<ul>
<li>一位 Reddit 用户在周末收到了一封电子邮件，称他的工作多支付了他工资。</li>
</ul>
<ul>
<li>虽然他的账户似乎显示有第二笔付款，但它来自不同的来源，而通过 Zelle 退还这笔钱的请求看起来很可疑。</li>
</ul>
<ul>
<li>发帖者应该与人力资源部门核实，以确保自己没有被诈骗，如果没有，应该与人力资源部门合作，以可记录的方式退还这笔钱。</li>
</ul>
<ul>
<li>今天让你的资金赚取高达 3.8% 的收益（并获得现金奖励）；点击这里查看详情。（赞助）</li>
</ul>
<p>一位 Reddit 用户表示他在工作中被多支付了工资，他不确定接下来该怎么办。他解释说，他收到了要求通过 Zelle 退还钱款的电子邮件。他还表示，他检查了 Paychex 应用程序，显示一份正确金额的工资单，没有第二笔付款的记录——但他的银行应用程序确实显示有一笔额外的工资，看起来有不同的付款信息。</p>
<p>发帖者对退还这笔钱的请求感到紧张，尤其是因为他的前老板因医疗保险欺诈而陷入法律麻烦。他担心这个请求有问题，但如果他确实被多支付了，他希望能退还雇主的钱。</p>
<p>那么，发帖者应该怎么做呢？</p>
<h2>始终确保金钱请求是合法的</h2>
<p>发帖者需要做的第一件也是最重要的事情是确保这个金钱请求确实是来自他真实雇主的合法请求。</p>
<p>大多数公司不会通过电子邮件要求员工通过 Zelle 付款，如果他们多支付了员工。如果多支付是意外的，他们通常会根据直接存款协议的条款自行追回这笔款项。即使不是这样，他们也会希望有一个更正式的流程，记录多支付和退还款项的情况，而不是基于周末发送的电子邮件进行的 Zelle 付款。</p>
<p>这种类型的消息通常是诈骗，任何人都不应该基于看起来可疑的电子邮件向任何人发送 Zelle 付款。发帖者应该在周一回到工作后，亲自与经理和人力资源部门交谈之前，什么都不做。如果他从同事那里获得了面对面的确认，他可以与他们探讨更好的退还款项方式，以提供更多的文档，例如开支票。</p>
<p>通过避免通过 Zelle 发送付款（这笔款项无法追回且难以追踪），你将更好地避免被诈骗和资金被盗。你还可以与财务顾问合作，帮助你理解和避免常见的资金诈骗，因为美国人每年因各种类型的欺诈损失数百万。</p>
<h2>多支付的款项不是你的</h2>
<p><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/01/shutterstock-1455554045-huge-licensed-scaled.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/01/shutterstock-1455554045-huge-licensed-scaled.jpg"/></p>
<p>如果你的雇主确实多支付了你，并且你有来自公司的明确、合法的沟通，那么这笔钱不是你的。你需要退还这笔钱，事实上，即使你的雇主没有注意到这个错误，你也应该通知他们这个差异，以确保你保持信任。保留不属于你的款项将构成盗窃，并可能对你在工作中的地位产生不利影响。</p>
<p>如果发生这种情况，请确保记录所有内容，因为你希望在年底时确保你的雇主报告你的实际收入——不包括多支付的部分——以便于税务和你的社会保障收入记录。你不希望因为退还给雇主的款项而欠 IRS 钱。</p>
<p>我意外地被我的工作多支付了工资——我接下来该怎么办？的帖子首次出现在 24/7 Wall St.上。</p>

沛齐

<p>一位 Reddit 用户报告称自己在工作中被多付了工资，并收到了一个可疑的电子邮件，要求通过 Zelle 进行偿还。他在 Paychex 应用中没有找到第二笔付款的记录，这引发了他对请求合法性的担忧。专家建议在采取行动之前先与人力资源部门核实请求，因为此类电子邮件往往可能是诈骗。如果确认存在多付，用户应通过有记录的流程归还这笔钱，因为保留这笔钱可能被视为盗窃，并影响税务记录</p>

