<table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg"/></td>
</tr>
<tr>
<td>PVI 领导在 2025 年在河内召开的股东大会上介绍了关键决议，强调了股东的强大支持。 — 图片来源 pviholdings.com.vn</td>
</tr>
</tbody>
</table>
<p>河内 — PVI 控股于 4 月 22 日召开了 2025 年年度股东大会，重申了其对可持续增长的承诺。</p>
<p>尽管全球经济不确定性和受到超级台风雅吉影响的动荡保险市场，PVI 成功超越了 2024 年的业务目标。合并收入达到近 21800 亿越南盾（8.5 亿美元），完成了年度计划的 125%。</p>
<p>税前利润达到 1118 亿越南盾，超出目标 4%。</p>
<p>这一稳健的业绩使 PVI 批准了 2024 年 31.5% 的现金分红——这是其历史上最高的分红之一，也是连续第十年分红超过 20%。</p>
<p>将近 750 亿越南盾将分配给股东，反映了 PVI 系统内部的强大实力和韧性。</p>
<p>然而，在 2025 年，PVI 在恢复但仍然脆弱的金融市场中设定了更为谨慎的目标。</p>
<p>公司目标为税前利润达到 1090 亿越南盾，较 2024 年略有下降。预计总合并收入为 21400 亿越南盾，同比小幅下降 1.7%。</p>
<p>对于母公司，PVI 的目标是税前利润达到 786 亿越南盾——较 2024 年的 771 亿越南盾有所增加——总收入接近 1180 亿越南盾。这些目标考虑了预期的低利率，预计范围在 4.7% 到 6% 之间。</p>
<p>董事会主席 Jens Holger Wohlthat 承认，2025 年是为 2026-2030 发展阶段奠定基础的关键一年。他强调了韧性和长期愿景的重要性，尤其是在越南进行体制改革和加速经济转型的背景下。</p>
<table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg"/></td>
</tr>
<tr>
<td>董事会主席 Jens Holger Wohlthat 在会议上发言。 — 图片来源 pviholdings.com.vn</td>
</tr>
</tbody>
</table>
<p>为了实现这些目标，PVI 将专注于保险分销渠道的数字化扩展，包括电子商务、代理、经纪和银行保险。在再保险方面，公司计划扩大国内市场份额，并进一步探索国际市场。</p>
<p>他表示，公司股价达到了历史最高水平，这并非由公关活动推动，而是由实际业绩驱动。PVI 是全球少数几家将超过 90% 税后利润作为分红的保险公司之一，分红与股价比率超过 5%。</p>
<p>“我们承诺尽一切努力保护和发展股东委托给我们的资本，并努力实现新的里程碑，走向世界，使用新的国际标准来衡量我们的业绩，” Wohlthat 说。</p>
<p>他还回应了股东关于河内再保险的战略合作伙伴的询问。</p>
<p>PVI 控股目前拥有河内再保险超过 80% 的股份，留有额外战略投资者的空间。虽然尚未最终确定任何决定，但公司正在寻求长期合作伙伴，以支持河内再保险的信用评级提升和收入多元化。</p>
<p>随着 PVI 在 2026 年迎来 30 周年，超过 2500 名员工团结在一起，致力于加速、转型和提升公司至全球标准。</p>
<p>展望未来，PVI 旨在保持在非寿险效率方面的领先地位。它还将扩展传统和非传统服务，完善零售商业模式，并增强再保险业务。</p>
<p>PVI 计划维持 PVI 保险的国际信用评级为 A-，河内再保险的信用评级为 B++。 — VNS</p>

每周浮息即期履行市政债免税 ETF - Invesco

<p>PVI 控股召开了 2025 年股东大会，报告了 2024 年强劲的业绩，现金分红达到 31.5%，这是连续第十年超过 20%。公司实现了近 21.8 万亿越南盾的收入和 1.118 万亿越南盾的税前利润，超出预期目标。对于 2025 年，PVI 设定了谨慎的目标，预计收入为 21.4 万亿越南盾，税前利润为 1.09 万亿越南盾。公司将重点关注数字化扩展和探索国际市场，同时保持强劲的分红，并寻求与河内再保险的战略合作伙伴</p>

<table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg" alt="" original-src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg"/></td>
</tr>
<tr>
<td>PVI leaders present key resolutions at the 2025 AGM in Hà Nội, highlighting strong shareholder support. — Photo pviholdings.com.vn</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg" alt="" original-src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419789_5147605612356401_PVI%20shareholders%20meeting.jpeg"/></td>
</tr>
<tr>
<td>PVI 领导在 2025 年在河内召开的股东大会上介绍了关键决议，强调了股东的强大支持。 — 图片来源 pviholdings.com.vn</td>
</tr>
</tbody>
</table>
</div><p>HÀ NỘI — PVI Holdings held its 2025 Annual General Meeting of Shareholders (AGM) on April 22, reaffirming its commitment to sustainable growth.</p>
<div class="lb-trans"><p>河内 — PVI 控股于 4 月 22 日召开了 2025 年年度股东大会，重申了其对可持续增长的承诺。</p>
