<h3>关键洞察</h3>
<ul>
<li>显著的机构持股比例意味着 LendingClub 的股价对其交易行为敏感</li>
<li>51% 的股份由前 17 大股东持有</li>
<li>内部人士最近有增持行为</li>
</ul>
<p>我们发现了 21 只预计明年将支付超过 6% 股息收益率的美国股票。查看完整名单，免费获取。</p>
<p>要了解谁真正控制了 LendingClub Corporation (NYSE:LC)，了解公司的股权结构非常重要。持有公司最多股份的群体，准确来说约为 77%，是机构投资者。换句话说，这个群体在对公司的投资中最有可能获得最大收益（或遭受最大损失）。</p>
<p>因此，机构投资者在公司股价上周上涨 5.9% 后获得了最多的回报。上周的收益进一步提升了股东的年回报率，目前为 14%。</p>
<p>让我们更仔细地看看不同类型的股东可以告诉我们关于 LendingClub 的信息。</p>
<p>查看我们对 LendingClub 的最新分析</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602"/></p>
<p>NYSE:LC 股权结构 2025 年 4 月 13 日</p>
<h2>机构持股对 LendingClub 的启示是什么？</h2>
<p>机构投资者通常将自己的回报与一个常被关注的指数的回报进行比较。因此，他们通常会考虑购买包含在相关基准指数中的大型公司股票。</p>
<p>正如你所看到的，机构投资者在 LendingClub 中拥有相当数量的股份。这可能表明该公司在投资界具有一定的信誉。然而，最好对依赖机构投资者所带来的所谓验证保持警惕。他们有时也会出错。如果两个大型机构投资者同时试图抛售一只股票，股价大幅下跌并不罕见。因此，值得查看 LendingClub 过去的盈利轨迹（见下文）。当然，也要记住还有其他因素需要考虑。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007"/></p>
<p>NYSE:LC 盈利和收入增长 2025 年 4 月 13 日</p>
<p>由于机构投资者持有超过一半的已发行股票，董事会可能需要关注他们的偏好。我们注意到对冲基金在 LendingClub 中没有显著投资。公司的最大股东是先锋集团（The Vanguard Group, Inc.），持股 11%。贝莱德（BlackRock, Inc.）是第二大股东，持有 7.9% 的普通股，Dimensional Fund Advisors LP 持有约 5.4% 的公司股票。此外，公司的首席执行官 Scott Sanborn 直接持有 1.2% 的总流通股份。</p>
<p>查看股东登记，我们可以看到 51% 的股份由前 17 大股东控制，这意味着没有单一股东拥有多数股权。</p>
<p>虽然研究公司的机构持股可以为你的研究增值，但研究分析师的推荐也是一个好习惯，以更深入地了解股票的预期表现。相当多的分析师覆盖该股票，因此你可以很容易地查看预测增长。</p>
<h2>LendingClub 的内部持股</h2>
<p>虽然内部人士的确切定义可能是主观的，但几乎所有人都认为董事会成员是内部人士。公司管理层向董事会负责，而后者应代表股东的利益。值得注意的是，有时高层管理人员本身也在董事会中。</p>
<p>大多数人认为内部持股是积极的，因为这可以表明董事会与其他股东的利益一致。然而，有时过多的权力集中在这一群体中。</p>
<p>我们可以看到内部人士在 LendingClub Corporation 中持有股份。这是一家相当大的公司，因此看到一些潜在的有意义的对齐通常是积极的。在这种情况下，他们持有约 3200 万美元的股份（按当前价格计算）。大多数人会说这表明股东与董事会之间的利益一致。不过，检查这些内部人士是否有出售行为可能是值得的。</p>
<h2>公众持股</h2>
<p>公众持有 20% 的股份，主要由个人投资者组成，对 LendingClub 有一定的影响力。尽管这一持股比例相当可观，但如果决策与其他大型股东不一致，可能不足以改变公司政策。</p>
<h2>下一步：</h2>
<p>考虑拥有公司股份的不同群体总是值得的。但要更好地理解 LendingClub，我们需要考虑许多其他因素。例如，我们已经识别出 <strong>LendingClub 的 1 个警示信号</strong>，你应该注意。</p>
<p>如果你想了解分析师对未来增长的预测，请不要错过这份 <strong>免费</strong> 的分析师预测报告。</p>
<p>注意：本文中的数据是根据过去十二个月的数据计算的，指的是财务报表日期所在月份的最后一天结束的 12 个月期间。这可能与年度报告的完整数据不一致。</p>
<p>如果你想交易 LendingClub，请在专业人士信赖的最低成本平台上开设账户，Interactive Brokers。</p>
<p>IBKR 在超过 200 个国家和地区拥有客户，并可访问 160 个市场，让你可以通过一个集成账户交易股票、期权、期货、外汇、债券和基金。</p>
<p>享受无隐藏费用，无账户最低要求，外汇转换率低至 0.03%，远低于大多数经纪商提供的费用。</p>
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<p>LendingClub Corporation（纽约证券交易所代码：LC）拥有 77% 的机构持股，表明其股价对机构交易行为敏感。前 17 大股东控制着公司 51% 的股份，其中先锋集团（The Vanguard Group）是最大股东，持股比例为 11%。近期的内部人士买入表明利益一致，而公众持有 20% 的股份。上周该股票上涨了 5.9%，过去一年累计回报率为 14%。分析师建议进一步研究公司的表现和潜在的警示信号</p>

<h3>Key Insights</h3>
<div class="lb-trans"><h3>关键洞察</h3>
</div><ul>
<li>Significantly high institutional ownership implies LendingClub's stock price is sensitive to their trading actions</li>
<li>51% of the business is held by the top 17 shareholders</li>
<li>Insiders have been buying lately</li>
</ul>
<div class="lb-trans"><ul>
<li>显著的机构持股比例意味着 LendingClub 的股价对其交易行为敏感</li>
<li>51% 的股份由前 17 大股东持有</li>
<li>内部人士最近有增持行为</li>
</ul>
</div><p>We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.</p>
<div class="lb-trans"><p>我们发现了 21 只预计明年将支付超过 6% 股息收益率的美国股票。查看完整名单，免费获取。</p>
</div><p>To get a sense of who is truly in control of LendingClub Corporation (NYSE:LC), it is important to understand the ownership structure of the business. The group holding the most number of shares in the company, around 77% to be precise, is institutions. In other words, the group stands to gain the most (or lose the most) from their investment into the company.</p>