<ul>
<li>A Reddit user received an email on the weekend saying his job overpaid him.</li>
</ul>
<div class="lb-trans"><ul>
<li>一位 Reddit 用户在周末收到了一封电子邮件，称他的工作多支付了他工资。</li>
</ul>
</div><ul>
<li>While his account appears to show a second payment, it came from a different source, and the request to return the money via Zelle seems suspicious.</li>
</ul>
<div class="lb-trans"><ul>
<li>虽然他的账户似乎显示有第二笔付款，但它来自不同的来源，而通过 Zelle 退还这笔钱的请求看起来很可疑。</li>
</ul>
</div><ul>
<li>The poster should check with HR to make sure he isn’t being scammed and, if he isn’t, should work with HR to return the money in a documentable way.</li>
</ul>
<div class="lb-trans"><ul>
<li>发帖者应该与人力资源部门核实，以确保自己没有被诈骗，如果没有，应该与人力资源部门合作，以可记录的方式退还这笔钱。</li>
</ul>
</div><ul>
<li>Earn up to 3.8% on your money today (and get a cash bonus); click here to see how. (Sponsored)</li>
</ul>
<div class="lb-trans"><ul>
<li>今天让你的资金赚取高达 3.8% 的收益（并获得现金奖励）；点击这里查看详情。（赞助）</li>
</ul>
</div><p>A Reddit user said he was overpaid at his job, and he isn’t sure what to do next. He explained that he got an email demanding money back via Zelle. He also said he checked the Paychex app, which shows a single pay stub for the correct amount, with no record of the second payment — but his bank app does show a second additional paycheck that looks like it has different payment information.</p>
<div class="lb-trans"><p>一位 Reddit 用户表示他在工作中被多支付了工资，他不确定接下来该怎么办。他解释说，他收到了要求通过 Zelle 退还钱款的电子邮件。他还表示，他检查了 Paychex 应用程序，显示一份正确金额的工资单，没有第二笔付款的记录——但他的银行应用程序确实显示有一笔额外的工资，看起来有不同的付款信息。</p>
</div><p>The poster is nervous about the request to send back the money, especially since his last boss ended up in legal trouble for Medicare fraud. He’s concerned that something is wrong with this request, but he does want to return his employer’s money if he was legitimately overpaid.</p>
<div class="lb-trans"><p>发帖者对退还这笔钱的请求感到紧张，尤其是因为他的前老板因医疗保险欺诈而陷入法律麻烦。他担心这个请求有问题，但如果他确实被多支付了，他希望能退还雇主的钱。</p>
</div><p>So, what should the poster do?</p>
<div class="lb-trans"><p>那么，发帖者应该怎么做呢？</p>
</div><h2>Always make sure that requests for money are legitimate</h2>
<div class="lb-trans"><h2>始终确保金钱请求是合法的</h2>
</div><p>The first and most important thing that the poster needs to do is to make sure that this request for money is actually a legitimate one that came from his real employer.</p>
<div class="lb-trans"><p>发帖者需要做的第一件也是最重要的事情是确保这个金钱请求确实是来自他真实雇主的合法请求。</p>
</div><p>Most companies are <em>not</em> going to ask for a Zelle payment via email if they double-paid a worker. If the overpayment was accidental, they’d likely be able to recover it themselves based on the terms of their direct deposit agreement. Even if that wasn’t the case, they’d want a more formal process with documentation of the overpayment and money being returned, not a Zelle payment based on an email sent over the weekend.</p>
<div class="lb-trans"><p>大多数公司不会通过电子邮件要求员工通过 Zelle 付款，如果他们多支付了员工。如果多支付是意外的，他们通常会根据直接存款协议的条款自行追回这笔款项。即使不是这样，他们也会希望有一个更正式的流程，记录多支付和退还款项的情况，而不是基于周末发送的电子邮件进行的 Zelle 付款。</p>
</div><p>This type of message is often a scam, and no one should <em>ever</em> Zelle anyone money based on an email that seems sketchy to them. The poster should instead do nothing until he can return to work on Monday and go talk to his manager and HR himself. If he receives in-person confirmation from those he works with, he can then explore with them better ways of returning the money that provide more documentation, such as writing a check.</p>
<div class="lb-trans"><p>这种类型的消息通常是诈骗，任何人都不应该基于看起来可疑的电子邮件向任何人发送 Zelle 付款。发帖者应该在周一回到工作后，亲自与经理和人力资源部门交谈之前，什么都不做。如果他从同事那里获得了面对面的确认，他可以与他们探讨更好的退还款项方式，以提供更多的文档，例如开支票。</p>
</div><p>By avoiding sending payments via Zelle, which cannot be recovered and which can be hard to trace, you’ll be in a better position to avoid being scammed and having your money stolen. You can also work with a financial advisor to help you understand and avoid common money scams, as Americans lose millions each year to various types of fraud.</p>
<div class="lb-trans"><p>通过避免通过 Zelle 发送付款（这笔款项无法追回且难以追踪），你将更好地避免被诈骗和资金被盗。你还可以与财务顾问合作，帮助你理解和避免常见的资金诈骗，因为美国人每年因各种类型的欺诈损失数百万。</p>
</div><h2>Overpayments are not yours to keep</h2>
<div class="lb-trans"><h2>多支付的款项不是你的</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://247wallst.com/wp-content/uploads/2024/01/shutterstock-1455554045-huge-licensed-scaled.jpg" alt="" original-src="https://247wallst.com/wp-content/uploads/2024/01/shutterstock-1455554045-huge-licensed-scaled.jpg"/></p>
<p>If your employer <em>actually</em> overpays you and you have clear, legitimate communication about the incident from your company, then the money is not yours to keep. You’ll need to return it and, in fact, even if your employer does not notice the error, you should notify them about the discrepancy to make sure that you maintain trust. Keeping a payment that doesn’t belong to you would be a form of theft and could adversely affect your standing at work.</p>
<div class="lb-trans"><p>如果你的雇主确实多支付了你，并且你有来自公司的明确、合法的沟通，那么这笔钱不是你的。你需要退还这笔钱，事实上，即使你的雇主没有注意到这个错误，你也应该通知他们这个差异，以确保你保持信任。保留不属于你的款项将构成盗窃，并可能对你在工作中的地位产生不利影响。</p>
</div><p>If this happens, be sure you document everything, though, because you will want to make sure when the end of the year comes that your employer is reporting your actual earnings — without the overpayment — for purposes of taxes and your Social Security earnings record. You don’t want to end up owing the IRS money on a payment you gave back to your employer.</p>
<div class="lb-trans"><p>如果发生这种情况，请确保记录所有内容，因为你希望在年底时确保你的雇主报告你的实际收入——不包括多支付的部分——以便于税务和你的社会保障收入记录。你不希望因为退还给雇主的款项而欠 IRS 钱。</p>
</div><p>The post I Accidentally Got Overpaid by My Job—What Should I Do Next? appeared first on 24/7 Wall St..</p>
<div class="lb-trans"><p>我意外地被我的工作多支付了工资——我接下来该怎么办？的帖子首次出现在 24/7 Wall St.上。</p>
</div>

我不小心被公司多付了工资——接下来我该怎么办？