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<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/3/16/411033_5113487568505125_ldt01248-2043.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/3/16/411033_5113487568505125_ldt01248-2043.jpeg"/></td>
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<td>MIC 的交易办公室客户。 — 图片由公司提供</td>
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<p>河内 — 越南的保险行业正经历一波战略资本扩张，增强了投资者信心，并重新激发了对保险股票的兴趣。</p>
<p>主要参与者正在积极筹集资金，以加强其财务基础，标志着向长期增长和市场韧性的转变。</p>
<p>值得注意的是，邮政与电信保险公司（PTI）成功发行了 4020 万股股票，将其注册资本增加到超过 12 万亿越南盾（4700 万美元）。</p>
<p>这一举措增强了 PTI 扩展业务运营的能力，提高了风险管理能力，并增强了保单持有人的财务安全。</p>
<p>同样，军事保险公司（MIC）已启动公开发行，计划在 2025 年初筹集额外资本。</p>
<p>在 2024 年 12 月 10 日，MIC 完成了其 2024 年公开发行的股东名单，发行 2590 万股 MIG 股票，每股价格为 10,000 越南盾。</p>
<p>发行比例为 15%，这意味着股东可以以每持有 100 股购买 15 新股。</p>
<p>此外，MIC 计划向员工发行 286 万股，支付时间为 2025 年 2 月 20 日至 3 月 5 日。</p>
<p>在已经发行 2590 万股的情况下，完成员工股票计划将使 MIC 的注册资本从近 17.3 万亿越南盾增加到超过 20 万亿越南盾。</p>
<p>另一个重要的资本扩张来自 OPES 保险，该公司已获得批准将其资本从 12.6 万亿越南盾增加到 19 万亿越南盾。</p>
<p>新资金的注入预计将使 OPES 能够扩展其数字保险服务，利用技术吸引年轻和精通科技的保单持有人。</p>
<p>在 2024 年，PVI 保险公司在五个月内成功两次增资，将其注册资本增加到 39 万亿越南盾。</p>
<p>这些持续的资本增加是 PVI 保险的关键基础，使其能够增强财务能力并提高市场竞争力。</p>
<p>在 2024 年，三家非寿险公司获得了财政部的原则性批准以增加其资本。</p>
<p>与此同时，九家非寿险公司申请增加其注册资本，并获得财政部的调整许可，总批准增资超过 39.6 万亿越南盾。</p>
<p><strong>重大变化</strong></p>
<p>最近，一个显著的发展是航空保险（VNI）决定更名为 DBV 保险。</p>
<p>DBV 由持有 75% 股份的 DBI 保险集团支持，后者是韩国排名前两的保险集团之一，DBV 旨在利用其优势推动业务增长。</p>
<p>DBV 及其战略股东 DBI 预计将在即将召开的股东会议上公布突破性的业务发展战略。</p>
<p>预计 DBV 将提出增加其注册资本的计划，特别是在其品牌重塑战略和全国扩张的背景下，包括将一些单位从西贡 - 河内保险转移，后者也由 DBI 持有 75% 的股份。</p>
<p>不仅是 DBV 或 BSH，DBI 在 PTI 中也是一个重要参与者，持有 37% 的股份。</p>
<p>这一在越南保险市场前所未有的情况涉及一家外国公司在三家国内保险公司中持有大量股份，所有这些公司在非寿险保费收入中均排名前十。</p>
<p>因此，该集团内的每一个举动都引起市场关注，特别是 DBI 是否打算从 PTI 撤资，因为其作为主要股东的重大影响力。</p>
<p>在另一个发展中，法国跨国保险公司 AXA 集团最近与国有资本投资公司（SCIC）会面，双方都是保明保险的主要股东。</p>
<p>AXA 代表分享了他们的全球增长战略，包括在东南亚，特别是在越南扩展的计划。</p>
<p>SCIC 和 AXA 就保明的发展方向达成共识，重点是增强财务资源、升级 IT 系统以及提升员工的培训和能力。</p>
<p>到 2024 年底，保明的股东结构包括三大主要股东：SCIC 持有 50.7%，AXA 持有 16.65%，Firstland 持有 5.65%。</p>
<p>在 2 月 28 日，保明收到 Firstland 的通知，其持股比例降至 4.9%，不再符合主要股东的资格。</p>
<p>保明在成为越南第一家提供电影和活动保险产品的保险公司方面取得了重大进展。</p>
<p>它与 Circles Group 合作开发该领域的专业保险产品。</p>
<p>Circles Group 的亚太区发展总监 Kenneth Tan 表示，与保明合作将电影和活动保险引入越南是他们区域扩张战略中的关键一步。 — BIZHUB/VNS</p>

麦格里基础设施

每周浮息即期履行市政债免税 ETF - Invesco

<p>越南的保险行业正在经历显著的资本扩张，提升了投资者的信心和对保险股票的兴趣。像 PTI 和 MIC 这样的主要公司正在筹集资金，以增强其财务稳定性和增长潜力。PTI 已发行 4020 万股，而 MIC 计划进行公开募股以增加其资本。OPES 保险和 PVI 保险也在扩大资本以提高竞争力。此外，DBV 保险正在进行品牌重塑并制定增长战略，而 AXA 集团则与 SCIC 合作，以提升 Bảo Minh 保险的能力。该行业正在通过电影和活动保险等创新产品不断发展</p>

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<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/3/16/411033_5113487568505125_ldt01248-2043.jpeg" alt="" original-src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/3/16/411033_5113487568505125_ldt01248-2043.jpeg"/></td>
