<p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2025/05/mini-insurance.jpg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xNDAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2025/05/mini-insurance.jpg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xNDAw"/></p>
<p>你最近有没有计算过汽车保险的费用？无论现在 Hulu 上那只壁虎或鸸鹋在卖什么，相信我，保险费已经达到了历史最高点。但别担心，亲爱的_Electrekkies_——我已经做了一些调查，挖掘出了 2025 年 5 月最便宜的电动车保险清单！</p>
<p>在我整理这个清单时，我意识到有很多方式可以呈现这些信息。最后，我决定采用 “倒计时风格”，按降序排列，文章最后列出最便宜的新电动车保险。</p>
<h2>5. 日产 LEAF</h2>
<p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2023/10/Nissan-LEAF-Tax-Credit-2.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2023/10/Nissan-LEAF-Tax-Credit-2.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0"/></p>
<p>2024 年日产 LEAF SV；来源于日产。</p>
<p>日产 LEAF 专注于经济高效，并坚守几乎已经过时的 CHAdeMO 充电标准，2025 年几乎没有在经销商处热销，但如果你每天单程行驶不到 100 英里（或住/工作在 CHAdeMO 快充附近），LEAF 是 2025 年你可以购买的最便宜的新车之一。它的保险费用也是最便宜的之一，<strong>年保险费用仅为 2369 美元</strong>。</p>
<ul>
<li>点击这里获取当地优惠，购买一辆经济实惠的新日产 LEAF。</li>
</ul>
<h2>4. 大众 ID.4</h2>
<p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2024/04/VW-sales-1.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2024/04/VW-sales-1.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0"/></p>
<p>2024 年大众 ID.4；来源于大众。</p>
<p>作为最受欢迎的传统电动车之一，ID.4 提供了大众的制造质量和（2024 年）一个支持 Chat-GPT 的界面。为了保持 ID.4 的销量，大众经销商正在积极提供折扣，使这款快速充电、EPA 评级 291 英里、5 星安全评级的电动车成为一个难以超越的价值选择——尤其是考虑到经济实惠的汽车保险，<strong>年保险费用仅为 2318 美元</strong>。</p>

大众汽车(ADR)

大众(ADR)

<p>汽车保险费达到了历史新高，但在 2025 年，电动车（EV）仍有负担得起的选择。文章列出了保险费用最低的电动车，首先是日产 LEAF，预计年保险费用为 2,369 美元，其次是大众 ID.4，保险费用为 2,318 美元。这些车辆结合了高效、安全和较低的保险费用，使其成为消费者的吸引选择</p>

<p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2025/05/mini-insurance.jpg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xNDAw" alt="" original-src="https://electrek.co/wp-content/uploads/sites/3/2025/05/mini-insurance.jpg?quality=82&amp;strip=all&amp;w=1400"/></p>
<p>Have you priced out car insurance lately? Regardless of what the gecko or the emu are selling on Hulu these days, believe me when I tell you that insurance premiums are at an all-time high. But fear not, fellow <em>Electrekkies</em>– for I’ve done some digging and unearthed this lest of the cheapest EVs to insure in May 2025!</p>
<div class="lb-trans"><p>你最近有没有计算过汽车保险的费用？无论现在 Hulu 上那只壁虎或鸸鹋在卖什么，相信我，保险费已经达到了历史最高点。但别担心，亲爱的_Electrekkies_——我已经做了一些调查，挖掘出了 2025 年 5 月最便宜的电动车保险清单！</p>
</div><p>As I was putting this list together, I realized there were plenty of ways for me to present this information. In the end, I decided to go “countdown style” in descending order, with the absolute cheapest new EV to insure at the end of the article.</p>
<div class="lb-trans"><p>在我整理这个清单时，我意识到有很多方式可以呈现这些信息。最后，我决定采用 “倒计时风格”，按降序排列，文章最后列出最便宜的新电动车保险。</p>
</div><h2>5. Nissan LEAF</h2>
<div class="lb-trans"><h2>5. 日产 LEAF</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2023/10/Nissan-LEAF-Tax-Credit-2.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0" alt="" original-src="https://electrek.co/wp-content/uploads/sites/3/2023/10/Nissan-LEAF-Tax-Credit-2.jpeg?quality=82&amp;strip=all&amp;w=1024"/></p>
<p>2024 Nissan LEAF SV; via Nissan.</p>
<div class="lb-trans"><p>2024 年日产 LEAF SV；来源于日产。</p>
</div><p>With its focus on affordable efficiency and die-hard adherence to the practically dead CHAdeMO charging standard, the Nissan LEAF is hardly flying off dealer lots in 2025, but if you’re driving less than 100 miles each way in a given day (or live/work near a CHAdeMO fast charger), the LEAF is one of the least expensive new cars you can buy in 2025. It’s also one of the least expensive to insure, too, <strong>with an estimated annual insurance cost of just $2,369</strong>.</p>
<div class="lb-trans"><p>日产 LEAF 专注于经济高效，并坚守几乎已经过时的 CHAdeMO 充电标准，2025 年几乎没有在经销商处热销，但如果你每天单程行驶不到 100 英里（或住/工作在 CHAdeMO 快充附近），LEAF 是 2025 年你可以购买的最便宜的新车之一。它的保险费用也是最便宜的之一，<strong>年保险费用仅为 2369 美元</strong>。</p>
</div><ul>
<li>Click here to get a great local deal on an affordable new Nissan LEAF.</li>
</ul>
<div class="lb-trans"><ul>
<li>点击这里获取当地优惠，购买一辆经济实惠的新日产 LEAF。</li>
</ul>
</div><h2>4. Volkswagen ID.4</h2>
<div class="lb-trans"><h2>4. 大众 ID.4</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://electrek.co/wp-content/uploads/sites/3/2024/04/VW-sales-1.jpeg/query-cXVhbGl0eT04MiZzdHJpcD1hbGwmdz0xMDI0" alt="" original-src="https://electrek.co/wp-content/uploads/sites/3/2024/04/VW-sales-1.jpeg?quality=82&amp;strip=all&amp;w=1024"/></p>
<p>2024 Volkswagen ID.4; via VW.</p>
<div class="lb-trans"><p>2024 年大众 ID.4；来源于大众。</p>
</div><p>One of the most popular legacy EVs, the ID.4 offers Volkswagen build quality and (for 2024) a Chat-GPT enabled interface. To keep ID.4 sales rolling, VW dealers are getting aggressive with discounts, making this fast-charging, 291 mile EPA-rated range, 5-star safety rated EV a value proposition that’s tough to beat – especially when you factor in affordable car insurance, <strong>with an estimated annual insurance cost of just $2,318</strong>.</p>
<div class="lb-trans"><p>作为最受欢迎的传统电动车之一，ID.4 提供了大众的制造质量和（2024 年）一个支持 Chat-GPT 的界面。为了保持 ID.4 的销量，大众经销商正在积极提供折扣，使这款快速充电、EPA 评级 291 英里、5 星安全评级的电动车成为一个难以超越的价值选择——尤其是考虑到经济实惠的汽车保险，<strong>年保险费用仅为 2318 美元</strong>。</p>
</div>

汽车保险费用非常高——以下是 2025 年保险费用最低的电动车