<p>2025 年 5 月 1 日- 下午 1:00</p>
<p><em>TFSB 将通过 Blend 将再融资周转时间缩短至 20 分钟以内</em></p>
<p>旧金山 --（商业资讯）--Blend Labs Inc.（纽约证券交易所代码：BLND），一家领先的数字银行解决方案的发起平台，今天宣布，联邦储蓄银行（TFSB），一家拥有 18 亿美元资产的顶级私营、联邦特许的退伍军人拥有银行，已扩大与 Blend 的合作，实施 Rapid Refi，这一解决方案大幅缩短了再融资流程——从申请到意向书——在 20 分钟以内完成。</p>
<p><em>“从我们第一次看到 Rapid Refi 时，我们就全力以赴，” 联邦储蓄银行首席技术官 Michael Belmont 表示。“再融资借款人行动迅速，任何延迟或摩擦都可能导致业务损失。通过 Rapid Refi，我们不仅加快了流程——我们还提供了借款人今天所期望的体验。”</em></p>
<p>TFSB 选择 Rapid Refi 来应对一个关键的行业挑战：在利率比较过程中高比例的流失。整个银行业的再融资保留率仍然较低——平均仅为 12%——导致数十亿美元的收入损失。在客户保留成为关键增长驱动因素的市场中，即使是适度的提升也能创造出有意义的战略优势。</p>
<p>为了解决这个问题，TFSB 正在重新构想借款人的旅程，利用 Blend 的超个性化和自动化体验，使借款人能够在一个无缝的会话中完成再融资申请并接收披露，无需人工干预。对于像 TFSB 这样的贷款机构来说，采用 Blend 的 Rapid Refi 已经显示出早期的潜力，试点项目推动了超过 20% 的借款人保留率提升。</p>
<p><em>“再融资交易长期以来受到过时工作流程和低保留率的困扰，” Blend 的联合创始人兼首席执行官 Nima Ghamsari 表示。“我们构建 Rapid Refi 是为了帮助贷款机构在速度、信任和客户体验上竞争——而 TFSB 正是这一愿景实现的完美例证。”</em></p>
<p><strong>关于 Blend Rapid Refi</strong></p>
<p>Blend Rapid Refi 通过结合连接数据、智能自动化和超个性化，改变了再融资体验，使借款人能够在一次 “快速” 会话中从咨询到意向书。通过自动化资格审查、披露处理和捕捉意向书，借款人可以快速而轻松地完成整个过程，创造出真正快速的体验。</p>
<p><em>对于 Blend 的 Rapid Refi 解决方案，首批可用的再融资类型包括常规现金提取和 FHA 简化再融资。其他类型，包括 VA IRRRL 和常规利率/期限再融资，预计将在 2025 年上半年发布。</em></p>
<p>要更快地将再融资机会转化为已融资贷款，请访问 blend.com/rapid-home-refi/。</p>
<p><strong>关于 Blend</strong></p>
<p>Blend Labs Inc.（纽约证券交易所代码：BLND）是数字银行解决方案的领先发起平台。金融服务提供商——从大型银行、金融科技公司和信用合作社到社区和独立抵押银行——都使用 Blend 的平台来转变客户的银行体验。更好的银行体验始于 Blend。要了解更多信息，请访问 blend.com。</p>
<p><strong>关于联邦储蓄银行</strong></p>
<p>联邦储蓄银行是美国最大的私营退伍军人拥有和运营的银行。作为一家联邦特许银行，我们自豪地成为全国性的抵押贷款机构，支持所有 50 个州的借款人。通过将尖端技术与个性化服务相结合，我们帮助使住房贷款过程尽可能顺畅和高效。要了解更多信息，请访问 thefederalsavingsbank.com。</p>
<p><strong>前瞻性免责声明</strong></p>
<p>本新闻稿包含根据《1933 年证券法》第 27A 条和《1934 年证券交易法》第 21E 条的定义的前瞻性声明。这些声明通常与未来事件、未来表现或预期相关，并涉及重大风险和不确定性。本新闻稿中的前瞻性声明可能包括但不限于我们对产品路线图、未来产品/功能、新产品/功能推出时间、市场规模和增长机会、宏观经济和行业状况、资本支出、未来运营计划、竞争地位、技术能力和战略关系的预期，以及与上述内容相关的假设。本新闻稿中包含的前瞻性声明面临风险和不确定性，这可能导致实际结果与预测结果存在重大差异。在某些情况下，您可以通过诸如 “可能”、“将”、“应该”、“期望”、“计划”、“预期”、“可以”、“会”、“打算”、“目标”、“项目”、“考虑”、“相信”、“估计”、“预测”、“潜在” 或 “继续” 等术语或这些术语的否定形式或其他类似术语来识别前瞻性声明，这些术语涉及 Blend 的预期、战略、计划或意图。您不应对任何前瞻性声明过度依赖。前瞻性声明不应被视为未来表现或结果的保证，并且不一定是实现此类表现或结果的时间的准确指示，甚至可能根本无法实现。有关这些风险和不确定性的更多信息已在我们向证券交易委员会提交的文件中列出。本新闻稿中的所有前瞻性声明均基于 Blend 在本日期可获得的信息以及假设和信念。新的风险和不确定性会不时出现，我们无法预测所有可能影响本新闻稿中前瞻性声明的风险和不确定性。除法律要求外，Blend 不承担任何公开更新或修订任何前瞻性声明的义务，无论是由于新信息、未来发展还是其他原因。</p>
<p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNTA1MDE2ODg1MTdyMQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNTA1MDE2ODg1MTdyMQ"/></p>
<p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20250501688517/en/</p>
<p><strong>媒体联系人</strong></p>
<p>Chloé Demeunynck</p>
<p>企业传播</p>
<p>press@blend.com</p>
<p>来源：Blend</p>

BLND

<p>联邦储蓄银行（TFSB）与 Blend Labs Inc.合作推出了 Rapid Refi，这是一项将抵押贷款再融资过程缩短至 20 分钟以内的解决方案。该举措旨在提高借款人留存率，而目前行业内的留存率较低。TFSB 的首席技术官强调了在再融资过程中速度的重要性，以避免业务流失。Blend 的 Rapid Refi 结合了自动化和个性化，简化了申请流程，试点项目显示借款人留存率提高了 20%。该解决方案将支持多种再融资类型，预计在 2025 年将提供更多选项</p>

<p>05/01/2025 - 01:00 PM</p>
<div class="lb-trans"><p>2025 年 5 月 1 日- 下午 1:00</p>
</div><p><em>TFSB to Cut Refi Turnaround Time to Under 20 Minutes with Blend</em></p>
<div class="lb-trans"><p><em>TFSB 将通过 Blend 将再融资周转时间缩短至 20 分钟以内</em></p>
