<p>特斯拉已正式开始推出其保险计划安全评分测试版的新版本，改进了构成该指数的几个不同指标。</p>
<p>正如特斯拉保险网页上详细说明的，该公司已将安全评分更新至测试版 2.2，从之前的版本 2.1 升级。此次更新主要包括对超速驾驶测量方式的改进，并且从公式中移除了前方碰撞警告（FCW）。</p>
<p>此外，特斯拉在 v2.2 公式中略微提高了与之相关的因素的值，例如急刹车和不安全跟车时间，或许是为了帮助适应之前由 FCW 评级覆盖的一些情况。</p>
<p><strong>阅读更多关于特斯拉保险的信息：特斯拉在这两个州为 FSD 用户推出保险折扣</strong></p>
<p>特斯拉的安全评分用于确定公司自有保险计划的保费率，除了加利福尼亚州，在那里隐私法禁止使用实时驾驶数据来确定保费。该公司还表示，其最新的安全评分公式是基于超过 220 亿英里车队数据生成的，同时公司计划随着更多数据的到来继续改进该公式。</p>
<p>目前，特斯拉保险在以下 12 个州可用，但由于上述原因，加利福尼亚州不提供安全评分：</p>
<ul>
<li>亚利桑那州</li>
<li>加利福尼亚州</li>
<li>科罗拉多州</li>
<li>伊利诺伊州</li>
<li>马里兰州</li>
<li>明尼苏达州</li>
<li>内华达州</li>
<li>俄亥俄州</li>
<li>俄勒冈州</li>
<li>德克萨斯州</li>
<li>犹他州</li>
<li>弗吉尼亚州</li>
</ul>
<p>您可以在下面或其网站上查看构成特斯拉保险安全评分的因素，以及构成驾驶员 0 到 100 安全评分的具体公式。</p>
<h3>急刹车</h3>
<p></p>
<p>来源：特斯拉</p>
<p>急刹车被定义为您的特斯拉车辆测量的向后加速度，超过 0.3g。这相当于车辆在一秒内速度下降超过 6.7 mph。急刹车被引入安全评分测试版公式中，作为车辆经历向后加速度大于 0.3g 的时间比例，相对于车辆经历向后加速度大于 0.1g（在一秒内为 2.2 mph）的时间比例。自动驾驶状态下的急刹车不计入安全评分测试版公式。对于配备 3.0 或更高版本自动驾驶计算机的车辆，在车辆检测到黄灯时的刹车也不计入安全评分测试版公式。如果车辆在急刹车时无法检测到黄灯，该事件将影响您的安全评分。应用中显示的百分比是驾驶时未启用自动驾驶情况下，施加过大力量刹车的时间比例。该值在安全评分测试版公式中上限为 5.2%。</p>
<h3>激烈转向</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>激烈转向被定义为您的特斯拉车辆测量的左右加速度，超过 0.4g。这相当于车辆在一秒内向左/右速度增加超过 8.9 mph。激烈转向被引入安全评分测试版公式中，作为车辆经历左右加速度大于 0.4g 的时间比例，相对于车辆经历左右加速度大于 0.2g（在一秒内为 4.5 mph）的时间比例。自动驾驶状态下的激烈转向不计入安全评分测试版公式。特斯拉应用中显示的百分比是驾驶时未启用自动驾驶情况下，施加过大力量转向的时间比例。该值在安全评分测试版公式中上限为 13.2%。</p>
<h3>不安全跟车</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>您的特斯拉车辆测量自身速度、前方车辆速度及两车之间的距离。根据这些测量，您的车辆计算出如果前方车辆突然停车，您需要反应和停车的时间（以秒为单位）。这个测量称为 “车距”。不安全跟车是指您的车辆车距小于 1.0 秒的时间比例，相对于车距小于 3.0 秒的时间比例。不安全跟车仅在您的车辆以至少 50 mph 的速度行驶时测量，并作为百分比纳入安全评分测试版公式。自动驾驶状态下的不安全跟车不计入安全评分测试版公式。特斯拉应用中显示的百分比是驾驶时未启用自动驾驶情况下的不安全跟车比例。该值在安全评分测试版公式中上限为 63.2%。</p>
<h3>超速驾驶</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>超速驾驶被定义为在超过 85 mph 的速度下驾驶，或在前方车辆速度超过 25 mph 且距离您车辆在 100 米以内时，驾驶速度比前方车辆快 20%。该值以总驾驶时间的百分比表示，并在安全评分测试版公式中上限为 10.0%。自动驾驶状态下的超速驾驶不计入安全评分测试版公式。</p>
<h3>深夜驾驶</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>深夜驾驶被定义为您在夜间（晚上 11 点至凌晨 4 点）驾驶的秒数与您在白天和夜间总驾驶秒数的比值。由于每个深夜时段的风险水平不同，每个小时的权重也不同，因此在每个小时的驾驶会对您的安全评分产生不同的影响。例如，晚上 11 点的驾驶对您的安全评分的影响不会像凌晨 2 点的驾驶那么大。跨越两天的驾驶会计入旅行结束的那一天。深夜驾驶包括所有在夜间（晚上 11 点至凌晨 4 点）进行的驾驶，包括任何在自动驾驶模式下的驾驶。该值在安全评分 Beta 公式中上限为 14.2%。</p>
<h3>强制自动驾驶解除</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>在驾驶员收到三次音频和视觉警告后，自动驾驶系统将在剩余行程中解除。警告发生在您的特斯拉车辆判断驾驶员未对方向盘施加足够的阻力或变得分心时。强制自动驾驶解除作为 1 或 0 的指标引入安全评分 Beta 公式。如果在行程中强制解除自动驾驶系统，则值为 1，否则为 0。</p>
<h3>未系安全带驾驶</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg"/></p>
<p>来源：特斯拉</p>
<p>未系安全带驾驶被定义为在特斯拉车辆中以超过 10 mph 的速度驾驶而未系驾驶员安全带的时间比例，作为超过 10 mph 驾驶时间的百分比。特斯拉应用中显示的值是以超过 10 mph 的速度驾驶而未系驾驶员安全带的时间比例，作为超过 10 mph 驾驶时间的百分比。该值在安全评分 Beta 公式中上限为 31.7%。</p>
<h3>特斯拉保险如何确定驾驶员的安全评分</h3>
<p>特斯拉采用下图所示的公式，称为预测碰撞频率（PCF），并将其转换为基于驾驶员行为分配的 0 到 100 的版本 2.2 安全评分。2.1 安全评分公式也可以在特斯拉保险页面上看到，下面的公式是新推出的版本 2.2。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg"/></p>
<p>来源：特斯拉</p>
