长机会的规模相比是多么小。</p>
<p>截至目前，大约有 1010 万客户使用了 SoFi 的不到 1480 万种产品或服务，这家在线银行仅仅触及了其潜力的表面。为了提供一个参考，美国有 3.4 亿人口，居住在超过 1.27 亿个家庭中。然而，即便如此，SoFi 仍然可以通过向现有会员销售更多他们目前未使用的产品和服务来继续增长。</p>
<p>而 Straits Research 预计，全球在线银行业务将在 2030 年前以近 14% 的平均速度增长。SoFi 运营的北美市场在这一时间段内仍将是其最大的区域。</p>

优步

亚马逊

<p>亚马逊一直是表现优异的股票，但投资者可能想考虑像优步科技和 SoFi 科技这样的替代选择。尽管近期盈利存在担忧，优步在不断增长的打车市场中处于良好位置，并正在适应来自机器人出租车的潜在竞争。SoFi 作为一家在线银行，随着越来越多的客户倾向于数字银行解决方案而蓬勃发展。与亚马逊相比，这两家公司被视为更好的投资选择，因为亚马逊可能面临由于其规模和市场饱和而带来的挑战</p>

<p>There's no denying it: <strong>Amazon</strong>(AMZN -0.72%) has been one of the market's most rewarding stocks of the modern era, gaining more than 270,000% since its initial public offering in 1997.</p>
<div class="lb-trans"><p>不可否认的是：<strong>亚马逊</strong>（AMZN -0.72%）自 1997 年首次公开募股以来，已经成为现代市场上最具回报的股票之一，涨幅超过 270,000%。</p>
</div><p>It's still going pretty strong, too, leveraging not just its dominance of an ever-growing e-commerce market but also its lead in a burgeoning cloud computing industry. This year's and next year's top lines are both expected to grow by about 10%, with earnings predicted to improve even faster.</p>
<div class="lb-trans"><p>它仍然表现强劲，不仅利用了不断增长的电子商务市场的主导地位，还在蓬勃发展的云计算行业中占据领先地位。预计今年和明年的收入都将增长约 10%，而盈利预计将更快改善。</p>
</div><p>As veteran investors can attest, however, nothing lasts forever. Yesterday's darlings can turn into tomorrow's disappointments, often weighed down by their sheer size resulting from years of unfettered growth. That certainly seems like a possibility in Amazon's case.</p>
<div class="lb-trans"><p>然而，正如资深投资者所证实的，任何事物都不会永恒。昨日的宠儿可能会变成明日的失望，往往是由于多年来不受限制的增长所带来的庞大规模所拖累。在亚马逊的案例中，这似乎确实是一个可能性。</p>
</div><p>To this end, investors on the hunt for the proverbial &#34;next big thing&#34; may want to consider stepping into two other unstoppable growth stocks rather than Amazon.</p>
<div class="lb-trans"><p>为此，寻找所谓 “下一个大事件” 的投资者可能想考虑进入另外两只不可阻挡的成长股，而不是亚马逊。</p>
</div><p>Here's a closer look at each one.</p>
<div class="lb-trans"><p>以下是对每只股票的更详细分析。</p>
</div><h2>1. Uber Technologies</h2>
<div class="lb-trans"><h2>1. 优步科技</h2>
</div><p>Anyone keeping tabs on <strong>Uber Technologies</strong>(UBER 1.75%) likely knows the ride-hailing giant's fourth-quarter numbers were a disappointment. Despite topping revenue estimates, operating income fell short of expectations.</p>
<div class="lb-trans"><p>任何关注 <strong>优步科技</strong>（UBER 1.75%）的人都知道，这家打车巨头的第四季度业绩令人失望。尽管收入超出预期，但运营收入却未能达到预期。</p>
</div><p>Guidance for the quarter now underway was also lackluster at a time when investors are increasingly concerned about the impact that robotaxis could soon have on its business. All told, Uber stock tumbled following the early February release of those numbers.</p>
<div class="lb-trans"><p>当前季度的指导意见也不尽如人意，此时投资者对机器人出租车可能对其业务产生的影响越来越担忧。总的来说，优步的股票在 2 月初发布这些数据后大幅下跌。</p>
</div><p>But there's a reason that the pullback quickly turned around to carry shares to highs above its pre-report price. This company is plugged into a movement that's much bigger than just one single quarter.</p>
<div class="lb-trans"><p>但有一个原因使得股价迅速反弹，重新回到报告前的高点。这家公司正参与一个远比单一季度更大的运动。</p>
</div><p>In short, automobile ownership (and even attaining a driver's license) is falling out of favor. Although a large number of people living where Uber does business will always want their own vehicle and need a driver's license to use it, both numbers are shrinking -- and are likely to continue declining.</p>
<div class="lb-trans"><p>简而言之，汽车拥有权（甚至获得驾驶执照）正在失宠。尽管生活在优步业务范围内的大量人群仍然希望拥有自己的车辆并需要驾驶执照，但这两个数字正在缩小——并且可能会继续下降。</p>