</div><p>SAN FRANCISCO--(BUSINESS WIRE)--Blend Labs Inc. (NYSE: BLND), a leading origination platform for digital banking solutions, today announced that The Federal Savings Bank (TFSB), a top privately held, federally chartered veteran-owned bank with $1.18 billion in assets, has expanded its partnership with Blend to implement Rapid Refi, a solution that dramatically shortens the refinance process—from application to Intent to Proceed—in less than 20 minutes.</p>
<div class="lb-trans"><p>旧金山 --（商业资讯）--Blend Labs Inc.（纽约证券交易所代码：BLND），一家领先的数字银行解决方案的发起平台，今天宣布，联邦储蓄银行（TFSB），一家拥有 18 亿美元资产的顶级私营、联邦特许的退伍军人拥有银行，已扩大与 Blend 的合作，实施 Rapid Refi，这一解决方案大幅缩短了再融资流程——从申请到意向书——在 20 分钟以内完成。</p>
</div><p><em>“From the moment we saw Rapid Refi, we were all in,” said Michael Belmont, Chief Technology Officer at The Federal Savings Bank. “Refinance borrowers move quickly, and any delay or friction can lead to lost business. With Rapid Refi, we’re not just speeding things up—we’re delivering the kind of experience borrowers expect today.”</em></p>
<div class="lb-trans"><p><em>“从我们第一次看到 Rapid Refi 时，我们就全力以赴，” 联邦储蓄银行首席技术官 Michael Belmont 表示。“再融资借款人行动迅速，任何延迟或摩擦都可能导致业务损失。通过 Rapid Refi，我们不仅加快了流程——我们还提供了借款人今天所期望的体验。”</em></p>
</div><p>TFSB selected Rapid Refi to address a critical industry challenge: high fallout during rate shopping.Refinance retention across the banking industry remains low—just 12% on average—resulting in billions in lost revenue. And in a market where customer retention is becoming a key growth driver, even modest gains can create meaningful strategic advantages.</p>
<div class="lb-trans"><p>TFSB 选择 Rapid Refi 来应对一个关键的行业挑战：在利率比较过程中高比例的流失。整个银行业的再融资保留率仍然较低——平均仅为 12%——导致数十亿美元的收入损失。在客户保留成为关键增长驱动因素的市场中，即使是适度的提升也能创造出有意义的战略优势。</p>
</div><p>To address this, TFSB is reimagining the borrower journey with Blend’s hyper-personalized and automated experience that enables borrowers to complete their refinance application and receive disclosures in a single, seamless session, without the need for human intervention. For lenders like TFSB, adopting Blend’s Rapid Refi has already shown early promise, with pilot programs driving more than a 20% increase in borrower retention.</p>
<div class="lb-trans"><p>为了解决这个问题，TFSB 正在重新构想借款人的旅程，利用 Blend 的超个性化和自动化体验，使借款人能够在一个无缝的会话中完成再融资申请并接收披露，无需人工干预。对于像 TFSB 这样的贷款机构来说，采用 Blend 的 Rapid Refi 已经显示出早期的潜力，试点项目推动了超过 20% 的借款人保留率提升。</p>
</div><p><em>“Refinance transactions have long been plagued by outdated workflows and low retention,” said Nima Ghamsari, co-founder and CEO of Blend. “We built Rapid Refi to help lenders compete on speed, trust, and customer experience—and TFSB is the perfect example of how that vision comes to life.”</em></p>
<div class="lb-trans"><p><em>“再融资交易长期以来受到过时工作流程和低保留率的困扰，” Blend 的联合创始人兼首席执行官 Nima Ghamsari 表示。“我们构建 Rapid Refi 是为了帮助贷款机构在速度、信任和客户体验上竞争——而 TFSB 正是这一愿景实现的完美例证。”</em></p>
</div><p><strong>About Blend Rapid Refi</strong></p>
<div class="lb-trans"><p><strong>关于 Blend Rapid Refi</strong></p>