<blockquote>
<p>特斯拉发布 2024 年第四季度车辆安全报告</p>
</blockquote>
<p>这篇文章最初出现在 TESLARATI 上，标题为《特斯拉推出最新安全评分更新——新内容如下》。</p>

特斯拉

<p>特斯拉推出了其安全评分测试版的更新版本，从 2.1 升级至 2.2。此次更新将前向碰撞警告从评分公式中移除，并增强了对超速的测量。此外，像急刹车和不安全跟车时间等因素也进行了调整，以更好地反映驾驶行为。安全评分影响保险费率，基于超过 220 亿英里的驾驶数据。特斯拉保险目前在 12 个州提供，因隐私法的原因，加利福尼亚州除外</p>

<p>Tesla has officially started rolling out a new version of its insurance program’s Safety Scores beta, improving upon a few different metrics that make up the index.</p>
<div class="lb-trans"><p>特斯拉已正式开始推出其保险计划安全评分测试版的新版本，改进了构成该指数的几个不同指标。</p>
</div><p>As detailed on the Tesla Insurance web page, the company has updated its Safety Scores to beta version 2.2 from the previous version 2.1. The update primarily includes improvements to how Excessive Speeding is measured, along with the removal of Forward Collision Warnings (FCW) from the formula.</p>
<div class="lb-trans"><p>正如特斯拉保险网页上详细说明的，该公司已将安全评分更新至测试版 2.2，从之前的版本 2.1 升级。此次更新主要包括对超速驾驶测量方式的改进，并且从公式中移除了前方碰撞警告（FCW）。</p>
</div><p>In addition, Tesla has slightly increased the values of related factors such as Hard Braking and Unsafe Following Time in the v2.2 formula, perhaps in an attempt to help accommodate some of the situations previously covered by the FCW rating.</p>
<div class="lb-trans"><p>此外，特斯拉在 v2.2 公式中略微提高了与之相关的因素的值，例如急刹车和不安全跟车时间，或许是为了帮助适应之前由 FCW 评级覆盖的一些情况。</p>
</div><p><strong>READ MORE ON TESLA INSURANCE: Tesla launches insurance discount for FSD users in these two states</strong></p>
<div class="lb-trans"><p><strong>阅读更多关于特斯拉保险的信息：特斯拉在这两个州为 FSD 用户推出保险折扣</strong></p>
</div><p>Tesla’s Safety Scores are used to determine premium rates for buyers of the company’s in-house insurance program, except in California, where privacy laws prohibit the use of real-time driving data to determine premiums. The company also says that its latest formula for Safety Scores were generated using over 22 billion miles of fleet data from its cars, while the company plans to continue improving the formula as more data comes in.</p>
<div class="lb-trans"><p>特斯拉的安全评分用于确定公司自有保险计划的保费率，除了加利福尼亚州，在那里隐私法禁止使用实时驾驶数据来确定保费。该公司还表示，其最新的安全评分公式是基于超过 220 亿英里车队数据生成的，同时公司计划随着更多数据的到来继续改进该公式。</p>
</div><p>At this time, Tesla Insurance is available in the following 12 states, though Safety Scores aren’t available in California for the aforementioned reason:</p>
<div class="lb-trans"><p>目前，特斯拉保险在以下 12 个州可用，但由于上述原因，加利福尼亚州不提供安全评分：</p>
</div><ul>
<li>Arizona</li>
<li>California</li>
<li>Colorado</li>
<li>Illinois</li>
<li>Maryland</li>
<li>Minnesota</li>
<li>Nevada</li>
<li>Ohio</li>
<li>Oregon</li>
<li>Texas</li>
<li>Utah</li>
<li>Virginia</li>
</ul>
<div class="lb-trans"><ul>
<li>亚利桑那州</li>
<li>加利福尼亚州</li>
<li>科罗拉多州</li>
<li>伊利诺伊州</li>
<li>马里兰州</li>
<li>明尼苏达州</li>
<li>内华达州</li>
<li>俄亥俄州</li>
<li>俄勒冈州</li>
<li>德克萨斯州</li>
<li>犹他州</li>
<li>弗吉尼亚州</li>
</ul>