</div><p>Despite global economic uncertainties and a turbulent insurance market impacted by super typhoon Yagi, PVI successfully surpassed its 2024 business targets. Consolidated revenue reached nearly VNĐ21.8 trillion (US$850 million), completing 125 per cent of the annual plan.</p>
<div class="lb-trans"><p>尽管全球经济不确定性和受到超级台风雅吉影响的动荡保险市场，PVI 成功超越了 2024 年的业务目标。合并收入达到近 21800 亿越南盾（8.5 亿美元），完成了年度计划的 125%。</p>
</div><p>Pre-tax profit hit VNĐ1.118 trillion, exceeding the target by 4 per cent.</p>
<div class="lb-trans"><p>税前利润达到 1118 亿越南盾，超出目标 4%。</p>
</div><p>This solid performance allowed PVI to approve a 31.5 per cent cash dividend for 2024 – one of the highest payouts in its history and the tenth consecutive year of dividends above 20 per cent.</p>
<div class="lb-trans"><p>这一稳健的业绩使 PVI 批准了 2024 年 31.5% 的现金分红——这是其历史上最高的分红之一，也是连续第十年分红超过 20%。</p>
</div><p>Nearly VNĐ750 billion will be distributed to shareholders, reflecting strong internal strength and resilience across the PVI system.</p>
<div class="lb-trans"><p>将近 750 亿越南盾将分配给股东，反映了 PVI 系统内部的强大实力和韧性。</p>
</div><p>In 2025, however, PVI is setting more cautious goals amid a recovering but still fragile financial market.</p>
<div class="lb-trans"><p>然而，在 2025 年，PVI 在恢复但仍然脆弱的金融市场中设定了更为谨慎的目标。</p>
</div><p>The company aims for consolidated pre-tax profit of VNĐ1.09 trillion, slightly down from 2024. Total consolidated revenue is projected at VNĐ21.4 trillion, a modest decrease of 1.7 per cent year-on-year.</p>
<div class="lb-trans"><p>公司目标为税前利润达到 1090 亿越南盾，较 2024 年略有下降。预计总合并收入为 21400 亿越南盾，同比小幅下降 1.7%。</p>
</div><p>For the parent company, PVI targets VNĐ786 billion in pre-tax profit – an increase from VNĐ771 billion in 2024 – and total revenue of nearly VNĐ1.18 trillion. These goals take into account anticipated low interest rates, which are expected to range from 4.7 to 6 per cent.</p>
<div class="lb-trans"><p>对于母公司，PVI 的目标是税前利润达到 786 亿越南盾——较 2024 年的 771 亿越南盾有所增加——总收入接近 1180 亿越南盾。这些目标考虑了预期的低利率，预计范围在 4.7% 到 6% 之间。</p>
</div><p>Jens Holger Wohlthat, chairman of the Board of Directors, acknowledged that 2025 is a pivotal year for laying the groundwork for the 2026–2030 development phase. He emphasised the importance of resilience and long-term vision, especially as Việt Nam embraces institutional reform and accelerates its economic transformation.</p>
<div class="lb-trans"><p>董事会主席 Jens Holger Wohlthat 承认，2025 年是为 2026-2030 发展阶段奠定基础的关键一年。他强调了韧性和长期愿景的重要性，尤其是在越南进行体制改革和加速经济转型的背景下。</p>
</div><table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg" alt="" original-src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg"/></td>
</tr>
<tr>
<td>Jens Holger Wohlthat, chairman of the Board of Directors,speaks at the meeting. — Photo pviholdings.com.vn</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg" alt="" original-src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/4/24/419790_5147606990211857_PVI%20leader.jpeg"/></td>