<div class="lb-trans"><p>要了解谁真正控制了 LendingClub Corporation (NYSE:LC)，了解公司的股权结构非常重要。持有公司最多股份的群体，准确来说约为 77%，是机构投资者。换句话说，这个群体在对公司的投资中最有可能获得最大收益（或遭受最大损失）。</p>
</div><p>And as as result, institutional investors reaped the most rewards after the company's stock price gained 5.9% last week. The gains from last week would have further boosted the one-year return to shareholders which currently stand at 14%.</p>
<div class="lb-trans"><p>因此，机构投资者在公司股价上周上涨 5.9% 后获得了最多的回报。上周的收益进一步提升了股东的年回报率，目前为 14%。</p>
</div><p>Let's take a closer look to see what the different types of shareholders can tell us about LendingClub.</p>
<div class="lb-trans"><p>让我们更仔细地看看不同类型的股东可以告诉我们关于 LendingClub 的信息。</p>
</div><p>See our latest analysis for LendingClub</p>
<div class="lb-trans"><p>查看我们对 LendingClub 的最新分析</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602" alt="" original-src="https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602"/></p>
<p>NYSE:LC Ownership Breakdown April 13th 2025</p>
<div class="lb-trans"><p>NYSE:LC 股权结构 2025 年 4 月 13 日</p>
</div><h2>What Does The Institutional Ownership Tell Us About LendingClub?</h2>
<div class="lb-trans"><h2>机构持股对 LendingClub 的启示是什么？</h2>
</div><p>Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.</p>
<div class="lb-trans"><p>机构投资者通常将自己的回报与一个常被关注的指数的回报进行比较。因此，他们通常会考虑购买包含在相关基准指数中的大型公司股票。</p>
</div><p>As you can see, institutional investors have a fair amount of stake in LendingClub. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of LendingClub, (below). Of course, keep in mind that there are other factors to consider, too.</p>
<div class="lb-trans"><p>正如你所看到的，机构投资者在 LendingClub 中拥有相当数量的股份。这可能表明该公司在投资界具有一定的信誉。然而，最好对依赖机构投资者所带来的所谓验证保持警惕。他们有时也会出错。如果两个大型机构投资者同时试图抛售一只股票，股价大幅下跌并不罕见。因此，值得查看 LendingClub 过去的盈利轨迹（见下文）。当然，也要记住还有其他因素需要考虑。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007" alt="" original-src="https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007"/></p>
<p>NYSE:LC Earnings and Revenue Growth April 13th 2025</p>
<div class="lb-trans"><p>NYSE:LC 盈利和收入增长 2025 年 4 月 13 日</p>
</div><p>Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. We note that hedge funds don't have a meaningful investment in LendingClub. The company's largest shareholder is The Vanguard Group, Inc., with ownership of 11%. BlackRock, Inc. is the second largest shareholder owning 7.9% of common stock, and Dimensional Fund Advisors LP holds about 5.4% of the company stock. Additionally, the company's CEO Scott Sanborn directly holds 1.2% of the total shares outstanding.</p>
<div class="lb-trans"><p>由于机构投资者持有超过一半的已发行股票，董事会可能需要关注他们的偏好。我们注意到对冲基金在 LendingClub 中没有显著投资。公司的最大股东是先锋集团（The Vanguard Group, Inc.），持股 11%。贝莱德（BlackRock, Inc.）是第二大股东，持有 7.9% 的普通股，Dimensional Fund Advisors LP 持有约 5.4% 的公司股票。此外，公司的首席执行官 Scott Sanborn 直接持有 1.2% 的总流通股份。</p>
</div><p>Looking at the shareholder registry, we can see that 51% of the ownership is controlled by the top 17 shareholders, meaning that no single shareholder has a majority interest in the ownership.</p>
<div class="lb-trans"><p>查看股东登记，我们可以看到 51% 的股份由前 17 大股东控制，这意味着没有单一股东拥有多数股权。</p>
</div><p>While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.</p>