</div><p>You can see the factors that make up Tesla’s Insurance Safety Scores below or on its website here, along with the specific formula that makes up a drivers’ 0 to 100 Safety Score.</p>
<div class="lb-trans"><p>您可以在下面或其网站上查看构成特斯拉保险安全评分的因素，以及构成驾驶员 0 到 100 安全评分的具体公式。</p>
</div><h3>Hard Braking</h3>
<div class="lb-trans"><h3>急刹车</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Hard braking is defined as backward acceleration, measured by your Tesla vehicle, in excess of 0.3g. This is the same as a decrease in the vehicle’s speed larger than 6.7 mph, in one second. Hard braking is introduced into the Safety Score Beta formula as the proportion of time where the vehicle experiences backward acceleration greater than 0.3g as a percentage of the proportion of time the vehicle experiences backward acceleration greater than 0.1g (2.2 mph in one second). Hard braking while on Autopilot is not factored into the Safety Score Beta formula. For vehicles with Autopilot computer 3.0 or greater, braking while the vehicle detects yellow traffic lights is also not factored into the Safety Score Beta formula. If the vehicle is unable to detect a yellow traffic light at the time of the hard braking, the event will impact your Safety Score. The percentage shown in the app is the proportion of time spent braking done with excessive force when driving and Autopilot is not engaged. The value is capped at 5.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>急刹车被定义为您的特斯拉车辆测量的向后加速度，超过 0.3g。这相当于车辆在一秒内速度下降超过 6.7 mph。急刹车被引入安全评分测试版公式中，作为车辆经历向后加速度大于 0.3g 的时间比例，相对于车辆经历向后加速度大于 0.1g（在一秒内为 2.2 mph）的时间比例。自动驾驶状态下的急刹车不计入安全评分测试版公式。对于配备 3.0 或更高版本自动驾驶计算机的车辆，在车辆检测到黄灯时的刹车也不计入安全评分测试版公式。如果车辆在急刹车时无法检测到黄灯，该事件将影响您的安全评分。应用中显示的百分比是驾驶时未启用自动驾驶情况下，施加过大力量刹车的时间比例。该值在安全评分测试版公式中上限为 5.2%。</p>
</div><h3>Aggressive Turning</h3>
<div class="lb-trans"><h3>激烈转向</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Aggressive turning is defined as left/right acceleration, measured by your Tesla vehicle, in excess of 0.4g. This is the same as an increase in the vehicle’s speed to the left/right larger than 8.9 mph, in one second. Aggressive turning is introduced into the Safety Score Beta formula as the proportion of time the vehicle experiences left or right acceleration greater than 0.4g as a percentage of the proportion of time the vehicle experiences left or right acceleration greater than 0.2g (4.5 mph in one second). Aggressive turning while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the proportion of time spent turning with excessive force when driving and Autopilot is not engaged. The value is capped at 13.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>激烈转向被定义为您的特斯拉车辆测量的左右加速度，超过 0.4g。这相当于车辆在一秒内向左/右速度增加超过 8.9 mph。激烈转向被引入安全评分测试版公式中，作为车辆经历左右加速度大于 0.4g 的时间比例，相对于车辆经历左右加速度大于 0.2g（在一秒内为 4.5 mph）的时间比例。自动驾驶状态下的激烈转向不计入安全评分测试版公式。特斯拉应用中显示的百分比是驾驶时未启用自动驾驶情况下，施加过大力量转向的时间比例。该值在安全评分测试版公式中上限为 13.2%。</p>
</div><h3>Unsafe Following</h3>
