<p><strong>戴夫·拉姆齐</strong> 建立了一个金融帝国，并有明确的规则来传承财富给他的孩子们。这就是为什么当一位丈夫拨打&#34;拉姆齐秀&#34;讨论他为四个女儿积累的遗产时，这一切显得合情合理。</p>
<p>这位丈夫计算出，当他和妻子退休时，他们将拥有 800 万到 1200 万美元的积蓄。拉姆齐祝贺这对夫妇，但电话的讨论转向了如何给孩子们分配遗产的问题。</p>
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<p>来电者希望获得圣经指导，并不想在给孩子们钱时宠坏他们。尽管有一种误解认为圣经教导金钱是邪恶的，但拉姆齐当即驳斥了这一观点。</p>
<p>&#34;一个敬虔的人会给他的孙子留下遗产，&#34;拉姆齐在通话中说道。这不仅仅是他的个人观点，而是深深植根于圣经中。</p>
<h2>为孩子们准备责任</h2>
<p>拉姆齐开始建议说，这对夫妇可以在他们仍然活着的时候教孩子们如何管理遗产。</p>
<p>这四个女儿的年龄从七岁到十三岁，因此还有充足的时间来培养良好的理财习惯。拉姆齐表示，您并不一定要给他们遗产，但他也告诉这位丈夫，遗产不会对他们造成伤害。这位丈夫似乎之前相信过这一点，而拉姆齐继续打破这个神话。</p>
<p>&#34;财富放大了一个人的品格，&#34;拉姆齐解释道。一个品德良好的人能够更有效地管理金钱。然而，坏人一旦拥有金钱，往往会变得更加糟糕。</p>
<p><strong>热门：亿万富翁投资组合中的秘密武器，您几乎肯定还没有拥有。看看哪种资产类别在 1995 年至 2024 年间超越了标准普尔 500 指数——并且几乎没有相关性。</strong></p>
<p>拉姆齐接着提到，他告诉孩子们，他们没有权利拥有任何东西。相反，他们必须对财富有精神上的理解，才能有资格管理它。拉姆齐认为财富是您不拥有的东西。您可以管理金钱，但上帝才是财富的拥有者。</p>
<p>财富是沉重的负担，伴随着巨大的责任。拉姆齐告诉这对夫妇，现在就教他们的孩子，以便在时机来临时，他们能够承担起这份责任。</p>
<h2>确保他们有资格</h2>
<p>拉姆齐还表示，这对夫妇应该将任何不具备管理金钱资格的孩子排除在遗嘱之外。他说，如果自己的孩子不具备管理金钱的资格，他也会这样做。</p>
<p>由于拉姆齐将遗产视为管理上帝的财富，他希望确保自己的孩子遵循圣经中的教导。信仰和灵性是拉姆齐处理财务的核心组成部分，他希望自己的孩子也能接受这一点。他的所有孩子都成长为能够负责任地管理自己财务的成年人。</p>
<p><strong>_另见：孩之宝、米高梅和斯凯奇信任这家 AI 营销公司——</strong><em>现在以每股 0.60 美元投资 IPO 前</em><strong>_</strong> <strong><em>.</em></strong></p>
<h2>神的殿是用遗产建造的</h2>
<p>来电的潜在背景是，这位丈夫想确保在他和妻子去世后，给女儿们留下大笔遗产是符合圣经的。这就是为什么通话中提到了圣经的引用，包括驳斥圣经说金钱是万恶之源的神话。</p>
<p>拉姆齐通过提醒人们所罗门利用从大卫那里继承的财富建造了耶路撒冷的第一圣殿，打破了这一普遍担忧。拉姆齐估计，建造这座圣殿的成本在当前货币中为 100 亿到 200 亿美元。</p>
<p>&#34;上帝利用具有品德的家庭来世代管理他的财富，&#34;拉姆齐在提到所罗门和大卫时说道。</p>
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<li><strong>德勤最快增长的软件公司与亚马逊、沃尔玛和塔吉特合作——许多人争相以每股仅 0.26 美元抢购其 4000 股 IPO 前股票！</strong></li>
</ul>
<p><em><strong>图片来源：Shutterstock</strong></em></p>

DAVE

<p>一对高净值夫妇咨询了 Dave Ramsey，询问如何管理他们为四个女儿预估的 800 万到 1200 万美元的遗产。Ramsey 强调了教导孩子财务责任的重要性，并驳斥了财富会败坏品格的神话。他建议将遗产视为管理上帝的财富，并建议将任何不具备处理能力的孩子从遗嘱中剔除。Ramsey 引用了圣经教义，指出一个敬虔的人会将遗产留给他的子孙，以所罗门的遗产作为例子</p>

<p><strong>Dave Ramsey</strong> has built a financial empire and has clear rules of how he intends to pass the money on to his children. That's why it made sense when a husband called into &#34;The Ramsey Show&#34; to discuss the inheritance he's accumulating for his four daughters.</p>
<div class="lb-trans"><p><strong>戴夫·拉姆齐</strong> 建立了一个金融帝国，并有明确的规则来传承财富给他的孩子们。这就是为什么当一位丈夫拨打&#34;拉姆齐秀&#34;讨论他为四个女儿积累的遗产时，这一切显得合情合理。</p>
</div><p>The husband calculates that by the time he and his wife retire, they will have a nest egg that ranges from $8 million to $12 million. Ramsey congratulated the couple, but the call shifted into determining how much money to give to the children.</p>
