<p>老牌健康保险经纪公司 <strong>SelectQuote</strong>(SLQT -12.17%) 在周一的表现并没有展现出未来的趋势。该公司的股票当天下跌了 12%，这与管理层发布的最新季度财报有关。这与整体股市形成了鲜明对比，基准 <strong>S&amp;P 500</strong> 指数上涨了相对较高的 3.3%。</p>
<h2>健康增长，但底线未达预期</h2>
<p>在 2025 财年的第三季度，SelectQuote 的总收入超过了 4.08 亿美元，较 2024 财年同一时期的超过 3.76 亿美元有所增长。根据公认会计原则（GAAP），净收入超过 2600 万美元（每股 0.03 美元），是去年同期 860 万美元利润的三倍多。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw"/></p>
<p>图片来源：Getty Images。</p>
<p>尽管这些增长并不容小觑，但公司在底线上略有失误。跟踪 SelectQuote 股票的分析师平均预计每股净收入为 0.04 美元。然而，该公司在收入方面超出了预期，因为平均分析师的估计略高于 4.02 亿美元。</p>
<p>在财报发布中，SelectQuote 引用了首席执行官 Tim Danker 的话，称 “SelectQuote 的代理主导模式与我们技术驱动的信息优势，使我们的平台对医疗生态系统中的参与者来说比以往任何时候都更有价值。”</p>
<h2>令人担忧的指控</h2>
<p>然而，投资者可能更关心的是 SelectQuote 及其管理团队 <em>没有</em> 说的内容。在财报发布中，并没有进一步回应美国司法部（DoJ）提出的指控，指控该公司与同行健康保险经纪人一起接受了顶级保险公司非法的 “回扣” 支付。</p>
<p>尽管如此，SelectQuote 在周五发布的新闻稿中表示，它 “强烈反对” 这些指控。它还誓言将为自己辩护，预测在此案中将获得积极的结果。</p>

SLQT

<p>SelectQuote 的股票在发布 2025 财年第三季度财报后下跌了 12%，尽管收入增长超过 4.08 亿美元。该公司报告的净收入为 2600 万美元，未达到分析师预期的每股 0.04 美元。由于缺乏关于司法部指控接受非法回扣的详细信息，市场产生了担忧，尽管 SelectQuote 对这些指控表示不同意，并计划为自己辩护</p>

<p>Veteran health insurance broker <strong>SelectQuote</strong>(SLQT -12.17%) wasn't quite looking like the wave of the future on Monday. The company's shares took a 12% hit on the day, following management's release of the latest set of quarterly figures. That was in rather sharp contrast to the overall stock market, where the benchmark <strong>S&amp;P 500</strong> index rose by a relatively steep 3.3%.</p>
<div class="lb-trans"><p>老牌健康保险经纪公司 <strong>SelectQuote</strong>(SLQT -12.17%) 在周一的表现并没有展现出未来的趋势。该公司的股票当天下跌了 12%，这与管理层发布的最新季度财报有关。这与整体股市形成了鲜明对比，基准 <strong>S&amp;P 500</strong> 指数上涨了相对较高的 3.3%。</p>
</div><h2>Healthy growth, but a bottom-line miss</h2>
<div class="lb-trans"><h2>健康增长，但底线未达预期</h2>
</div><p>For its fiscal third quarter of 2025, SelectQuote reaped just over $408 million in total revenue, up from the more than $376 million it earned in the same period of fiscal 2024. Generally accepted accounting principles (GAAP) net income came in at over $26 million ($0.03 per share), more than triple the under-$8.6 million profit of the year-ago period.</p>
<div class="lb-trans"><p>在 2025 财年的第三季度，SelectQuote 的总收入超过了 4.08 亿美元，较 2024 财年同一时期的超过 3.76 亿美元有所增长。根据公认会计原则（GAAP），净收入超过 2600 万美元（每股 0.03 美元），是去年同期 860 万美元利润的三倍多。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F818084%2Ftwo-people-in-white-lab-coats-looking-at-a-computer-display.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><p>Although those increases were nothing to sneeze at, the company missed on the bottom line, if only slightly. On average, analysts tracking SelectQuote stock were modeling $0.04 per share net income. The company did beat on revenue, however, as the average pundit estimate was a bit over $402 million.</p>
<div class="lb-trans"><p>尽管这些增长并不容小觑，但公司在底线上略有失误。跟踪 SelectQuote 股票的分析师平均预计每股净收入为 0.04 美元。然而，该公司在收入方面超出了预期，因为平均分析师的估计略高于 4.02 亿美元。</p>
</div><p>In its earnings release, SelectQuote quoted CEO Tim Danker as saying that &#34;SelectQuote's agent-led model paired with our technology-enabled information advantage made our platform more valuable than ever to participants in the healthcare ecosystem.&#34;</p>
<div class="lb-trans"><p>在财报发布中，SelectQuote 引用了首席执行官 Tim Danker 的话，称 “SelectQuote 的代理主导模式与我们技术驱动的信息优势，使我们的平台对医疗生态系统中的参与者来说比以往任何时候都更有价值。”</p>
</div><h2>Troubling accusations</h2>
<div class="lb-trans"><h2>令人担忧的指控</h2>
</div><p>However, investors might have been more concerned with what SelectQuote and its management team <em>didn't</em> say. In the earnings release, it didn't further address allegations brought by the government's Department of Justice (DoJ) in a complaint that the company -- along with peer health insurance brokers -- accepted illegal &#34;kickback&#34; payments by top insurers.</p>
<div class="lb-trans"><p>然而，投资者可能更关心的是 SelectQuote 及其管理团队 <em>没有</em> 说的内容。在财报发布中，并没有进一步回应美国司法部（DoJ）提出的指控，指控该公司与同行健康保险经纪人一起接受了顶级保险公司非法的 “回扣” 支付。</p>
</div><p>That, despite the fact that SelectQuote issued a press release Friday saying that it &#34;strongly disagrees&#34; with the allegations. It also vowed to defend itself against the DoJ's accusations, predicting a positive outcome for it in the case.</p>
<div class="lb-trans"><p>尽管如此，SelectQuote 在周五发布的新闻稿中表示，它 “强烈反对” 这些指控。它还誓言将为自己辩护，预测在此案中将获得积极的结果。</p>
</div>

为什么 SelectQuote 的股票今天遭遇重挫