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<td>Customers at a transaction office of MIC. — Photo courtesy of the company</td>
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<td>MIC 的交易办公室客户。 — 图片由公司提供</td>
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</div><p>HÀ NỘI — Việt Nam’s insurance industry is experiencing a wave of strategic capital expansion, reinforcing investor confidence and driving renewed interest in insurance stocks.</p>
<div class="lb-trans"><p>河内 — 越南的保险行业正经历一波战略资本扩张，增强了投资者信心，并重新激发了对保险股票的兴趣。</p>
</div><p>Major players are actively raising funds to strengthen their financial foundations, signalling a shift towards long-term growth and market resilience.</p>
<div class="lb-trans"><p>主要参与者正在积极筹集资金，以加强其财务基础，标志着向长期增长和市场韧性的转变。</p>
</div><p>Notably, Post and Telecommunication Insurance Corporation (PTI) has successfully issued 40.2 million shares, increasing its charter capital to over VNĐ1.2 trillion (US$47 million).</p>
<div class="lb-trans"><p>值得注意的是，邮政与电信保险公司（PTI）成功发行了 4020 万股股票，将其注册资本增加到超过 12 万亿越南盾（4700 万美元）。</p>
</div><p>This move strengthens PTI’s ability to expand its business operations, improve risk management capacity and enhance financial security for policyholders.</p>
<div class="lb-trans"><p>这一举措增强了 PTI 扩展业务运营的能力，提高了风险管理能力，并增强了保单持有人的财务安全。</p>
</div><p>Likewise, Military Insurance Company (MIC) has embarked on a public offering, aiming to raise additional capital in the first months of 2025.</p>
<div class="lb-trans"><p>同样，军事保险公司（MIC）已启动公开发行，计划在 2025 年初筹集额外资本。</p>
</div><p>On December 10, 2024, MIC finalised the shareholder list for its 2024 public offering, issuing 25.9 million MIG shares at VNĐ10,000 per share.</p>
<div class="lb-trans"><p>在 2024 年 12 月 10 日，MIC 完成了其 2024 年公开发行的股东名单，发行 2590 万股 MIG 股票，每股价格为 10,000 越南盾。</p>
</div><p>The offering ratio is 15 per cent, meaning that shareholders can buy 15 new shares for every 100 held.</p>
<div class="lb-trans"><p>发行比例为 15%，这意味着股东可以以每持有 100 股购买 15 新股。</p>
</div><p>Additionally, MIC plans to issue 2.86 million shares to employees, with payment from February 20 to March 5, 2025.</p>
<div class="lb-trans"><p>此外，MIC 计划向员工发行 286 万股，支付时间为 2025 年 2 月 20 日至 3 月 5 日。</p>
</div><p>With 25.9 million shares already issued, completing the employee share plan would raise MIC’s charter capital from nearly VNĐ1.73 trillion to over VNĐ2 trillion.</p>
<div class="lb-trans"><p>在已经发行 2590 万股的情况下，完成员工股票计划将使 MIC 的注册资本从近 17.3 万亿越南盾增加到超过 20 万亿越南盾。</p>
</div><p>Another significant capital expansion comes from OPES Insurance, which has received approval to increase its capital from VNĐ1.26 trillion to VNĐ1.9 trillion.</p>