<div class="lb-trans"><h3>不安全跟车</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Your Tesla vehicle measures its own speed, the speed of the vehicle in front and the distance between the two vehicles. Based on these measurements, your vehicle calculates the number of seconds you would have to react and stop if the vehicle in front of you came to a sudden stop. This measurement is called “headway.” Unsafe following is the proportion of time where your vehicle’s headway is less than 1.0 seconds relative to the time that your vehicle’s headway is less than 3.0 seconds. Unsafe following is only measured when your vehicle is traveling at least 50 mph and is incorporated into the Safety Score Beta formula as a percentage. Unsafe following while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the percentage of unsafe following when driving and Autopilot is not engaged. The value is capped at 63.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>您的特斯拉车辆测量自身速度、前方车辆速度及两车之间的距离。根据这些测量，您的车辆计算出如果前方车辆突然停车，您需要反应和停车的时间（以秒为单位）。这个测量称为 “车距”。不安全跟车是指您的车辆车距小于 1.0 秒的时间比例，相对于车距小于 3.0 秒的时间比例。不安全跟车仅在您的车辆以至少 50 mph 的速度行驶时测量，并作为百分比纳入安全评分测试版公式。自动驾驶状态下的不安全跟车不计入安全评分测试版公式。特斯拉应用中显示的百分比是驾驶时未启用自动驾驶情况下的不安全跟车比例。该值在安全评分测试版公式中上限为 63.2%。</p>
</div><h3>Excessive Speeding</h3>
<div class="lb-trans"><h3>超速驾驶</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Excessive Speeding is defined as the proportion of time spent driving in excess of 85 mph or driving 20% faster than the vehicle in front of you, when that vehicle is going over 25 mph and is within 100 meters of your vehicle. This value is expressed as a percentage of total driving time and is capped at 10.0% in the Safety Score Beta formula. Speeding while on Autopilot is not factored into the Safety Score Beta formula.</p>
<div class="lb-trans"><p>超速驾驶被定义为在超过 85 mph 的速度下驾驶，或在前方车辆速度超过 25 mph 且距离您车辆在 100 米以内时，驾驶速度比前方车辆快 20%。该值以总驾驶时间的百分比表示，并在安全评分测试版公式中上限为 10.0%。自动驾驶状态下的超速驾驶不计入安全评分测试版公式。</p>
</div><h3>Late-Night Driving</h3>
<div class="lb-trans"><h3>深夜驾驶</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Late-Night Driving is defined as the number of seconds you spend driving at night (11 PM – 4 AM) divided by the number of seconds you spend driving total during the day and night. Due to the variable risk level associated with driving during each late-night hour, each hour is weighed differently, and driving at each hour will affect your Safety Score differently. For example, driving at 11 PM will not affect your Safety Score as heavily as driving at 2 AM. Drive sessions that span two days will apply to the day the trip ends. Late-Night Driving includes all driving at night (11 PM – 4 AM) including any driving done on Autopilot. The value is capped at 14.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>深夜驾驶被定义为您在夜间（晚上 11 点至凌晨 4 点）驾驶的秒数与您在白天和夜间总驾驶秒数的比值。由于每个深夜时段的风险水平不同，每个小时的权重也不同，因此在每个小时的驾驶会对您的安全评分产生不同的影响。例如，晚上 11 点的驾驶对您的安全评分的影响不会像凌晨 2 点的驾驶那么大。跨越两天的驾驶会计入旅行结束的那一天。深夜驾驶包括所有在夜间（晚上 11 点至凌晨 4 点）进行的驾驶，包括任何在自动驾驶模式下的驾驶。该值在安全评分 Beta 公式中上限为 14.2%。</p>
