<p>作者：Scof，ChainCatcher</p>
<h2>什么是 Soul Protocol？</h2>
<p>Soul Protocol 是一个跨链借贷协议，旨在弥合现有 DeFi 借贷协议与不同公链之间的差距，帮助用户在多个链和协议之间更灵活地借贷资产。用户可以在以太坊、Arbitrum、Optimism、Avalanche 等多个链上使用 Aave、Compound、Venus 等主流借贷协议进行跨链借贷操作。</p>
<p>Soul 的特点在于它不依赖于资产桥接或发行合成资产，而是允许用户通过 LayerZero 等跨链通信协议直接使用原生资产进行借贷。这种设计降低了用户在不同链之间转移资产的风险和成本，同时提高了资产的流动性和效率。</p>
<p><img src="https://imageproxy.pbkrs.com/https://admin2049.chaincatcher.info/upload/image/20250516/1747393237714-776692.webp?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://admin2049.chaincatcher.info/upload/image/20250516/1747393237714-776692.webp"/></p>
<p>目前，Soul 仍处于测试阶段，向用户开放功能测试、反馈和体验。</p>
<h2>Soul 如何打破借贷壁垒？</h2>
<p>当前 DeFi 借贷市场存在几个常见问题：</p>
<p><strong>借贷协议碎片化</strong></p>
<p>大多数现有借贷协议仅支持单一公链。如果用户想在不同链上的协议之间借贷，通常需要手动切换链并桥接资产，这个过程繁琐。</p>
<p><strong>跨链借贷成本高且速度慢</strong></p>
<p>传统的跨链借贷通常需要桥接资产，这不仅增加了额外步骤，还在费用和资产安全方面带来了风险。桥接过程本身的效率不足以满足套利或灵活借贷的需求。</p>
<p><strong>借贷能力有限</strong></p>
<p>由于资产和借贷能力分散在不同链和协议上，用户往往无法整合所有资产进行借贷，导致资本利用效率降低。</p>
<p>Soul Protocol 试图通过统一的跨链借贷基础设施解决上述问题：</p>
<ul>
<li>用户可以在任何支持的链上存入资产，并在其他链或协议上借贷，而无需桥接资产。</li>
</ul>
<ul>
<li>它可以自动匹配不同协议和链上的利率，帮助用户找到更低的借贷利率或更高的存款回报。</li>
</ul>
<ul>
<li>在借贷过程中，用户的资产和抵押能力不再局限于单一链和协议，从而提高整体资本效率。</li>
</ul>
<ul>
<li>支持跨链套利、杠杆等策略，无需繁琐的资产移动。</li>
</ul>
<p>在整个过程中，用户只需在 Soul 界面中操作，底层的跨链通信协议如 LayerZero 实现资产和数据的同步。为了增强系统的稳健性，Soul 还接入了 Wormhole、Axelar 和 Chainlink 的 CCIP 作为备份通道，以防止通信中断。</p>
<h2>团队背景和当前进展</h2>
<p>Soul Protocol 由 Soul Labs 开发。团队创始人 Ahmed S 曾开发 Hatom。该项目在过去一年中保持低调开发。目前，测试网络已上线，支持主流链和借贷协议，并向外部开放测试和反馈。</p>
<p>Soul Protocol 采用社区参与和测试激励模型。在测试网络阶段，用户可以通过使用 dApps 和完成指定任务获得积分（Seeds）。这些积分将在主网络发布时兑换为 Soul 的原生代币 $SO。</p>
<p>该项目尚未披露外部融资信息，但正在通过社区参与推动测试和产品优化。用户可以通过参与测试帮助发现问题、提出建议，并获得相应的奖励。</p>

LEND

<p>Soul Protocol 是一个跨链借贷协议，旨在增强在以太坊和 Avalanche 等多个公链之间的借贷灵活性。与传统方法不同，它允许用户使用原生资产进行借贷，无需桥接，从而降低风险和成本。该协议通过允许用户在一个链上存入资产并在另一个链上无缝借贷，解决了借贷协议碎片化和容量有限的问题。目前正在测试中，它通过奖励激励社区参与，并计划在主网启动时推出原生代币 $SO</p>

<p>Author: Scof, ChainCatcher</p>
<div class="lb-trans"><p>作者：Scof，ChainCatcher</p>
</div><h2>What is Soul Protocol?</h2>
<div class="lb-trans"><h2>什么是 Soul Protocol？</h2>
</div><p>Soul Protocol is a cross-chain lending protocol that aims to bridge the gap between existing DeFi lending protocols and different public chains, helping users to lend and borrow assets more flexibly between multiple chains and protocols. Users can use mainstream lending protocols such as Aave, Compound, Venus, etc. on multiple chains such as Ethereum, Arbitrum, Optimism, Avalanche, etc. to perform cross-chain lending operations.</p>
<div class="lb-trans"><p>Soul Protocol 是一个跨链借贷协议，旨在弥合现有 DeFi 借贷协议与不同公链之间的差距，帮助用户在多个链和协议之间更灵活地借贷资产。用户可以在以太坊、Arbitrum、Optimism、Avalanche 等多个链上使用 Aave、Compound、Venus 等主流借贷协议进行跨链借贷操作。</p>