<div class="lb-trans"><p>另一个重要的资本扩张来自 OPES 保险，该公司已获得批准将其资本从 12.6 万亿越南盾增加到 19 万亿越南盾。</p>
</div><p>The injection of new funds is expected to enable OPES to expand its digital insurance services, leveraging technology to attract younger and tech-savvy policyholders.</p>
<div class="lb-trans"><p>新资金的注入预计将使 OPES 能够扩展其数字保险服务，利用技术吸引年轻和精通科技的保单持有人。</p>
</div><p>With PVI Insurance, in 2024, the company successfully raised its capital twice within a span of five months, increasing its charter capital to VNĐ3.9 trillion.</p>
<div class="lb-trans"><p>在 2024 年，PVI 保险公司在五个月内成功两次增资，将其注册资本增加到 39 万亿越南盾。</p>
</div><p>These continuous capital increases are a crucial foundation for PVI Insurance, allowing it to strengthen its financial capacity and enhance its competitiveness in the market.</p>
<div class="lb-trans"><p>这些持续的资本增加是 PVI 保险的关键基础，使其能够增强财务能力并提高市场竞争力。</p>
</div><p>In 2024, three non-life insurance companies received in-principle approval from the Ministry of Finance to increase their capital.</p>
<div class="lb-trans"><p>在 2024 年，三家非寿险公司获得了财政部的原则性批准以增加其资本。</p>
</div><p>Meanwhile, nine non-life insurance companies applied for an increase in their charter capital and were granted licences for adjustments by the Ministry, resulting in a total approved capital increase of over VNĐ3.96 trillion.</p>
<div class="lb-trans"><p>与此同时，九家非寿险公司申请增加其注册资本，并获得财政部的调整许可，总批准增资超过 39.6 万亿越南盾。</p>
</div><p><strong>Significant changes</strong></p>
<div class="lb-trans"><p><strong>重大变化</strong></p>
</div><p>Recently, a notable development has been the decision of Aviation Insurance (VNI) to rebrand as DBV Insurance.</p>
<div class="lb-trans"><p>最近，一个显著的发展是航空保险（VNI）决定更名为 DBV 保险。</p>
</div><p>Backed by DBI Insurance Group, which holds a 75 per cent stake and is one of the top two insurance groups in South Korea, DBV aims to leverage its advantages to drive business growth.</p>
<div class="lb-trans"><p>DBV 由持有 75% 股份的 DBI 保险集团支持，后者是韩国排名前两的保险集团之一，DBV 旨在利用其优势推动业务增长。</p>
</div><p>DBV and its strategic shareholder, DBI, are expected to unveil breakthrough business development strategies at the upcoming shareholders’ meeting.</p>
<div class="lb-trans"><p>DBV 及其战略股东 DBI 预计将在即将召开的股东会议上公布突破性的业务发展战略。</p>
</div><p>It is anticipated that DBV will present a plan to increase its charter capital, especially in light of its rebranding strategy and nationwide expansion, including the transition of some units from Sài Gòn - Hà Nội Insurance, which is also 75 per cent owned by DBI.</p>
<div class="lb-trans"><p>预计 DBV 将提出增加其注册资本的计划，特别是在其品牌重塑战略和全国扩张的背景下，包括将一些单位从西贡 - 河内保险转移，后者也由 DBI 持有 75% 的股份。</p>
</div><p>Not only with DBV or BSH, but DBI is also a significant player in PTI, holding a 37 per cent stake.</p>
<div class="lb-trans"><p>不仅是 DBV 或 BSH，DBI 在 PTI 中也是一个重要参与者，持有 37% 的股份。</p>