</div><h3>Forced Autopilot Disengagement</h3>
<div class="lb-trans"><h3>强制自动驾驶解除</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>The Autopilot system disengages for the remainder of a trip after the driver has received three audio and visual warnings. These warnings occur when your Tesla vehicle has determined that the driver has not applied sufficient resistance to the steering wheel or has become inattentive. Forced Autopilot Disengagement is introduced into the Safety Score Beta formula as a 1 or 0 indicator. The value is 1 if the Autopilot system is forcibly disengaged during a trip, and 0 otherwise.</p>
<div class="lb-trans"><p>在驾驶员收到三次音频和视觉警告后，自动驾驶系统将在剩余行程中解除。警告发生在您的特斯拉车辆判断驾驶员未对方向盘施加足够的阻力或变得分心时。强制自动驾驶解除作为 1 或 0 的指标引入安全评分 Beta 公式。如果在行程中强制解除自动驾驶系统，则值为 1，否则为 0。</p>
</div><h3>Unbuckled Driving</h3>
<div class="lb-trans"><h3>未系安全带驾驶</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><p>Unbuckled Driving is defined as the proportion of time spent driving above 10 mph without fastening the driver’s seatbelt in a Tesla vehicle, as a percentage of time spent driving above 10 mph. The value shown in the Tesla app is the proportion of time driven at a speed over 10 mph, without buckling the driver’s seatbelt, as a percentage of time spent driving over 10 mph. The value is capped at 31.7 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>未系安全带驾驶被定义为在特斯拉车辆中以超过 10 mph 的速度驾驶而未系驾驶员安全带的时间比例，作为超过 10 mph 驾驶时间的百分比。特斯拉应用中显示的值是以超过 10 mph 的速度驾驶而未系驾驶员安全带的时间比例，作为超过 10 mph 驾驶时间的百分比。该值在安全评分 Beta 公式中上限为 31.7%。</p>
</div><h3>How Tesla Insurance determines a driver’s safety score</h3>
<div class="lb-trans"><h3>特斯拉保险如何确定驾驶员的安全评分</h3>
</div><p>Tesla takes the formula pictured below, dubbed its Predicted Collision Frequency (PCF), and converts it into the 0 to 100 version 2.2 Safety Score it assigns based on driver behavior. The 2.1 Safety Score formula can also be seen on the Tesla Insurance page, though the below formula is for the newly launched version 2.2.</p>
<div class="lb-trans"><p>特斯拉采用下图所示的公式，称为预测碰撞频率（PCF），并将其转换为基于驾驶员行为分配的 0 到 100 的版本 2.2 安全评分。2.1 安全评分公式也可以在特斯拉保险页面上看到，下面的公式是新推出的版本 2.2。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>来源：特斯拉</p>
</div><blockquote>
<p>Tesla posts Q4 2024 vehicle safety report</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>特斯拉发布 2024 年第四季度车辆安全报告</p>
</blockquote>
</div><p>The post Tesla rolls out latest Safety Score update—Here’s what’s new appeared first on TESLARATI.</p>
<div class="lb-trans"><p>这篇文章最初出现在 TESLARATI 上，标题为《特斯拉推出最新安全评分更新——新内容如下》。</p>
</div>

Tesla rolls out latest Safety Score update—Here’s what’s new

- 特斯拉推出保险项目的安全评分 beta 版本 2.2，改进了多个指标。  
- 更新主要包括对超速测量的改进，并移除了前方碰撞警告。  
- 安全评分用于确定保险费率，基于超过 220 亿英里车队数据生成。  

特斯拉发布了最新的安全评分更新——以下是更新内容