</div><p>The characteristic of Soul is that it does not rely on asset bridging or issuing synthetic assets, but allows users to directly use native assets for lending through cross-chain communication protocols such as LayerZero. This design reduces the risk and cost of users transferring assets between different chains, while improving the liquidity and efficiency of assets.</p>
<div class="lb-trans"><p>Soul 的特点在于它不依赖于资产桥接或发行合成资产，而是允许用户通过 LayerZero 等跨链通信协议直接使用原生资产进行借贷。这种设计降低了用户在不同链之间转移资产的风险和成本，同时提高了资产的流动性和效率。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://admin2049.chaincatcher.info/upload/image/20250516/1747393237714-776692.webp" alt="" original-src="https://admin2049.chaincatcher.info/upload/image/20250516/1747393237714-776692.webp"/></p>
<p>Currently, Soul is still in the testing phase and is open to users for functional testing, feedback and experience.</p>
<div class="lb-trans"><p>目前，Soul 仍处于测试阶段，向用户开放功能测试、反馈和体验。</p>
</div><h2>How does Soul break the lending barrier?</h2>
<div class="lb-trans"><h2>Soul 如何打破借贷壁垒？</h2>
</div><p>There are several common problems in the current DeFi lending market:</p>
<div class="lb-trans"><p>当前 DeFi 借贷市场存在几个常见问题：</p>
</div><p><strong>Lending agreements are fragmented</strong></p>
<div class="lb-trans"><p><strong>借贷协议碎片化</strong></p>
</div><p>Most existing lending agreements only support a single public chain. If users want to borrow and lend between agreements on different chains, they often need to manually switch chains and bridge assets, which is a cumbersome process.</p>
<div class="lb-trans"><p>大多数现有借贷协议仅支持单一公链。如果用户想在不同链上的协议之间借贷，通常需要手动切换链并桥接资产，这个过程繁琐。</p>
</div><p><strong>Cross-chain lending is costly and slow</strong></p>
<div class="lb-trans"><p><strong>跨链借贷成本高且速度慢</strong></p>
</div><p>Traditional cross-chain lending usually requires bridging assets, which not only adds additional steps, but also brings risks in terms of fees and asset security. The bridging process itself is not efficient enough to meet arbitrage or flexible lending needs.</p>
<div class="lb-trans"><p>传统的跨链借贷通常需要桥接资产，这不仅增加了额外步骤，还在费用和资产安全方面带来了风险。桥接过程本身的效率不足以满足套利或灵活借贷的需求。</p>
</div><p><strong>Limited lending capacity</strong></p>
<div class="lb-trans"><p><strong>借贷能力有限</strong></p>
</div><p>Since assets and lending capacity are scattered across different chains and protocols, users often cannot integrate all of their assets for lending, resulting in reduced capital utilization efficiency.</p>
<div class="lb-trans"><p>由于资产和借贷能力分散在不同链和协议上，用户往往无法整合所有资产进行借贷，导致资本利用效率降低。</p>
</div><p>Soul Protocol attempts to solve the above problems through a unified cross-chain lending infrastructure:</p>
<div class="lb-trans"><p>Soul Protocol 试图通过统一的跨链借贷基础设施解决上述问题：</p>
</div><ul>
<li>Users can deposit assets on any supported chain and lend on other chains or protocols without bridging assets.</li>