</div><p>Car-sharing company Zipcar says roughly one-third of car-owning adults currently living in the United States are likely to no longer own one by 2030. Blame cost and inconvenience, mostly. It's now often cheaper and easier to just pay for a ride.</p>
<div class="lb-trans"><p>汽车共享公司 Zipcar 表示，目前生活在美国的约三分之一的汽车拥有成年人可能在 2030 年前不再拥有汽车。主要是因为成本和不便。现在，支付打车费用往往更便宜、更方便。</p>
</div><p>And the Federal Highway Administration reports that less than 40% of U.S. teenagers now have a license, versus two-thirds of teens 30 years ago. For the same reason, too: It's now cheaper and easier to outsource mobility.</p>
<div class="lb-trans"><p>而且，联邦公路管理局报告称，现在美国不到 40% 的青少年拥有驾驶执照，而 30 年前这一比例为三分之二。原因也是一样：现在外包出行更便宜、更方便。</p>
</div><p>As this cohort of the population ages and has their own children, they're likely to pass along and even encourage continued growth of car-lessness and the continued demand for ride-hailing.</p>
<div class="lb-trans"><p>随着这一人群的年龄增长并拥有自己的孩子，他们可能会传承并鼓励无车生活的持续增长以及对打车服务的持续需求。</p>
</div><p>That's what Straits Research suggests with its industry outlook. It's predicting the ride-hailing market is set to grow at an annualized pace of more than 11% through 2032. Analysts expect Uber Technologies sales growth to outpace this number at least through 2027, underscoring its dominance of the U.S. sliver of the global ride-hailing business.</p>
<div class="lb-trans"><p>这正是 Straits Research 在其行业展望中所暗示的。它预测打车市场将在 2032 年前以超过 11% 的年化速度增长。分析师预计优步科技的销售增长至少在 2027 年前将超过这一数字，突显其在全球打车业务中占据的美国市场的主导地位。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F810127%2F030525-uber-results.png&amp;op=resize&amp;w=700"/></p>
<p>Data source: StockAnalysis.com. Chart by author.</p>
<div class="lb-trans"><p>数据来源：StockAnalysis.com。图表由作者提供。</p>
</div><p>But what about the rise of robotaxis? It's something to watch to be sure.</p>
<div class="lb-trans"><p>但机器人出租车的崛起呢？这确实是一个值得关注的事情。</p>
</div><p>However, the technology for autonomous vehicles is still in its infancy. It could be years before it's a threat to Uber's business, and that assumes the company itself won't embrace the idea -- which it appears to be doing. Just this week, it announced that anyone hailing a ride in the Austin, Texas, area might be offered one using <strong>Alphabet</strong>'s Waymo self-driving tech.</p>
<div class="lb-trans"><p>然而，自动驾驶技术仍处于起步阶段。可能需要数年时间才能对优步的业务构成威胁，而这还假设公司本身不会接受这一理念——而它似乎正在这样做。就在本周，它宣布在德克萨斯州奥斯汀地区叫车时，可能会提供使用 <strong>Alphabet</strong> 的 Waymo 自动驾驶技术的车辆。</p>
</div><p>If autonomous driving is the future, Uber Technologies seems to be getting ready for it.</p>
<div class="lb-trans"><p>如果自动驾驶是未来，优步科技似乎正在为此做好准备。</p>
</div><h2>2. SoFi Technologies</h2>
<div class="lb-trans"><h2>2. SoFi 科技</h2>
</div><p>The other unstoppable stock to buy instead of Amazon is another consumer-facing name whose technology makes life easier. That's <strong>SoFi Technologies</strong>(SOFI 1.12%). It's an online bank, although that description doesn't do it justice; most major banks now offer at least some degree of online service.</p>
<div class="lb-trans"><p>另一只可以替代亚马逊的不可阻挡的股票是另一家面向消费者的公司，其技术使生活更轻松。这就是 <strong>SoFi 科技</strong>（SOFI 1.12%）。它是一家在线银行，尽管这个描述并不能完全体现其价值；大多数主要银行现在都提供至少某种程度的在线服务。</p>
</div><p>SoFi is different in that it was built from the ground up to be nothing but an online bank, yet it still offers all the services you would expect from a conventional brick-and-mortar bank, including checking accounts, investing services, loans, insurance, and credit cards.</p>
<div class="lb-trans"><p>SoFi 的不同之处在于，它从一开始就建立为一家纯在线银行，但仍然提供您期望从传统实体银行获得的所有服务，包括支票账户、投资服务、贷款、保险和信用卡。</p>