</tr>
<tr>
<td>董事会主席 Jens Holger Wohlthat 在会议上发言。 — 图片来源 pviholdings.com.vn</td>
</tr>
</tbody>
</table>
</div><p>To meet these targets, PVI will focus on digital expansion in insurance distribution channels, including e-commerce, agency, brokerage and bancassurance. In reinsurance, the company plans to grow its domestic presence and further explore international markets.</p>
<div class="lb-trans"><p>为了实现这些目标，PVI 将专注于保险分销渠道的数字化扩展，包括电子商务、代理、经纪和银行保险。在再保险方面，公司计划扩大国内市场份额，并进一步探索国际市场。</p>
</div><p>He shared that the share prices of the company reached its highest level ever, driven not by PR campaigns but by real results. PVI is among the few insurers globally that return more than 90 per cent of after-tax profits as dividends, with a dividend-to-price ratio above 5 per cent.</p>
<div class="lb-trans"><p>他表示，公司股价达到了历史最高水平，这并非由公关活动推动，而是由实际业绩驱动。PVI 是全球少数几家将超过 90% 税后利润作为分红的保险公司之一，分红与股价比率超过 5%。</p>
</div><p>“We are committed to making every effort to preserve and develop the capital that our shareholders have entrusted to us, and to strive for new milestones, reaching out to the world and using new international standards as a measure of our performance,” Wohlthat said.</p>
<div class="lb-trans"><p>“我们承诺尽一切努力保护和发展股东委托给我们的资本，并努力实现新的里程碑，走向世界，使用新的国际标准来衡量我们的业绩，” Wohlthat 说。</p>
</div><p>He also addressed shareholder inquiries regarding strategic partners for Hanoi Re.</p>
<div class="lb-trans"><p>他还回应了股东关于河内再保险的战略合作伙伴的询问。</p>
</div><p>PVI Holdings currently owns over 80 per cent of Hanoi Re, leaving room for additional strategic investors. While no decisions have been finalised, the company is seeking long-term partners to support Hanoi Re’s credit rating upgrade and revenue diversification.</p>
<div class="lb-trans"><p>PVI 控股目前拥有河内再保险超过 80% 的股份，留有额外战略投资者的空间。虽然尚未最终确定任何决定，但公司正在寻求长期合作伙伴，以支持河内再保险的信用评级提升和收入多元化。</p>
</div><p>As PVI approaches its 30th anniversary in 2026, over 2,500 employees are united in their mission to accelerate, transform and elevate the company to global standards.</p>
<div class="lb-trans"><p>随着 PVI 在 2026 年迎来 30 周年，超过 2500 名员工团结在一起，致力于加速、转型和提升公司至全球标准。</p>
</div><p>Looking forward, PVI aims to maintain its leading position in non-life insurance efficiency. It will also expand traditional and non-traditional services, refine its retail business model, and enhance reinsurance operations.</p>
<div class="lb-trans"><p>展望未来，PVI 旨在保持在非寿险效率方面的领先地位。它还将扩展传统和非传统服务，完善零售商业模式，并增强再保险业务。</p>
</div><p>PVI plans to sustain international credit ratings of A- for PVI Insurance and B++ for Hanoi Re. — VNS</p>
<div class="lb-trans"><p>PVI 计划维持 PVI 保险的国际信用评级为 A-，河内再保险的信用评级为 B++。 — VNS</p>
</div>

PVI 在 2024 年表现强劲后制定了 2025 年的战略目标