</div><p>Blend Rapid Refi transforms the refinance experience by combining connected data, intelligent automation, and hyper-personalization to take borrowers from inquiry to Intent-to-Proceed in a single “rapid” session. By automating qualification, disclosure handling, and capturing Intent-To-Proceed, borrowers can move quickly and effortlessly through the entire process, creating a truly rapid experience.</p>
<div class="lb-trans"><p>Blend Rapid Refi 通过结合连接数据、智能自动化和超个性化，改变了再融资体验，使借款人能够在一次 “快速” 会话中从咨询到意向书。通过自动化资格审查、披露处理和捕捉意向书，借款人可以快速而轻松地完成整个过程，创造出真正快速的体验。</p>
</div><p><em>For Blend’s Rapid Refi solution, the first refinance types—conventional cash-out and FHA Streamline—are generally available. Additional types, including VA IRRRL and conventional rate/term refinances, are slated for release in the first half of 2025.</em></p>
<div class="lb-trans"><p><em>对于 Blend 的 Rapid Refi 解决方案，首批可用的再融资类型包括常规现金提取和 FHA 简化再融资。其他类型，包括 VA IRRRL 和常规利率/期限再融资，预计将在 2025 年上半年发布。</em></p>
</div><p>To turn refinance opportunities into funded loans faster, visit blend.com/rapid-home-refi/.</p>
<div class="lb-trans"><p>要更快地将再融资机会转化为已融资贷款，请访问 blend.com/rapid-home-refi/。</p>
</div><p><strong>About Blend</strong></p>
<div class="lb-trans"><p><strong>关于 Blend</strong></p>
</div><p>Blend Labs Inc. (NYSE: BLND) is a leading origination platform for digital banking solutions. Financial providers—from large banks, fintechs, and credit unions to community and independent mortgage banks—use Blend’s platform to transform banking experiences for their customers. Better banking starts on Blend. To learn more, visit blend.com.</p>
<div class="lb-trans"><p>Blend Labs Inc.（纽约证券交易所代码：BLND）是数字银行解决方案的领先发起平台。金融服务提供商——从大型银行、金融科技公司和信用合作社到社区和独立抵押银行——都使用 Blend 的平台来转变客户的银行体验。更好的银行体验始于 Blend。要了解更多信息，请访问 blend.com。</p>
</div><p><strong>About The Federal Savings Bank</strong></p>
<div class="lb-trans"><p><strong>关于联邦储蓄银行</strong></p>
</div><p>The Federal Savings Bank is the largest, privately held, veteran owned and operated bank in the country. As a federally chartered bank, we are proud to be a nationwide mortgage lender, supporting borrowers in all 50 states. By fusing cutting-edge technology with personalized care, we help make the home lending journey as smooth and efficient as possible. To learn more, visit thefederalsavingsbank.com.</p>
<div class="lb-trans"><p>联邦储蓄银行是美国最大的私营退伍军人拥有和运营的银行。作为一家联邦特许银行，我们自豪地成为全国性的抵押贷款机构，支持所有 50 个州的借款人。通过将尖端技术与个性化服务相结合，我们帮助使住房贷款过程尽可能顺畅和高效。要了解更多信息，请访问 thefederalsavingsbank.com。</p>
</div><p><strong>Forward-Looking Disclaimer</strong></p>
<div class="lb-trans"><p><strong>前瞻性免责声明</strong></p>
</div><p>This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements generally relate to future events, future performance or expectations and involve substantial risks and uncertainties. Forward-looking statements in this press release may include, but are not limited to, our expectations regarding our product roadmap, future products/features, the timing of new product/feature introductions, market size and growth opportunities, macroeconomics and industry conditions, capital expenditures, plans for future operations, competitive position, technological capabilities and strategic relationships, as well as assumptions relating to the foregoing. The forward-looking statements contained in this press release are subject to risks and uncertainties that could cause actual outcomes to differ materially from the outcomes predicted. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “expect,” “plan,” “anticipate,” “could,” “would,” “intend,” “target,” “project,” “contemplate,” “believe,” “estimate,” “predict,” “potential” or “continue” or the negative of these terms or other comparable terminology that concern Blend’s expectations, strategy, plans or intentions. You should not put undue reliance on any forward-looking statements. Forward-looking statements should not be read as a guarantee of future performance or results and will not necessarily be accurate indications of the times at, or by which such performance or results will be achieved, if at all. Further information on these risks and uncertainties are set forth in our filings with the Securities and Exchange Commission. All forward-looking statements in this press release are based on information available to Blend and assumptions and beliefs as of the date hereof. New risks and uncertainties emerge from time to time, and it is not possible for us to predict all risks and uncertainties that could have an impact on the forward-looking statements contained in this press release. Except as required by law, Blend does not undertake any obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future developments, or otherwise.</p>
<div class="lb-trans"><p>本新闻稿包含根据《1933 年证券法》第 27A 条和《1934 年证券交易法》第 21E 条的定义的前瞻性声明。这些声明通常与未来事件、未来表现或预期相关，并涉及重大风险和不确定性。本新闻稿中的前瞻性声明可能包括但不限于我们对产品路线图、未来产品/功能、新产品/功能推出时间、市场规模和增长机会、宏观经济和行业状况、资本支出、未来运营计划、竞争地位、技术能力和战略关系的预期，以及与上述内容相关的假设。本新闻稿中包含的前瞻性声明面临风险和不确定性，这可能导致实际结果与预测结果存在重大差异。在某些情况下，您可以通过诸如 “可能”、“将”、“应该”、“期望”、“计划”、“预期”、“可以”、“会”、“打算”、“目标”、“项目”、“考虑”、“相信”、“估计”、“预测”、“潜在” 或 “继续” 等术语或这些术语的否定形式或其他类似术语来识别前瞻性声明，这些术语涉及 Blend 的预期、战略、计划或意图。您不应对任何前瞻性声明过度依赖。前瞻性声明不应被视为未来表现或结果的保证，并且不一定是实现此类表现或结果的时间的准确指示，甚至可能根本无法实现。有关这些风险和不确定性的更多信息已在我们向证券交易委员会提交的文件中列出。本新闻稿中的所有前瞻性声明均基于 Blend 在本日期可获得的信息以及假设和信念。新的风险和不确定性会不时出现，我们无法预测所有可能影响本新闻稿中前瞻性声明的风险和不确定性。除法律要求外，Blend 不承担任何公开更新或修订任何前瞻性声明的义务，无论是由于新信息、未来发展还是其他原因。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNTA1MDE2ODg1MTdyMQ" alt="" original-src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20250501688517r1&amp;sid=acqr8&amp;distro=nx&amp;lang=en"/></p>
<p>View source version on businesswire.com: https://www.businesswire.com/news/home/20250501688517/en/</p>
<div class="lb-trans"><p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20250501688517/en/</p>
</div><p><strong>Press Contact</strong></p>
<div class="lb-trans"><p><strong>媒体联系人</strong></p>
</div><p>Chloé Demeunynck</p>
<div class="lb-trans"><p>Chloé Demeunynck</p>
</div><p>Corporate Communications</p>
<div class="lb-trans"><p>企业传播</p>
</div><p>press@blend.com</p>
<div class="lb-trans"><p>press@blend.com</p>
</div><p>Source: Blend</p>
<div class="lb-trans"><p>来源：Blend</p>
</div>

联邦储蓄银行与 Blend 合作，为借款人提供更快速的抵押贷款再融资体验 | Blend Labs 股票新闻