</ul>
<div class="lb-trans"><ul>
<li>用户可以在任何支持的链上存入资产，并在其他链或协议上借贷，而无需桥接资产。</li>
</ul>
</div><ul>
<li>It can automatically match the interest rates on different protocols and chains to help users find lower lending rates or higher deposit returns.</li>
</ul>
<div class="lb-trans"><ul>
<li>它可以自动匹配不同协议和链上的利率，帮助用户找到更低的借贷利率或更高的存款回报。</li>
</ul>
</div><ul>
<li>During the lending process, users' assets and collateral capabilities are no longer limited to a single chain and protocol, thereby improving overall capital efficiency.</li>
</ul>
<div class="lb-trans"><ul>
<li>在借贷过程中，用户的资产和抵押能力不再局限于单一链和协议，从而提高整体资本效率。</li>
</ul>
</div><ul>
<li>Supports cross-chain arbitrage, leverage and other strategies without cumbersome asset movement.</li>
</ul>
<div class="lb-trans"><ul>
<li>支持跨链套利、杠杆等策略，无需繁琐的资产移动。</li>
</ul>
</div><p>During the entire process, users only need to operate in the Soul interface, and the underlying cross-chain communication protocols such as LayerZero realize asset and data synchronization. In order to enhance the robustness of the system, Soul also accesses Wormhole, Axelar and Chainlink's CCIP as a backup channel to prevent communication interruptions.</p>
<div class="lb-trans"><p>在整个过程中，用户只需在 Soul 界面中操作，底层的跨链通信协议如 LayerZero 实现资产和数据的同步。为了增强系统的稳健性，Soul 还接入了 Wormhole、Axelar 和 Chainlink 的 CCIP 作为备份通道，以防止通信中断。</p>
</div><h2>Team Background and Current Progress</h2>
<div class="lb-trans"><h2>团队背景和当前进展</h2>
</div><p>Soul Protocol was developed by Soul Labs. The team founder Ahmed S once developed Hatom. The project has maintained a low-key development over the past year. At this stage, the test network has been launched, supporting mainstream chains and lending protocols, and is open to external testing and feedback.</p>
<div class="lb-trans"><p>Soul Protocol 由 Soul Labs 开发。团队创始人 Ahmed S 曾开发 Hatom。该项目在过去一年中保持低调开发。目前，测试网络已上线，支持主流链和借贷协议，并向外部开放测试和反馈。</p>
</div><p>Soul Protocol operates in a community participation and testing incentive model. During the test network stage, users can earn points (Seeds) by using dApps and completing designated tasks. These points will be exchanged for Soul's native token $SO when the main network is released.</p>
<div class="lb-trans"><p>Soul Protocol 采用社区参与和测试激励模型。在测试网络阶段，用户可以通过使用 dApps 和完成指定任务获得积分（Seeds）。这些积分将在主网络发布时兑换为 Soul 的原生代币 $SO。</p>
</div><p>The project has not yet disclosed external financing information, but is promoting testing and product optimization through community participation. Users can help discover problems, make suggestions, and receive corresponding rewards by participating in testing.</p>
<div class="lb-trans"><p>该项目尚未披露外部融资信息，但正在通过社区参与推动测试和产品优化。用户可以通过参与测试帮助发现问题、提出建议，并获得相应的奖励。</p>
</div>

在一篇文章中了解跨链借贷基础设施 Soul Protocol