<div class="lb-trans"><p>这位丈夫计算出，当他和妻子退休时，他们将拥有 800 万到 1200 万美元的积蓄。拉姆齐祝贺这对夫妇，但电话的讨论转向了如何给孩子们分配遗产的问题。</p>
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<li><strong>美国普通夫妇为退休储蓄了这么多——您如何比较？</strong></li>
</ul>
</div><p>The caller was looking for biblical guidance and doesn't want to spoil his children when it's time to give them the money. Although there is a misconception that the Bible teaches that money is evil, Ramsey nipped it in the bud.</p>
<div class="lb-trans"><p>来电者希望获得圣经指导，并不想在给孩子们钱时宠坏他们。尽管有一种误解认为圣经教导金钱是邪恶的，但拉姆齐当即驳斥了这一观点。</p>
</div><p>&#34;A Godly man leaves an inheritance to his children's children,&#34; Ramsey said during the call. That's not just his personal opinion, either. It's deeply rooted in the Bible.</p>
<div class="lb-trans"><p>&#34;一个敬虔的人会给他的孙子留下遗产，&#34;拉姆齐在通话中说道。这不仅仅是他的个人观点，而是深深植根于圣经中。</p>
</div><h2>Prepare Your Children For The Responsibility</h2>
<div class="lb-trans"><h2>为孩子们准备责任</h2>
</div><p>Ramsey starts his suggestions by saying that the couple can teach the children how to manage the inheritance while the couple is still alive.</p>
<div class="lb-trans"><p>拉姆齐开始建议说，这对夫妇可以在他们仍然活着的时候教孩子们如何管理遗产。</p>
</div><p>The daughters range from seven to 13 years old, so there is still plenty of time to instill good money habits. Ramsey said that you aren't required to give them an inheritance, but he also said to the husband that an inheritance isn't going to damage them. The husband seems to have believed that previously, and Ramsey continued to break this myth.</p>
<div class="lb-trans"><p>这四个女儿的年龄从七岁到十三岁，因此还有充足的时间来培养良好的理财习惯。拉姆齐表示，您并不一定要给他们遗产，但他也告诉这位丈夫，遗产不会对他们造成伤害。这位丈夫似乎之前相信过这一点，而拉姆齐继续打破这个神话。</p>
</div><p>&#34;Wealth magnifies the character of the person,&#34; Ramsey explained. Someone who has a good character will be able to manage the money more effectively. However, bad people end up becoming even worse once they have money.</p>
<div class="lb-trans"><p>&#34;财富放大了一个人的品格，&#34;拉姆齐解释道。一个品德良好的人能够更有效地管理金钱。然而，坏人一旦拥有金钱，往往会变得更加糟糕。</p>
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</div><p>Ramsey goes on to mention that he told his children that they were not entitled to anything. Instead, they had to have a spiritual understanding of the wealth to be qualified to manage it. Ramsey views wealth as something that you do not own. You get to manage money, but God owns it.</p>
<div class="lb-trans"><p>拉姆齐接着提到，他告诉孩子们，他们没有权利拥有任何东西。相反，他们必须对财富有精神上的理解，才能有资格管理它。拉姆齐认为财富是您不拥有的东西。您可以管理金钱，但上帝才是财富的拥有者。</p>