</div><p>It seems like a big leap for a business that for centuries has operated on an in-person basis. It's not quite as much of a leap as you might imagine, though.</p>
<div class="lb-trans"><p>对于一家几个世纪以来一直以面对面方式运营的企业来说，这似乎是一个巨大的飞跃。然而，这并不像您想象的那么大。</p>
</div><p>A survey performed last year by the American Bankers Association indicates that 55% of the nation's bank customers cited a mobile app as their first option for handling banking business. The next-nearest choice was an online interface (using a conventional computer's web browser), with 22% of respondents saying that was their go-to choice. In-branch visits and telephone calls, conversely, were preferred by only 8% and 4%, respectively, in the survey.</p>
<div class="lb-trans"><p>美国银行家协会去年进行的一项调查显示，55% 的全国银行客户将移动应用程序视为处理银行业务的首选选项。其次是在线界面（使用传统计算机的网络浏览器），22% 的受访者表示这是他们的首选。相比之下，面对面访问和电话仅分别被 8% 和 4% 的受访者所偏好。</p>
</div><p>SoFi Technologies is simply doing business where people are increasingly going. And it has the growth in customer head count to prove it.</p>
<div class="lb-trans"><p>SoFi 科技正在人们越来越多地前往的地方开展业务。它的客户人数增长也证明了这一点。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F810127%2F030525-sofi-results.jpg&amp;op=resize&amp;w=700"/></p>
<p>Data source: SoFi Technologies Q4-2024 earnings call deck.</p>
<div class="lb-trans"><p>数据来源：SoFi 科技 2024 年第四季度财报电话会议材料。</p>
</div><p>The industry is almost certainly going to continue moving in this direction, if the age breakdown of the survey's respondents is any indication. Digitally native Gen Zers and millennials are more likely than average to use a mobile banking app, with 64% and 68% (respectively) of these two groups naming it as their first choice for banking.</p>
<div class="lb-trans"><p>如果调查受访者的年龄分布可以作为任何指示，行业几乎肯定会继续朝这个方向发展。数字原生的 Z 世代和千禧一代比平均水平更有可能使用移动银行应用，其中 64% 和 68%（分别）的人将其视为银行的首选。</p>
</div><p>As with car ownership and drivers' licenses, too, these cohorts are not only likely to pass along these new banking norms to younger generations, but also accelerate the shift away from brick-and-mortar banking.</p>
<div class="lb-trans"><p>与汽车拥有权和驾驶执照一样，这些人群不仅可能将这些新的银行规范传递给年轻一代，还可能加速从实体银行向数字银行的转变。</p>
</div><p>Perhaps the crux of the bullish argument here, however, is just how small SoFi Technologies is compared to the growth opportunity at hand.</p>
<div class="lb-trans"><p>然而，这里看涨论点的关键在于 SoFi 科技与手中增长机会的规模相比是多么小。</p>
</div><p>With just about 10.1 million customers using a little less than 14.8 million of SoFi's products or services in total, the online bank has only scratched the surface of what it could become. For perspective, the United States is home to 340 million people, living in more than 127 million households. Even then, however, SoFi could continue to grow simply by selling its existing members more products and services than they currently use.</p>
<div class="lb-trans"><p>截至目前，大约有 1010 万客户使用了 SoFi 的不到 1480 万种产品或服务，这家在线银行仅仅触及了其潜力的表面。为了提供一个参考，美国有 3.4 亿人口，居住在超过 1.27 亿个家庭中。然而，即便如此，SoFi 仍然可以通过向现有会员销售更多他们目前未使用的产品和服务来继续增长。</p>
</div><p>And Straits Research expects the global online banking business to grow at an average pace of nearly 14% through 2030. The North American market where SoFi operates should remain its biggest region for this time frame.</p>
<div class="lb-trans"><p>而 Straits Research 预计，全球在线银行业务将在 2030 年前以近 14% 的平均速度增长。SoFi 运营的北美市场在这一时间段内仍将是其最大的区域。</p>
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Should You Forget Amazon? Why These Unstoppable Stocks Are Better Buys.

- 亚马逊自 1997 年上市以来增长超过 270,000%。
- 投资者可能考虑 Uber 和 SoFi 作为替代选择。
- Uber 和 SoFi 都在快速增长的市场中占据重要地位。

你应该忘记亚马逊吗？为什么这些势不可挡的股票是更好的买入选择