</div><p>This unprecedented situation in the Vietnamese insurance market involves a foreign company holding large shares in three domestic insurance firms, all of which rank among the top ten in non-life insurance by premium revenue.</p>
<div class="lb-trans"><p>这一在越南保险市场前所未有的情况涉及一家外国公司在三家国内保险公司中持有大量股份，所有这些公司在非寿险保费收入中均排名前十。</p>
</div><p>Consequently, every move within this group attracts market attention, particularly regarding whether DBI intends to divest from PTI, given its significant influence as a major shareholder.</p>
<div class="lb-trans"><p>因此，该集团内的每一个举动都引起市场关注，特别是 DBI 是否打算从 PTI 撤资，因为其作为主要股东的重大影响力。</p>
</div><p>In another development, AXA Group, a French multinational insurance corporation, recently met with the State Capital Investment Corporation (SCIC), both being major shareholders in Bảo Minh Insurance.</p>
<div class="lb-trans"><p>在另一个发展中，法国跨国保险公司 AXA 集团最近与国有资本投资公司（SCIC）会面，双方都是保明保险的主要股东。</p>
</div><p>AXA representatives shared their global growth strategies, including plans for expanding in Southeast Asia, particularly in Việt Nam.</p>
<div class="lb-trans"><p>AXA 代表分享了他们的全球增长战略，包括在东南亚，特别是在越南扩展的计划。</p>
</div><p>SCIC and AXA reached a consensus on development directions for Bảo Minh, focusing on enhancing financial resources, upgrading IT systems and boosting training and capacity for the staff.</p>
<div class="lb-trans"><p>SCIC 和 AXA 就保明的发展方向达成共识，重点是增强财务资源、升级 IT 系统以及提升员工的培训和能力。</p>
</div><p>By the end of 2024, Bao Minh's shareholder structure included three major shareholders: SCIC with 50.7 per cent, AXA with 16.65 per cent and Firstland with 5.65 per cent.</p>
<div class="lb-trans"><p>到 2024 年底，保明的股东结构包括三大主要股东：SCIC 持有 50.7%，AXA 持有 16.65%，Firstland 持有 5.65%。</p>
</div><p>On February 28, Bảo Minh received notice from Firstland about its reduction in stake to 4.9 per cent, no longer qualifying as a major shareholder.</p>
<div class="lb-trans"><p>在 2 月 28 日，保明收到 Firstland 的通知，其持股比例降至 4.9%，不再符合主要股东的资格。</p>
</div><p>Bảo Minh made a significant advancement by becoming the first insurance company in Việt Nam to offer film and event insurance products.</p>
<div class="lb-trans"><p>保明在成为越南第一家提供电影和活动保险产品的保险公司方面取得了重大进展。</p>
</div><p>It has partnered with Circles Group to develop specialised insurance products in this sector.</p>
<div class="lb-trans"><p>它与 Circles Group 合作开发该领域的专业保险产品。</p>
</div><p>The collaboration with Bảo Minh to introduce film and event insurance to Việt Nam is a crucial step in their regional expansion strategy, according to APAC Development Director of Circles Group, Kenneth Tan,. — BIZHUB/VNS</p>
<div class="lb-trans"><p>Circles Group 的亚太区发展总监 Kenneth Tan 表示，与保明合作将电影和活动保险引入越南是他们区域扩张战略中的关键一步。 — BIZHUB/VNS</p>
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资本扩张激发了越南保险行业的乐观情绪