<div class="lb-trans"><p>虽然研究公司的机构持股可以为你的研究增值，但研究分析师的推荐也是一个好习惯，以更深入地了解股票的预期表现。相当多的分析师覆盖该股票，因此你可以很容易地查看预测增长。</p>
</div><h2>Insider Ownership Of LendingClub</h2>
<div class="lb-trans"><h2>LendingClub 的内部持股</h2>
</div><p>While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.</p>
<div class="lb-trans"><p>虽然内部人士的确切定义可能是主观的，但几乎所有人都认为董事会成员是内部人士。公司管理层向董事会负责，而后者应代表股东的利益。值得注意的是，有时高层管理人员本身也在董事会中。</p>
</div><p>Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group.</p>
<div class="lb-trans"><p>大多数人认为内部持股是积极的，因为这可以表明董事会与其他股东的利益一致。然而，有时过多的权力集中在这一群体中。</p>
</div><p>We can see that insiders own shares in LendingClub Corporation. It is a pretty big company, so it is generally a positive to see some potentially meaningful alignment. In this case, they own around US$32m worth of shares (at current prices). Most would say this shows alignment of interests between shareholders and the board. Still, it might be worth checking if those insiders have been selling.</p>
<div class="lb-trans"><p>我们可以看到内部人士在 LendingClub Corporation 中持有股份。这是一家相当大的公司，因此看到一些潜在的有意义的对齐通常是积极的。在这种情况下，他们持有约 3200 万美元的股份（按当前价格计算）。大多数人会说这表明股东与董事会之间的利益一致。不过，检查这些内部人士是否有出售行为可能是值得的。</p>
</div><h2>General Public Ownership</h2>
<div class="lb-trans"><h2>公众持股</h2>
</div><p>With a 20% ownership, the general public, mostly comprising of individual investors, have some degree of sway over LendingClub. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.</p>
<div class="lb-trans"><p>公众持有 20% 的股份，主要由个人投资者组成，对 LendingClub 有一定的影响力。尽管这一持股比例相当可观，但如果决策与其他大型股东不一致，可能不足以改变公司政策。</p>
</div><h2>Next Steps:</h2>
<div class="lb-trans"><h2>下一步：</h2>
</div><p>It's always worth thinking about the different groups who own shares in a company. But to understand LendingClub better, we need to consider many other factors. For instance, we've identified <strong>1 warning sign for LendingClub</strong> that you should be aware of.</p>
<div class="lb-trans"><p>考虑拥有公司股份的不同群体总是值得的。但要更好地理解 LendingClub，我们需要考虑许多其他因素。例如，我们已经识别出 <strong>LendingClub 的 1 个警示信号</strong>，你应该注意。</p>
</div><p>If you would prefer discover what analysts are predicting in terms of future growth, do not miss this <strong>free</strong> report on analyst forecasts .</p>
<div class="lb-trans"><p>如果你想了解分析师对未来增长的预测，请不要错过这份 <strong>免费</strong> 的分析师预测报告。</p>
</div><p>NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.</p>
<div class="lb-trans"><p>注意：本文中的数据是根据过去十二个月的数据计算的，指的是财务报表日期所在月份的最后一天结束的 12 个月期间。这可能与年度报告的完整数据不一致。</p>
</div><p>If you're looking to trade LendingClub, open an account with the lowest-cost platform trusted by professionals, Interactive Brokers.</p>
<div class="lb-trans"><p>如果你想交易 LendingClub，请在专业人士信赖的最低成本平台上开设账户，Interactive Brokers。</p>
</div><p>With clients in over 200 countries and territories, and access to 160 markets, IBKR lets you trade stocks, options, futures, forex, bonds and funds from a single integrated account.</p>
<div class="lb-trans"><p>IBKR 在超过 200 个国家和地区拥有客户，并可访问 160 个市场，让你可以通过一个集成账户交易股票、期权、期货、外汇、债券和基金。</p>
</div><p>Enjoy no hidden fees, no account minimums, and FX conversion rates as low as 0.03%, far better than what most brokers offer.</p>
<div class="lb-trans"><p>享受无隐藏费用，无账户最低要求，外汇转换率低至 0.03%，远低于大多数经纪商提供的费用。</p>
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机构投资者在 LendingClub Corporation（NYSE:LC）上有很大的赌注，拥有 77% 的股份