</div><p>Wealth is heavy to carry and comes with a lot of responsibility. Ramsey told the couple to teach their children now so they will be ready to handle that responsibility when the time arrives.</p>
<div class="lb-trans"><p>财富是沉重的负担，伴随着巨大的责任。拉姆齐告诉这对夫妇，现在就教他们的孩子，以便在时机来临时，他们能够承担起这份责任。</p>
</div><h2>Make Sure They Are Qualified</h2>
<div class="lb-trans"><h2>确保他们有资格</h2>
</div><p>Ramsey also said that the couple should cut any child out of the will who isn't qualified to manage the money. He said he would have done that with his own children if they weren't qualified to manage the money.</p>
<div class="lb-trans"><p>拉姆齐还表示，这对夫妇应该将任何不具备管理金钱资格的孩子排除在遗嘱之外。他说，如果自己的孩子不具备管理金钱的资格，他也会这样做。</p>
</div><p>Since Ramsey views an inheritance as managing God's money, he wants to make sure his children follow the lessons in the Bible. Faith and spirituality are core components of how Ramsey approaches finances, and he wants his children to embrace that as well. All of his children have gone on to become adults who manage their finances responsibly.</p>
<div class="lb-trans"><p>由于拉姆齐将遗产视为管理上帝的财富，他希望确保自己的孩子遵循圣经中的教导。信仰和灵性是拉姆齐处理财务的核心组成部分，他希望自己的孩子也能接受这一点。他的所有孩子都成长为能够负责任地管理自己财务的成年人。</p>
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</div><h2>The Temple Of God Was Built With An Inheritance</h2>
<div class="lb-trans"><h2>神的殿是用遗产建造的</h2>
</div><p>The underlying context of the call is that the husband wanted to make sure it was biblically acceptable to give his daughters a large inheritance once the couple passed away.That's why the call included biblical references, including dispelling the myth that the Bible says that money is the root of all evil.</p>
<div class="lb-trans"><p>来电的潜在背景是，这位丈夫想确保在他和妻子去世后，给女儿们留下大笔遗产是符合圣经的。这就是为什么通话中提到了圣经的引用，包括驳斥圣经说金钱是万恶之源的神话。</p>
</div><p>Ramsey breaks this common concern by reminding people that Solomon used the inheritance he received from David to build the First Temple in Jerusalem. Ramsey estimates that the temple cost $10 billion to $20 billion in current money to build.</p>
<div class="lb-trans"><p>拉姆齐通过提醒人们所罗门利用从大卫那里继承的财富建造了耶路撒冷的第一圣殿，打破了这一普遍担忧。拉姆齐估计，建造这座圣殿的成本在当前货币中为 100 亿到 200 亿美元。</p>
</div><p>&#34;God uses families that have character generationally to manage His goods,&#34; Ramsey said when bringing up Solomon and David.</p>
<div class="lb-trans"><p>&#34;上帝利用具有品德的家庭来世代管理他的财富，&#34;拉姆齐在提到所罗门和大卫时说道。</p>
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</div><p><em><strong>Image: Shutterstock</strong></em></p>
<div class="lb-trans"><p><em><strong>图片来源：Shutterstock</strong></em></p>
</div>

一对高净值夫妇向戴夫·拉姆齐咨询他们孩子的遗产是否过于丰厚：‘一个虔诚的人会为他的子孙后代留下遗产’